Property Taxes in Kentucky
Median Kentucky property tax rate: 1.02%, aligning with the national median of 1.02%. Median Kentucky home value: $110,000. Median annual Kentucky tax bill: $1,031, which is $1,369 lower than the national median property tax bill of $2,400.
How are property taxes in Kentucky calculated?
Property taxes in Kentucky are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you are in Kentucky, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Kentucky Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.02%
Estimate Property Tax Bill
$1,183
$1,098
Ownwell’s Kentucky Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Kentucky with just two data points. By entering your property's estimated assessed value, our calculator applies Kentucky's median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing homeownership costs in Kentucky. For those interested in more localized information, please scroll down to explore county and city-level trends!
Property Tax Rates Across Kentucky
Local government entities in Kentucky set property tax rates, which can vary significantly across the state. Annually, each county estimates its budget needs for services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws play a role, this is the essence of the process. In Kentucky, you can compare a county’s effective property tax rate to others in the state or the national median of 1.02%. For example, Greenup County has the highest effective property tax rate in Kentucky at 1.58%, while Bourbon County has the lowest at 0.57%.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Kentucky Tax Rate
1.02%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Kentucky
| County | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adair | 0.32% | 0.68% | 1.11% | 1.19% | 1.46% |
| Allen | 0.40% | 0.92% | 0.93% | 0.95% | 1.00% |
| Anderson | 0.54% | 0.75% | 0.93% | 1.03% | 1.03% |
| Ballard | 0.49% | 1.02% | 1.02% | 1.02% | 1.02% |
| Barren | 0.25% | 0.67% | 1.01% | 1.13% | 1.23% |
| Bath | 0.51% | 1.17% | 1.25% | 1.25% | 1.25% |
| Bell | 0.62% | 1.04% | 1.16% | 1.16% | 1.16% |
| Boone | 0.82% | 0.94% | 1.08% | 1.12% | 1.16% |
| Bourbon | 0.34% | 0.34% | 0.78% | 0.87% | 0.87% |
| Boyd | 0.33% | 0.62% | 0.86% | 1.42% | 1.63% |
| Boyle | 0.37% | 0.49% | 0.71% | 1.12% | 1.12% |
| Bracken | 0.46% | 1.30% | 1.31% | 1.31% | 1.62% |
| Breathitt | 0.52% | 0.99% | 1.44% | 1.44% | 1.44% |
| Breckinridge | 0.37% | 0.68% | 0.92% | 1.09% | 1.56% |
| Bullitt | 0.85% | 1.03% | 1.17% | 1.26% | 1.27% |
| Butler | 0.37% | 0.69% | 0.89% | 0.93% | 0.96% |
| Caldwell | 0.38% | 0.81% | 0.82% | 0.98% | 0.98% |
| Campbell | 0.38% | 0.39% | 1.03% | 1.21% | 1.23% |
| Carlisle | 0.47% | 1.13% | 1.13% | 1.20% | 1.29% |
| Carroll | 0.50% | 1.02% | 1.02% | 1.12% | 1.14% |
| Carter | 0.27% | 0.86% | 0.86% | 0.86% | 0.86% |
