Havana, Fulton County, Illinois Property Taxes
Property Taxes in Havana, Illinois
Median Havana, Illinois effective property tax rate: 2.53%, significantly higher than the national median of 1.02%, and higher than the Illinois state median of 2.33%.
Median Havana, Illinois home value: $101,202
Median annual Havana, Illinois tax bill: $2,194, lower than the national median property tax bill of $2,400.
How are property taxes in Fulton calculated?
Property taxes in Havana, Illinois are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Havana's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Havana, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Havana, Fulton County, Illinois Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.53%
Estimate Property Tax Bill
$2,560
$2,376
How Does the Havana Property Tax Calculator Work?
Use this Havana property tax calculator to estimate your annual property tax bill. Enter your property’s assessed value and the calculator applies Havana’s median effective tax rate of 2.53% — based on actual property records in Fulton County — to generate your estimate.
Enter your property’s estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home’s market value. The calculator applies Havana’s median effective rate across all local levies, giving a more accurate estimate than using a single county millage rate.
Your bill may vary by ZIP code within Havana, but the available data shows the same median property tax bill of $2,194 in 62644. Havana’s median tax rate is higher than Illinois’s 2.33% median rate, while the median tax bill is $206 lower than the state median bill.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Havana.
About Havana Property Taxes
About Property Taxes in Havana, Fulton, Illinois
Havana’s median effective property tax rate of 2.53% is higher than the Illinois state median of 2.33% and higher than the national median of 1.02%. This rate reflects the Fulton County levy combined with local taxing districts that affect assessed values across the city.
Property tax rates are not uniform across Havana. Homeowners in the 62644 ZIP code carry a median effective rate of 2.53%, while the lowest ZIP code also sits at 2.53%. That means there is no spread across the city, but local taxing boundaries still shape what homeowners pay.
Havana homeowners who believe their assessed value is too high can file a formal appeal with the Fulton County Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Havana, Fulton County, Illinois
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Havana's effective property tax rate to other cities in Illinois and the median property tax rates in Illinois and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Havana Tax Rate
2.53%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Fulton County Tax Rate
2.65%
Median Effective Illinois Tax Rate
2.33%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Havana, Fulton County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 62644 | 1.63% | 2.26% | 2.53% | 2.77% | 2.81% |
Source: Ownwell
Property Tax Assessment Values Across Havana, Fulton County, Illinois
When examining property taxes in Havana, Illinois, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Fulton County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Fulton County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Havana.
For example, the median home price in Havana is $101,202, with tax bills ranging significantly across the county. 62644 has the highest median home price at $101,202.
Property Tax Assessment Values Across Havana, Fulton County, Illinois
Source: Ownwell
$27,988
$70,188
$112,388
Median Havana Market Value
$101,202
Median Fulton County Market Value
$72,042
Median Illinois Market Value
$227,888
Median United States Market Value
$235,294
Property Tax Assessment Values Across Havana, Fulton County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 62644 | $20,511 | $47,117 | $101,202 | $122,493 | $135,135 |
Source: Ownwell
Property Tax Bills Across Havana, Fulton County, Illinois
How are property tax bills calculated in Havana?
Property tax bills in Havana are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s assessed value rises, the tax bill can increase as well, even if the homeowner has not made any changes to the home. Factors such as location, market value, and exemptions can all affect the final amount owed.
What do Havana homeowners typically pay?
The median home price in Havana is $101,202, and the median property tax bill is $2,194. That amount is below the national median property tax bill of $2,400, but many homeowners still see a wide range in what they owe. The 25th percentile tax bill is $1,138, while the 75th percentile is $2,985. At the 90th percentile, bills reach $3,545.
How does this affect homeowners?
Because property taxes are tied to assessed value, homeowners in Havana may face higher bills when local assessments increase. For many households, that can make a meaningful difference in annual housing costs.
Median Havana Tax Bill
$2,194
Median Fulton County Tax Bill
$1,787
Median Illinois Tax Bill
$5,277
Median United States Tax Bill
$2,400
Property Tax Bills Across Havana, Fulton County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 62644 | $530 | $1,138 | $2,194 | $2,985 | $3,545 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | July 1 |
Links | |
|---|---|
| Fulton Tax Assessor | |
| Website | fultonil.devnetwedge.com |