Radcliff, Hardin County, Kentucky Property Taxes

Name: Property Tax Bills Across Radcliff, Hardin County, Kentucky
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Radcliff, KY effective property tax rate: 0.14%, significantly lower than the national median of 1.02%, and lower than the Kentucky state median of 1.02%.
Median Radcliff, KY home value: $15,500
Median annual Radcliff, KY tax bill: $43, $2,357 lower than the national median property tax bill of $2,400.

How are property taxes in Hardin County calculated?

Property taxes in Radcliff, KY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Radcliff’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Radcliff, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Radcliff, Hardin County, Kentucky Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.14%

Estimate Property Tax Bill

$25

$23

Ownwell’s Radcliff Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Radcliff with just two data points. By entering your property's estimated assessed value, our calculator applies Radcliff’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Hardin County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Radcliff, Hardin County, Kentucky

Local government entities determine tax rates, leading to significant variation within Kentucky. Each county, including Hardin, calculates its necessary budget for services annually and divides this by the total assessed value of all taxable property in its jurisdiction, resulting in the property tax rate. This process, though influenced by votes and laws, essentially sets the annual tax rate. Radcliff, located in Hardin County, has an effective property tax rate that can be compared to other cities in Kentucky, as well as the state and national medians. Kentucky's median property tax rate is significantly lower than the national median of 1.02%. This difference highlights the variability in tax obligations depending on location. For property owners in Radcliff, understanding these rates is crucial as they directly impact annual tax bills. By appealing or seeking exemptions, property owners can potentially reduce their tax burden, making it essential to stay informed about local tax rates and how they compare to broader averages.

Property Tax Rates Across Radcliff, Hardin County, Kentucky

Source: Ownwell

0.92%

1.10%

1.27%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Radcliff Tax Rate

0.14%

Median Effective Hardin County Tax Rate

0.92%

Median Effective Kentucky Tax Rate

1.02%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Radcliff, Hardin County, Kentucky

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
40160	N/A	N/A	N/A	N/A	N/A
42701	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Radcliff, Hardin County, Kentucky

When examining property taxes in Radcliff, KY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hardin County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices: Hardin County sends assessment notices in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Radcliff.

For example, the median home price in Radcliff is $15,500, with tax bills ranging significantly across the county. Zip code 40160 has the highest median home price at $15,500.

Property Tax Assessment Values Across Radcliff, Hardin County, Kentucky

Source: Ownwell

$7,500

$22,250

$37,000

Median Radcliff Market Value

$18,000

Median Hardin County Market Value

$23,500

Median Kentucky Market Value

$116,000

Median United States Market Value

$235,294

Property Tax Assessment Values Across Radcliff, Hardin County, Kentucky

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
40160	N/A	N/A	N/A	N/A	N/A
42701	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Radcliff, Hardin County, Kentucky

In Radcliff, located in Hardin County, KY, property tax bills are calculated based on the assessed value of a property, which is determined by the local assessor. The property tax rate applied to this assessed value results in the annual tax bill. With a median home price of $15,500, Radcliff homeowners typically face lower property tax bills compared to the national median of $2,400. In fact, at the 25th percentile, tax bills are as low as $13, while at the 75th percentile, they reach $123. At the 90th percentile, the tax bill is $186. These figures indicate a significant variance in tax bills, influenced by factors such as property location, size, and improvements. Despite the low rates, homeowners can still benefit from appealing their property tax assessments. Ownwell specializes in helping homeowners navigate this process, potentially lowering their tax obligations. By leveraging expert knowledge and strategic appeals, Ownwell can assist Radcliff residents in achieving substantial savings on their property tax bills.

Property Tax Bills Across Radcliff, Hardin County, Kentucky

Source: Ownwell

$68

$178

$287

Median Radcliff Tax Bill

$52

Median Hardin County Tax Bill

$146

Median Kentucky Tax Bill

$1,071

Median United States Tax Bill

$2,400

Property Tax Bills Across Radcliff, Hardin County, Kentucky

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
40160	N/A	N/A	N/A	N/A	N/A
42701	N/A	N/A	N/A	N/A	N/A

Source: Ownwell