| Casey | 0.19% | 0.38% | 0.93% | 0.93% | 0.93% |
| Christian | 0.53% | 0.74% | 0.74% | 0.81% | 0.90% |
| Clark | 0.68% | 1.00% | 1.00% | 1.00% | 1.00% |
| Clay | 0.24% | 1.19% | 1.20% | 1.20% | 1.20% |
| Clinton | 0.35% | 0.83% | 0.83% | 0.83% | 0.83% |
| Crittenden | 0.29% | 0.62% | 0.91% | 1.00% | 1.22% |
| Cumberland | 0.47% | 0.75% | 0.78% | 0.86% | 1.07% |
| Daviess | 0.19% | 0.26% | 0.82% | 1.05% | 1.11% |
| Edmonson | 0.45% | 0.91% | 0.93% | 0.97% | 1.03% |
| Elliott | 0.10% | 0.36% | 0.73% | 0.97% | 0.97% |
| Estill | 0.44% | 1.06% | 1.06% | 1.06% | 1.06% |
| Fayette | 0.94% | 1.09% | 1.24% | 1.24% | 1.24% |
| Fleming | 0.25% | 0.39% | 0.98% | 0.98% | 1.13% |
| Floyd | 0.67% | 1.20% | 1.20% | 1.20% | 1.20% |
| Franklin | 0.48% | 0.82% | 1.21% | 1.21% | 1.21% |
| Fulton | 0.47% | 1.03% | 1.03% | 1.08% | 1.08% |
| Gallatin | 0.53% | 1.06% | 1.06% | 1.06% | 1.26% |
| Garrard | 0.52% | 0.78% | 1.03% | 1.08% | 1.12% |
| Grant | 0.77% | 1.13% | 1.22% | 1.42% | 2.04% |
| Graves | 0.35% | 0.35% | 0.80% | 0.85% | 0.91% |
| Green | 0.38% | 0.84% | 1.02% | 1.02% | 1.02% |
| Greenup | 0.53% | 1.02% | 1.61% | 1.70% | 1.96% |
| Hancock | 0.48% | 1.04% | 1.04% | 1.04% | 1.04% |
| Hardin | 0.14% | 0.43% | 0.92% | 1.03% | 1.17% |
| Harlan | 0.49% | 0.83% | 1.34% | 1.34% | 1.69% |
| Harrison | 0.57% | 0.99% | 0.99% | 1.05% | 1.06% |
| Hart | 0.16% | 0.42% | 0.94% | 1.06% | 1.24% |
| Henderson | 0.65% | 0.91% | 1.11% | 1.12% | 1.18% |
| Henry | 0.75% | 1.02% | 1.15% | 1.19% | 1.24% |
| Hickman | 0.23% | 0.51% | 1.03% | 1.06% | 1.19% |
| Jackson | 0.58% | 1.16% | 1.16% | 1.16% | 1.16% |
| Jefferson | 0.87% | 1.06% | 1.14% | 1.17% | 1.28% |
| Jessamine | 0.69% | 0.94% | 1.05% | 1.05% | 1.15% |
| Kenton | 0.80% | 1.01% | 1.03% | 1.30% | 1.32% |
| Knott | 0.28% | 1.08% | 1.08% | 1.08% | 1.08% |
| Knox | 0.50% | 1.04% | 1.13% | 1.42% | 2.03% |
| Larue | 0.28% | 0.57% | 0.98% | 1.06% | 1.23% |
| Laurel | 0.45% | 0.77% | 0.77% | 0.77% | 0.77% |
| Lawrence | 0.55% | 1.14% | 1.17% | 1.26% | 1.62% |
| Leslie | 0.34% | 1.20% | 1.42% | 1.42% | 1.42% |
| Letcher | 0.33% | 1.18% | 1.45% | 1.45% | 1.62% |
| Lewis | 0.51% | 1.03% | 1.03% | 1.13% | 1.13% |
| Lincoln | 0.50% | 0.75% | 1.03% | 1.03% | 1.03% |
| Livingston | 0.47% | 0.82% | 0.91% | 0.92% | 0.92% |
| Logan | 0.22% | 0.53% | 0.87% | 0.89% | 1.26% |
| Lyon | 0.58% | 0.81% | 0.81% | 0.89% | 0.89% |
| McCracken | 0.36% | 0.36% | 0.82% | 0.98% | 1.03% |
| McCreary | 0.26% | 0.67% | 0.80% | 0.80% | 0.80% |
| McLean | 0.58% | 1.05% | 1.07% | 1.18% | 1.55% |
| Madison | 0.68% | 0.87% | 0.96% | 0.96% | 0.96% |
| Marion | 0.44% | 0.66% | 0.89% | 0.89% | 0.89% |
| Marshall | 0.91% | 0.99% | 1.00% | 1.13% | 2.08% |
| Martin | 0.28% | 0.49% | 1.39% | 1.74% | 2.42% |
| Mason | 0.29% | 0.70% | 1.06% | 1.21% | 1.21% |
