Berne, Adams County, Indiana Property Taxes
Median Berne, IN effective property tax rate: 0.90%, significantly lower than the national median of 1.02%, but lower than the Indiana state median of 0.99%.
Median Berne, IN home value: $159,100
Median annual Berne, IN tax bill: $1,495, $905 lower than the national median property tax bill of $2,400.
How are property taxes in Adams calculated?
Property taxes in Berne, IN are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Berne’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Berne, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Berne, Adams County, Indiana Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.9%
Estimate Property Tax Bill
$1,432
$1,329
Ownwell’s Berne Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Berne with just two data points.
By entering your property's estimated assessed value, our calculator applies Berne’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.
This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Adams County.
For those interested in more localized information, please scroll down to explore city-level trends!
Property Tax Rates Across Berne, Adams County, Indiana
Local government entities determine property tax rates, which can differ significantly within Indiana. This variation is primarily because each county calculates its annual budget needs to provide essential services and then divides this by the total value of all taxable property within its jurisdiction. This process results in the effective property tax rate. Although votes and legislation play roles in setting these rates and budgets, this is the fundamental annual procedure.
In Berne, located in Adams County, the effective property tax rate stands at 0.90%. This rate aligns with the highest and lowest median tax rates within the zip code 46711, illustrating a uniformity in property tax assessments in the area. When compared to the national median property tax rate of 1.02%, Berne's rate is lower, potentially offering some financial relief for property owners. Additionally, the national median property tax bill is $2,400, providing a benchmark for comparison. Understanding these rates can help property owners in Berne make informed decisions about their real estate investments and financial planning.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Berne Tax Rate
0.90%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Adams County Tax Rate
0.84%
Median Effective Indiana Tax Rate
0.99%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Berne, Adams County, Indiana
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 46711 | 0.54% | 0.72% | 0.90% | 1.01% | 1.70% |
Source: Ownwell
Property Tax Assessment Values Across Berne, Adams County, Indiana
When examining property taxes in Berne, Indiana, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Adams County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Adams County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Berne. For example, the median home price in Berne is $159,100, with tax bills ranging significantly across the county. Zip code 46711 has the highest median home price at $159,100.
Property Tax Assessment Values Across Berne, Adams County, Indiana
Source: Ownwell
$83,650
$169,400
$255,150
Median Berne Market Value
$159,100
Median Adams County Market Value
$154,000
Median Indiana Market Value
$170,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Berne, Adams County, Indiana
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 46711 | $79,220 | $107,100 | $159,100 | $250,600 | $350,820 |
Source: Ownwell
Property Tax Bills Across Berne, Adams County, Indiana
In Berne, Adams County, Indiana, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. This assessed value is then multiplied by the local property tax rate to determine the annual tax bill. Homeowners in Berne face a median property tax bill of $1,495, which is significantly lower than the national median of $2,400. However, tax bills can range widely, from the 25th percentile at $838 to the 90th percentile at $3,679, depending on factors like property size, location, and improvements.
For homeowners, these taxes can represent a significant annual expense. The tax rate and assessed value are critical factors, as they directly influence the total amount owed. Ownwell offers valuable assistance by identifying potential savings through property tax appeals and exemptions. By analyzing individual property assessments, Ownwell can help ensure homeowners are not overpaying, potentially reducing their tax burden and providing peace of mind. This service can lead to substantial savings, especially in areas where property values fluctuate.
Median Berne Tax Bill
$1,495
Median Adams County Tax Bill
$1,348
Median Indiana Tax Bill
$1,691
Median United States Tax Bill
$2,400
Property Tax Bills Across Berne, Adams County, Indiana
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 46711 | $467 | $838 | $1,495 | $2,406 | $3,679 |
Source: Ownwell