Stuart, Guthrie County, Iowa Property Taxes
Median Stuart, IA effective property tax rate: 1.40%, significantly higher than the national median of 1.02%, but lower than the Iowa state median of 1.54%.
Median Stuart, IA home value: $144,100
Median annual Stuart, IA tax bill: $1,860, $540 lower than the national median property tax bill of $2,400.
How are property taxes in Guthrie calculated?
Property taxes in Stuart, IA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Stuart’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Stuart, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Stuart, Guthrie County, Iowa Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.4%
Estimate Property Tax Bill
$2,017
$1,872
Property Tax Rates Across Stuart, Guthrie County, Iowa
Local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
In Stuart, located in Guthrie County, Iowa, the property tax landscape reflects this process. The effective property tax rate here is 1.40%, which is notably higher than the national median of 1.02%. This means that residents in Stuart pay a higher percentage of their property's assessed value in taxes compared to many other areas across the country.
Comparing Stuart's tax rate to other cities within Iowa, it stands at the higher end of the spectrum. This can impact homeowners significantly, as higher property taxes can contribute to the overall cost of owning property. Understanding these rates and how they compare to both state and national averages can help property owners make informed decisions about purchasing and maintaining property in Stuart.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Stuart Tax Rate
1.40%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Guthrie County Tax Rate
1.18%
Median Effective Iowa Tax Rate
1.54%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Stuart, Guthrie County, Iowa
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 50250 | 0.98% | 1.19% | 1.40% | 1.50% | 1.57% |
Source: Ownwell
Property Tax Assessment Values Across Stuart, Guthrie County, Iowa
When examining property taxes in Stuart, Iowa, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Guthrie County Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices: In Guthrie County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Stuart.
For example, the median home price in Stuart is $144,100, with tax bills ranging significantly across the county. The 50250 zip code has the highest median home price at $144,100.
Property Tax Assessment Values Across Stuart, Guthrie County, Iowa
Source: Ownwell
$55,000
$227,000
$399,000
Median Stuart Market Value
$144,100
Median Guthrie County Market Value
$152,050
Median Iowa Market Value
$167,100
Median United States Market Value
$235,294
Property Tax Assessment Values Across Stuart, Guthrie County, Iowa
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 50250 | $44,200 | $75,100 | $144,100 | $242,500 | $309,500 |
Source: Ownwell
Property Tax Bills Across Stuart, Guthrie County, Iowa
In Stuart, IA, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. The median home price in Stuart is $144,100, and the property tax rate in Guthrie County influences the final bill. Homeowners in Stuart typically face property tax bills ranging from $1,098 at the 25th percentile to $4,046 at the 90th percentile, with a median tax bill of $1,860. This is below the national median property tax bill of $2,400, making Stuart relatively affordable compared to other areas. The tax bill can significantly impact a homeowner's budget, as it is a recurring expense that must be planned for annually.
Ownwell can assist homeowners in Stuart by analyzing their property assessments and identifying potential savings. Our team of experts can file appeals on behalf of homeowners if their property is over-assessed, ensuring they pay only their fair share. By leveraging our expertise, homeowners can potentially lower their tax bills, providing some financial relief and peace of mind.
Median Stuart Tax Bill
$1,860
Median Guthrie County Tax Bill
$1,994
Median Iowa Tax Bill
$2,508
Median United States Tax Bill
$2,400
Property Tax Bills Across Stuart, Guthrie County, Iowa
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 50250 | $698 | $1,098 | $1,860 | $3,072 | $4,046 |
Source: Ownwell