| Meade | 0.74% | 1.07% | 1.15% | 1.15% | 1.17% |
| Mercer | 0.46% | 0.74% | 1.11% | 1.19% | 1.20% |
| Metcalfe | 0.46% | 1.02% | 1.02% | 1.07% | 1.18% |
| Monroe | 0.28% | 0.66% | 0.90% | 0.90% | 0.90% |
| Montgomery | 0.58% | 0.99% | 1.09% | 1.09% | 1.09% |
| Morgan | 0.56% | 1.22% | 1.22% | 1.22% | 1.22% |
| Nelson | 0.34% | 0.37% | 1.05% | 1.10% | 1.20% |
| Nicholas | 0.25% | 0.43% | 0.90% | 1.00% | 1.00% |
| Ohio | 0.59% | 0.96% | 0.96% | 0.96% | 0.97% |
| Oldham | 1.00% | 1.14% | 1.23% | 1.25% | 1.26% |
| Owen | 0.75% | 1.15% | 1.18% | 1.31% | 2.55% |
| Owsley | 0.27% | 1.03% | 1.36% | 1.36% | 1.37% |
| Pendleton | 0.70% | 1.26% | 1.26% | 1.26% | 1.36% |
| Perry | 1.04% | 1.04% | 1.04% | 1.04% | 1.13% |
| Pike | 0.19% | 0.50% | 1.33% | 1.47% | 1.97% |
| Powell | 0.56% | 0.91% | 0.91% | 0.91% | 0.91% |
| Pulaski | 0.25% | 0.59% | 0.74% | 0.74% | 0.74% |
| Robertson | 0.50% | 1.33% | 1.33% | 1.33% | 1.33% |
| Rockcastle | 0.37% | 0.82% | 0.82% | 0.82% | 0.82% |
| Rowan | 0.38% | 0.67% | 0.85% | 0.85% | 0.85% |
| Russell | 0.55% | 0.95% | 0.95% | 0.95% | 0.95% |
| Shelby | 0.88% | 1.13% | 1.15% | 1.25% | 1.32% |
| Simpson | 0.59% | 0.80% | 0.89% | 0.89% | 0.89% |
| Spencer | 0.75% | 0.87% | 0.97% | 0.97% | 0.98% |
| Taylor | 0.41% | 0.41% | 0.87% | 0.98% | 0.98% |
| Todd | 0.17% | 0.42% | 0.83% | 0.83% | 0.85% |
| Trimble | 0.54% | 1.10% | 1.10% | 1.11% | 1.11% |
| Union | 0.38% | 0.74% | 1.04% | 1.04% | 1.56% |
| Warren | 0.33% | 0.59% | 0.85% | 0.89% | 0.92% |
| Washington | 0.63% | 0.82% | 1.00% | 1.07% | 1.28% |
| Wayne | 0.42% | 0.90% | 0.90% | 0.91% | 1.04% |
| Webster | 0.48% | 1.06% | 1.12% | 1.12% | 1.12% |
| Whitley | 0.33% | 0.33% | 0.73% | 0.73% | 0.73% |
| Wolfe | 0.95% | 0.95% | 0.95% | 0.95% | 0.95% |
| Woodford | 0.78% | 0.87% | 0.98% | 1.03% | 1.05% |
| Calloway | N/A | N/A | N/A | N/A | N/A |
| Grayson | N/A | N/A | N/A | N/A | N/A |
| Hopkins | N/A | N/A | N/A | N/A | N/A |
| Johnson | N/A | N/A | N/A | N/A | N/A |
| Lee | N/A | N/A | N/A | N/A | N/A |
| Magoffin | N/A | N/A | N/A | N/A | N/A |
| Menifee | N/A | N/A | N/A | N/A | N/A |
| Muhlenberg | N/A | N/A | N/A | N/A | N/A |
| Scott | N/A | N/A | N/A | N/A | N/A |
| Trigg | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Kentucky
Understanding the distinction between "market value" and "assessed value" is crucial when examining property taxes in Kentucky. The market value is what a willing buyer would pay to a willing seller in an open and competitive market. Location, property condition, and economic market trends often influence it. Each Kentucky county assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Kentucky, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the end of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Kentucky. For example, Oldham County has the highest median home price at $277,000.
