Urbandale, Polk County, Iowa Property Taxes

Name: Property Tax Bills Across Urbandale, Polk County, Iowa
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Urbandale, IA effective property tax rate: 1.65%, significantly higher than the national median of 1.02%, but lower than the Iowa state median of 1.54%. Median Urbandale, IA home value: $278,800. Median annual Urbandale, IA tax bill: $4,518, $2,118 higher than the national median property tax bill of $2,400.

How are property taxes in Polk County calculated?

Property taxes in Urbandale, IA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Urbandale’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Urbandale, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Urbandale, Polk County, Iowa Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.65%

Estimate Property Tax Bill

$4,600

$4,269

Ownwell’s Urbandale Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Urbandale with just two data points. By entering your property's estimated assessed value, our calculator applies Urbandale’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Polk County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Urbandale, Polk County, Iowa

Local government entities are responsible for setting tax rates, which can vary significantly across different areas within a state. This variation occurs because each county annually estimates its budgetary needs to provide essential services and then divides this amount by the total assessed value of all taxable properties in its jurisdiction. This calculation determines the property tax rate. Though votes and legislation play a role in setting these rates and budgets, this is the fundamental annual process.

In Urbandale, located in Polk County, Iowa, the effective property tax rate reflects this local calculation process. When compared to other cities in Iowa and the national median, Urbandale's rate can provide insight into how local tax burdens stack up. While the national median property tax rate is 1.02%, Urbandale's rate is notably higher. This difference highlights the importance of understanding local tax rates and how they impact property owners. By being informed, property owners can better navigate their financial responsibilities and explore potential tax appeal and exemption opportunities.

Property Tax Rates Across Urbandale, Polk County, Iowa

Source: Ownwell

1.33%

1.70%

2.06%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Urbandale Tax Rate

1.65%

Median Effective Polk County Tax Rate

1.69%

Median Effective Iowa Tax Rate

1.54%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Urbandale, Polk County, Iowa

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
50322	1.46%	1.51%	1.64%	1.72%	1.78%
50323	1.45%	1.63%	1.65%	1.70%	1.75%

Source: Ownwell

Property Tax Assessment Values Across Urbandale, Polk County, Iowa

When examining property taxes in Urbandale, Iowa, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Polk County Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Polk County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Urbandale. For example, the median home price in Urbandale is $278,800, with tax bills ranging significantly across the county. Zip code 50323 has the highest median home price at $393,100.

Property Tax Assessment Values Across Urbandale, Polk County, Iowa

Source: Ownwell

$2,050

$223,775

$445,500

Median Urbandale Market Value

$278,800

Median Polk County Market Value

$231,500

Median Iowa Market Value

$167,100

Median United States Market Value

$235,294

Property Tax Assessment Values Across Urbandale, Polk County, Iowa

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
50322	$163,400	$217,400	$265,000	$326,800	$386,000
50323	$280,260	$330,800	$393,100	$497,775	$676,450

Source: Ownwell

Property Tax Bills Across Urbandale, Polk County, Iowa

In Urbandale, located in Polk County, IA, property tax bills are calculated based on the assessed value of a home, which is determined by the local assessor. The assessed value is then multiplied by the local tax rate to determine the annual tax bill. With a median home price of $278,800, homeowners in Urbandale may face tax bills that vary significantly. For example, the tax bill at the 25th percentile is $3,770, while at the 75th percentile, it is $5,580. The highest median tax bill in the area reaches $6,358 in the 50323 zip code. These figures contrast with the national median property tax bill of $2,400, indicating that homeowners in Urbandale may pay more than the national average. This can place a financial strain on homeowners. Ownwell can assist by reviewing property assessments to identify potential inaccuracies and filing appeals to ensure fair taxation. By doing so, homeowners can potentially reduce their tax burden, aligning it more closely with the property's true market value.

Property Tax Bills Across Urbandale, Polk County, Iowa

Source: Ownwell

$28

$3,264

$6,500

Median Urbandale Tax Bill

$4,518

Median Polk County Tax Bill

$3,904

Median Iowa Tax Bill

$2,508

Median United States Tax Bill

$2,400

Property Tax Bills Across Urbandale, Polk County, Iowa

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
50322	$2,744	$3,656	$4,322	$5,164	$6,186
50323	$4,697	$5,477	$6,358	$8,078	$11,040

Source: Ownwell