Elsah, Jersey County, Illinois Property Taxes
Property Taxes in Elsah, Illinois
Median Elsah, Illinois effective property tax rate: 2.08%, significantly higher than the national median of 1.02%, and lower than the Illinois state median of 2.33%.
Median Elsah, Illinois home value: $132,712
Median annual Elsah, Illinois tax bill: $3,033, $633 higher than the national median property tax bill of $2,400.
How are property taxes in Jersey calculated?
Property taxes in Elsah, Illinois are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Elsah's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Elsah, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Elsah, Jersey County, Illinois Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.08%
Estimate Property Tax Bill
$2,760
$2,562
How Does the Elsah Property Tax Calculator Work?
Use this Elsah property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Elsah's median effective tax rate of 2.08% — based on actual property records in Jersey County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Elsah's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Elsah: rates range from 2.08% in 62028 to 2.08% in 62028, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Elsah.
About Elsah Property Taxes
About Property Taxes in Elsah, Jersey, Illinois
Elsah’s median effective property tax rate of 2.08% is lower than the Illinois state median of 2.33% and higher than the national median of 1.02%. This rate reflects the Jersey County base levy combined with local school district levies and other local charges that shape the final tax bill.
Property tax rates are not uniform across Elsah. In this case, the highest and lowest median effective rates are both 2.08% in ZIP code 62028, showing no variation within the city’s available data. The median home price is $132,712, and the median property tax bill is $3,033, which is $633 higher than the state tax bill difference noted in the data.
Elsah homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before April 20, 2026.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Elsah, Jersey County, Illinois
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Elsah's effective property tax rate to other cities in Illinois and the median property tax rates in Illinois and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Elsah Tax Rate
2.08%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Jersey County Tax Rate
2.18%
Median Effective Illinois Tax Rate
2.33%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Elsah, Jersey County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 62028 | 1.85% | 2.04% | 2.08% | 2.32% | 2.32% |
Source: Ownwell
Property Tax Assessment Values Across Elsah, Jersey County, Illinois
When examining property taxes in Elsah, Illinois, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Jersey County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Jersey County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Elsah.
For example, the median home price in Elsah is $132,712, with tax bills ranging significantly across the county. 62028 has the highest median home price at $132,712.
Property Tax Assessment Values Across Elsah, Jersey County, Illinois
Source: Ownwell
$15,952
$108,881
$201,810
Median Elsah Market Value
$132,712
Median Jersey County Market Value
$135,510
Median Illinois Market Value
$227,888
Median United States Market Value
$235,294
Property Tax Assessment Values Across Elsah, Jersey County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 62028 | $36,044 | $61,039 | $132,712 | $186,368 | $287,181 |
Source: Ownwell
Property Tax Bills Across Elsah, Jersey County, Illinois
Property tax bills in Elsah are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessment to determine the final bill, and the amount can vary depending on the home’s value and the taxing jurisdictions that support services in Jersey County. For a home with a median value of $132,712, the property tax bill can differ widely from one homeowner to another.
In Elsah, the 25th percentile tax bill is $1,651, while the 75th percentile tax bill is $4,357 and the 90th percentile tax bill is $6,529. The median tax bill is $3,033, which is above the national median property tax bill of $2,400 and above the national median property tax rate of 1.02%. That means homeowners in Elsah may see a heavier property tax burden than many U.S. households, making it important to understand how assessments affect what they owe each year.
Median Elsah Tax Bill
$3,033
Median Jersey County Tax Bill
$3,033
Median Illinois Tax Bill
$5,277
Median United States Tax Bill
$2,400
Property Tax Bills Across Elsah, Jersey County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 62028 | $973 | $1,651 | $3,033 | $4,357 | $6,529 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 20 |
Links | |
|---|---|
| Jersey Tax Assessor | |
| Website | jerseyil.devnetwedge.com |