Median Kentucky Market Value
$116,000
Median United States Market Value
$235,294
Property Tax Assessment Values Across Kentucky
| County | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adair | $5,000 | $17,000 | $55,000 | $120,000 | $200,000 |
| Allen | $9,500 | $31,563 | $71,500 | $142,338 | $232,000 |
| Anderson | $20,000 | $90,000 | $150,000 | $210,000 | $300,000 |
| Ballard | $6,500 | $19,000 | $57,000 | $112,042 | $190,000 |
| Barren | $11,900 | $42,500 | $104,100 | $185,000 | $309,500 |
| Bath | $10,000 | $24,000 | $50,320 | $94,000 | $146,704 |
| Bell | $1,500 | $5,000 | $29,950 | $65,000 | $118,000 |
| Boone | $71,300 | $145,000 | $215,200 | $295,000 | $387,000 |
| Bourbon | $56,180 | $100,000 | $165,000 | $232,475 | $372,480 |
| Boyd | $1,700 | $17,500 | $58,000 | $110,900 | $172,500 |
| Boyle | $65,000 | $100,000 | $150,000 | $215,000 | $300,000 |
| Bracken | $9,000 | $27,500 | $59,000 | $95,000 | $149,500 |
| Breathitt | $4,000 | $9,500 | $30,000 | $55,600 | $108,000 |
| Breckinridge | $4,500 | $16,000 | $70,000 | $147,000 | $250,000 |
| Bullitt | $37,480 | $121,631 | $177,541 | $248,000 | $326,000 |
| Butler | $22,000 | $47,500 | $76,600 | $125,000 | $188,920 |
| Caldwell | $5,500 | $22,000 | $49,250 | $97,779 | $175,000 |
| Campbell | $85,500 | $133,100 | $194,700 | $283,750 | $396,500 |
| Carlisle | $3,500 | $15,000 | $43,500 | $80,000 | $144,270 |
| Carroll | $17,000 | $43,850 | $78,000 | $135,000 | $205,000 |
| Carter | $10,000 | $25,000 | $53,720 | $92,000 | $160,000 |
| Casey | $5,000 | $17,000 | $53,000 | $135,000 | $295,000 |
| Christian | $9,060 | $40,000 | $100,000 | $170,000 | $255,000 |
| Clark | $25,350 | $74,800 | $130,400 | $198,200 | $285,500 |
| Clay | $5,000 | $18,000 | $40,500 | $67,200 | $110,430 |
| Clinton | $10,000 | $25,000 | $45,000 | $75,000 | $139,280 |
| Crittenden | $7,000 | $23,000 | $54,500 | $101,200 | $169,820 |
| Cumberland | $10,000 | $25,000 | $65,000 | $125,000 | $200,000 |
| Daviess | $15,400 | $53,977 | $117,300 | $195,500 | $280,600 |
| Edmonson | $20,000 | $45,000 | $92,000 | $157,150 | $240,000 |
| Elliott | $12,030 | $34,809 | $70,226 | $125,000 | $195,259 |
| Estill | $2,500 | $9,000 | $38,000 | $87,000 | $157,000 |
| Fayette | $110,000 | $154,100 | $216,400 | $319,800 | $460,000 |
| Fleming | $20,000 | $42,000 | $84,000 | $180,000 | $362,240 |
| Floyd | $2,200 | $8,000 | $25,000 | $58,000 | $110,000 |
| Franklin | $50,000 | $91,000 | $127,000 | $175,000 | $254,013 |
| Fulton | $1,500 | $10,000 | $36,000 | $67,500 | $122,696 |
| Gallatin | $8,536 | $25,475 | $84,600 | $150,000 | $245,000 |
| Garrard | $26,000 | $55,000 | $95,000 | $150,000 | $215,000 |
| Grant | $9,000 | $40,000 | $105,000 | $168,000 | $246,910 |
| Graves | $2,000 | $15,000 | $66,000 | $126,475 | $200,000 |
| Green | $15,000 | $35,000 | $60,000 | $99,400 | $150,000 |
| Greenup | $12,210 | $36,000 | $67,500 | $120,320 | $189,900 |
| Hancock | $5,000 | $20,000 | $67,000 | $118,750 | $177,840 |
| Hardin | $4,000 | $10,000 | $23,500 | $74,400 | $141,000 |
| Harlan | $7,500 | $18,000 | $40,000 | $62,000 | $105,000 |
| Harrison | $23,000 | $55,000 | $97,000 | $155,000 | $220,213 |
| Hart | $9,500 | $33,000 | $83,000 | $174,500 | $349,860 |
| Henderson | $24,000 | $52,000 | $105,000 | $170,000 | $250,000 |
| Henry | $28,000 | $72,000 | $126,700 | $197,800 | $276,560 |
| Hickman | $10,000 | $25,000 | $62,000 | $130,700 | $275,500 |
| Jackson | $4,000 | $10,000 | $30,000 | $59,900 | $98,000 |
| Jefferson | $78,131 | $133,140 | $200,000 | $305,070 | $437,370 |
| Jessamine | $78,700 | $129,500 | $201,600 | $335,000 | $540,000 |
| Kenton | $95,000 | $141,775 | $195,700 | $279,500 | $395,000 |
| Knott | $3,000 | $8,000 | $30,000 | $48,000 | $83,520 |
| Knox | $2,000 | $5,000 | $15,000 | $43,100 | $90,000 |
| Larue | $11,028 | $44,050 | $95,000 | $170,000 | $294,200 |
| Laurel | $7,000 | $18,500 | $69,500 | $135,000 | $205,000 |
| Lawrence | $4,000 | $10,000 | $32,500 | $72,000 | $132,420 |
| Leslie | $2,500 | $8,500 | $28,000 | $47,500 | $75,760 |
| Letcher | $2,000 | $5,500 | $22,000 | $48,000 | $83,650 |
| Lewis | $3,000 | $8,000 | $30,000 | $63,000 | $100,000 |
| Lincoln | $19,100 | $47,000 | $94,800 | $144,025 | $201,255 |
| Livingston | $8,010 | $24,000 | $72,500 | $126,500 | $197,630 |
| Logan | $12,000 | $42,000 | $93,000 | $185,000 | $331,000 |
| Lyon | $4,000 | $16,500 | $72,000 | $178,000 | $350,000 |
| McCracken | $4,000 | $26,600 | $111,200 | $202,475 | $300,800 |
| McCreary | $4,000 | $11,000 | $40,000 | $76,925 | $130,000 |
| McLean | $5,000 | $13,000 | $50,500 | $100,000 | $156,130 |
| Madison | $28,000 | $93,875 | $163,000 | $228,000 | $323,000 |
| Marion | $26,500 | $65,000 | $115,000 | $170,000 | $245,000 |
| Marshall | $15,000 | $30,000 | $75,000 | $160,000 | $290,000 |
| Martin | $6,500 | $16,500 | $34,000 | $61,950 | $103,000 |
| Mason | $14,000 | $36,201 | $72,500 | $150,000 | $250,000 |
| Meade | $7,710 | $35,000 | $108,000 | $184,200 | $260,000 |
| Mercer | $20,000 | $68,502 | $129,844 | $198,480 | $278,760 |
| Metcalfe | $11,500 | $26,062 | $53,000 | $90,000 | $135,000 |
| Monroe | $5,000 | $15,000 | $52,500 | $107,500 | $195,000 |
| Montgomery | $10,000 | $37,000 | $87,000 | $145,000 | $215,000 |
| Morgan | $3,000 | $10,000 | $33,000 | $65,000 | $115,000 |
| Nelson | $20,570 | $80,360 | $150,000 | $227,200 | $314,676 |
| Nicholas | $19,000 | $45,000 | $80,000 | $142,875 | $236,150 |
| Ohio | $2,500 | $7,500 | $25,000 | $69,000 | $125,000 |
| Oldham | $150,000 | $219,000 | $305,000 | $440,000 | $610,000 |
| Owen | $1,500 | $11,000 | $64,800 | $126,525 | $210,500 |
| Owsley | $7,000 | $16,000 | $36,000 | $64,000 | $100,000 |
| Pendleton | $13,000 | $43,500 | $90,000 | $157,000 | $226,925 |
| Perry | $2,000 | $5,000 | $11,500 | $40,000 | $90,000 |
| Pike | $2,000 | $7,000 | $25,000 | $53,900 | $100,000 |
| Powell | $4,230 | $10,000 | $35,000 | $82,000 | $150,000 |
| Pulaski | $3,500 | $10,000 | $60,000 | $155,000 | $255,000 |
| Robertson | $15,000 | $36,935 | $65,730 | $100,000 | $147,856 |
| Rockcastle | $3,500 | $10,000 | $40,000 | $85,000 | $145,000 |
| Rowan | $8,000 | $28,312 | $83,619 | $156,575 | $241,000 |
| Russell | $5,000 | $14,945 | $49,900 | $100,000 | $174,900 |
| Shelby | $40,000 | $100,000 | $180,000 | $279,350 | $410,000 |
| Simpson | $56,000 | $91,000 | $148,500 | $220,000 | $298,000 |
| Spencer | $69,200 | $155,000 | $230,000 | $315,000 | $400,000 |
| Taylor | $28,000 | $60,500 | $105,000 | $160,000 | $232,000 |
| Todd | $15,000 | $37,260 | $80,000 | $176,400 | $354,250 |
| Trimble | $15,000 | $53,750 | $91,800 | $149,100 | $212,180 |
| Union | $11,800 | $34,000 | $71,310 | $140,820 | $229,602 |
| Warren | $63,980 | $115,000 | $170,000 | $260,000 | $379,900 |
| Washington | $16,000 | $59,000 | $110,000 | $170,000 | $235,000 |
| Wayne | $11,000 | $26,174 | $55,000 | $101,950 | $174,000 |
| Webster | $4,360 | $15,000 | $40,400 | $86,000 | $152,880 |
| Whitley | $2,500 | $8,500 | $28,000 | $72,000 | $153,650 |
| Wolfe | $5,000 | $10,000 | $30,000 | $55,000 | $121,000 |
| Woodford | $89,000 | $144,500 | $212,000 | $305,000 | $411,520 |
| Calloway | N/A | N/A | N/A | N/A | N/A |
| Grayson | N/A | N/A | N/A | N/A | N/A |
| Hopkins | N/A | N/A | N/A | N/A | N/A |
| Johnson | N/A | N/A | N/A | N/A | N/A |
| Lee | N/A | N/A | N/A | N/A | N/A |
| Magoffin | N/A | N/A | N/A | N/A | N/A |
| Menifee | N/A | N/A | N/A | N/A | N/A |
| Muhlenberg | N/A | N/A | N/A | N/A | N/A |
| Scott | N/A | N/A | N/A | N/A | N/A |
| Trigg | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Kentucky
In Kentucky, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. The property tax rate is applied to this assessed value to determine the tax bill. Factors such as location and property size can influence the assessed value. Kentucky's median property tax bill is significantly lower than the national median, with the 25th percentile at $317 and the 75th percentile at $2045. However, in Oldham County, homeowners face the highest median tax bill at $3306, while Perry County boasts the lowest at $104. These variations can significantly affect homeowners, impacting their annual financial planning and housing affordability.
Median Kentucky Tax Bill
$1,071
Median United States Tax Bill
$2,400
Property Tax Bills Across Kentucky
| County | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adair | $70 | $152 | $435 | $956 | $1,698 |
| Allen | $47 | $186 | $558 | $1,234 | $2,101 |
| Anderson | $257 | $772 | $1,301 | $1,852 | $2,581 |
| Ballard | $51 | $139 | $464 | $1,024 | $1,831 |
| Barren | $99 | $297 | $812 | $1,535 | $2,349 |
| Bath | $94 | $224 | $536 | $1,086 | $1,769 |
| Bell | $20 | $52 | $231 | $670 | $1,271 |
| Boone | $730 | $1,428 | $2,243 | $3,190 | $4,235 |
| Bourbon | $223 | $429 | $1,049 | $1,783 | $3,123 |
| Boyd | $50 | $170 | $483 | $1,064 | $2,030 |
| Boyle | $314 | $542 | $955 | $1,761 | $2,851 |
| Bracken | $81 | $258 | $604 | $1,177 | $1,897 |
| Breathitt | $38 | $72 | $215 | $601 | $1,257 |
| Breckinridge | $82 | $188 | $574 | $1,152 | $1,834 |
| Bullitt | $388 | $1,256 | $1,954 | $2,844 | $3,843 |
| Butler | $123 | $314 | $601 | $1,049 | $1,634 |
| Caldwell | $36 | $134 | $377 | $832 | $1,492 |
| Campbell | $475 | $860 | $1,540 | $2,556 | $3,812 |
| Carlisle | $39 | $135 | $397 | $900 | $1,726 |
| Carroll | $156 | $376 | $736 | $1,322 | $2,104 |
| Carter | $44 | $132 | $353 | $729 | $1,317 |
| Casey | $34 | $93 | $327 | $774 | $1,391 |
| Christian | $95 | $281 | $727 | $1,245 | $1,893 |
| Clark | $250 | $680 | $1,200 | $1,858 | $2,750 |
| Clay | $28 | $86 | $330 | $717 | $1,314 |
| Clinton | $67 | $150 | $325 | $624 | $1,213 |
| Crittenden | $66 | $165 | $423 | $860 | $1,478 |
| Cumberland | $102 | $197 | $438 | $869 | $1,503 |
| Daviess | $123 | $264 | $559 | $1,224 | $2,268 |
| Edmonson | $121 | $325 | $742 | $1,390 | $2,139 |
| Elliott | $34 | $154 | $384 | $780 | $1,332 |
| Estill | $21 | $79 | $296 | $793 | $1,480 |
| Fayette | $1,215 | $1,751 | $2,518 | $3,710 | $5,426 |
| Fleming | $134 | $302 | $676 | $1,217 | $1,889 |
| Floyd | $24 | $72 | $221 | $602 | $1,263 |
| Franklin | $350 | $785 | $1,328 | $1,915 | $2,836 |
| Fulton | $22 | $93 | $318 | $660 | $1,200 |
| Gallatin | $106 | $288 | $820 | $1,483 | $2,222 |
| Garrard | $193 | $489 | $896 | $1,497 | $2,228 |
| Grant | $152 | $399 | $1,149 | $1,938 | $2,844 |
| Graves | $36 | $122 | $412 | $910 | $1,511 |
| Green | $102 | $254 | $525 | $917 | $1,512 |
| Greenup | $142 | $412 | $939 | $1,852 | $2,988 |
| Hancock | $52 | $156 | $519 | $1,076 | $1,761 |
| Hardin | $16 | $56 | $146 | $414 | $1,179 |
| Harlan | $76 | $183 | $403 | $766 | $1,337 |
| Harrison | $197 | $417 | $854 | $1,465 | $2,185 |
| Hart | $69 | $200 | $519 | $1,047 | $1,737 |
| Henderson | $221 | $505 | $1,067 | $1,794 | $2,728 |
| Henry | $285 | $689 | $1,322 | $2,127 | $3,091 |
| Hickman | $94 | $209 | $460 | $897 | $1,635 |
| Jackson | $41 | $81 | $250 | $640 | $1,147 |
| Jefferson | $849 | $1,416 | $2,228 | $3,398 | $4,884 |
| Jessamine | $691 | $1,199 | $1,953 | $3,289 | $5,357 |
| Kenton | $990 | $1,528 | $2,119 | $2,914 | $4,049 |
| Knott | $22 | $54 | $162 | $428 | $863 |
| Knox | $35 | $67 | $153 | $419 | $870 |
| Larue | $130 | $331 | $745 | $1,317 | $2,019 |
| Laurel | $46 | $120 | $432 | $963 | $1,527 |
| Lawrence | $58 | $117 | $310 | $745 | $1,463 |
| Leslie | $36 | $92 | $275 | $599 | $1,062 |
| Letcher | $22 | $58 | $190 | $506 | $1,085 |
| Lewis | $28 | $72 | $226 | $598 | $1,029 |
| Lincoln | $150 | $396 | $845 | $1,374 | $1,975 |
| Livingston | $68 | $175 | $493 | $1,016 | $1,656 |
| Logan | $137 | $350 | $770 | $1,398 | $2,098 |
| Lyon | $39 | $138 | $533 | $1,458 | $2,876 |
| McCracken | $29 | $146 | $703 | $1,601 | $2,601 |
| McCreary | $24 | $64 | $229 | $550 | $988 |
| McLean | $74 | $148 | $463 | $989 | $1,650 |
| Madison | $231 | $754 | $1,456 | $2,085 | $2,970 |
| Marion | $195 | $476 | $888 | $1,435 | $2,075 |
| Marshall | $168 | $400 | $933 | $1,921 | $3,370 |
| Martin | $105 | $105 | $291 | $648 | $1,265 |
| Mason | $106 | $279 | $654 | $1,324 | $2,090 |
| Meade | $81 | $343 | $1,076 | $2,000 | $2,920 |
| Mercer | $149 | $531 | $1,113 | $1,896 | $2,813 |
| Metcalfe | $109 | $238 | $478 | $864 | $1,356 |
| Monroe | $45 | $108 | $361 | $785 | $1,339 |
| Montgomery | $98 | $291 | $805 | $1,435 | $2,186 |
| Morgan | $37 | $98 | $306 | $778 | $1,406 |
| Nelson | $177 | $431 | $1,119 | $2,017 | $2,870 |
| Nicholas | $100 | $240 | $510 | $972 | $1,597 |
| Ohio | $19 | $58 | $202 | $573 | $1,128 |
| Oldham | $1,750 | $2,469 | $3,641 | $5,275 | $7,306 |
| Owen | $47 | $150 | $586 | $1,371 | $2,395 |
| Owsley | $41 | $123 | $336 | $719 | $1,261 |
| Pendleton | $147 | $412 | $972 | $1,823 | $2,727 |
| Perry | $31 | $52 | $150 | $468 | $1,047 |
| Pike | $48 | $66 | $203 | $609 | $1,225 |
| Powell | $36 | $90 | $272 | $715 | $1,358 |
| Pulaski | $22 | $74 | $296 | $925 | $1,665 |
| Robertson | $134 | $315 | $664 | $1,207 | $1,780 |
| Rockcastle | $20 | $63 | $237 | $614 | $1,146 |
| Rowan | $64 | $171 | $581 | $1,169 | $1,822 |
| Russell | $38 | $114 | $378 | $863 | $1,600 |
| Shelby | $343 | $1,069 | $2,085 | $3,209 | $4,731 |
| Simpson | $372 | $709 | $1,221 | $1,850 | $2,537 |
| Spencer | $550 | $1,372 | $2,132 | $2,955 | $3,828 |
| Taylor | $154 | $319 | $766 | $1,379 | $2,079 |
| Todd | $83 | $227 | $537 | $1,131 | $1,915 |
| Trimble | $119 | $403 | $884 | $1,548 | $2,241 |
| Union | $109 | $295 | $677 | $1,253 | $1,975 |
| Warren | $285 | $634 | $1,276 | $2,037 | $2,993 |
| Washington | $196 | $482 | $972 | $1,576 | $2,268 |
| Wayne | $82 | $197 | $451 | $925 | $1,582 |
| Webster | $39 | $127 | $354 | $833 | $1,597 |
| Whitley | $15 | $47 | $153 | $402 | $796 |
| Wolfe | $47 | $95 | $236 | $508 | $1,277 |
| Woodford | $768 | $1,349 | $1,994 | $2,923 | $4,002 |
| Calloway | N/A | N/A | N/A | N/A | N/A |
| Grayson | N/A | N/A | N/A | N/A | N/A |
| Hopkins | N/A | N/A | N/A | N/A | N/A |
| Johnson | N/A | N/A | N/A | N/A | N/A |
| Lee | N/A | N/A | N/A | N/A | N/A |
| Magoffin | N/A | N/A | N/A | N/A | N/A |
| Menifee | N/A | N/A | N/A | N/A | N/A |
| Muhlenberg | N/A | N/A | N/A | N/A | N/A |
| Scott | N/A | N/A | N/A | N/A | N/A |
| Trigg | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell