Henderson County, Kentucky Property Taxes
Property Taxes in Henderson County, Kentucky
Median Henderson County effective property tax rate: 1.11%, significantly higher than the national median of 1.02%.
Median Henderson County home value: $105,000
Median annual Henderson County tax bill: $1,067, $1,333 lower than the national median property tax bill of $2,400.
How are property taxes in Henderson County calculated?
Property taxes in Henderson County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Henderson County or another part of Henderson County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Henderson County, Kentucky Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.11%
Estimate Property Tax Bill
$1,166
$1,082
How Does the Henderson County Property Tax Calculator Work?
Use this Henderson County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Henderson County's median effective tax rate of 1.11% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Henderson County's median tax bill is $1,067, which is lower than the national median property tax bill of $2,400 and $1,333 lower than the state median tax bill.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Henderson County.
Property Tax Rates Across Henderson County, Kentucky
What Are Effective Property Tax Rates Across Henderson County?
Local government entities set tax rates, which vary widely across Henderson County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Henderson County's effective property tax rate to other counties in Kentucky or the U.S. median of 1.02%.
Henderson County's median effective rate stands at 1.11%, which is higher than the national median of 1.02%. Within Henderson County, the highest rate is found in Reed at 1.19%, while Henderson has the lowest at 1.11%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Henderson County Tax Rate
1.11%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Kentucky Tax Rate
1.02%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Henderson County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Corydon | 0.54% | 0.87% | 1.15% | 1.19% | 1.29% |
| Henderson | 0.67% | 0.92% | 1.11% | 1.11% | 1.14% |
| Owensboro | 0.59% | 0.74% | 1.11% | 1.16% | 1.20% |
| Reed | 0.49% | 1.14% | 1.19% | 1.28% | 1.51% |
| Robards | 0.57% | 0.84% | 1.13% | 1.17% | 1.25% |
| Smith Mills | 0.27% | 0.84% | 1.15% | 1.21% | 1.26% |
| Spottsville | 0.59% | 1.11% | 1.15% | 1.20% | 1.34% |
| Uniontown | 0.76% | 1.12% | 1.16% | 1.17% | 1.23% |
| Waverly | 0.51% | 1.11% | 1.17% | 1.21% | 1.29% |
| Baskett | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Henderson County, Kentucky
When examining property taxes in Henderson County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Henderson County property valuation process estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Henderson County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Henderson County.
For example, the median tax bill in Henderson County is $1,067, with tax bills ranging significantly across the county. Henderson has the highest median home price at $111,500.
Property Tax Assessment Values Across Henderson County, Kentucky
Source: Ownwell
$50,000
$80,750
$111,500
Median Henderson County Market Value
$105,000
Median Kentucky Market Value
$116,000
Median United States Market Value
$235,294
Property Tax Assessment Values Across Henderson County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Corydon | $26,800 | $49,950 | $84,000 | $142,000 | $200,840 |
| Henderson | $24,000 | $53,000 | $111,500 | $175,000 | $260,000 |
| Owensboro | $20,400 | $56,000 | $88,500 | $121,500 | $167,400 |
| Reed | $12,500 | $28,000 | $50,000 | $77,500 | $120,000 |
| Robards | $30,000 | $65,000 | $103,000 | $168,000 | $251,000 |
| Smith Mills | $37,000 | $47,500 | $58,000 | $79,500 | $126,700 |
| Spottsville | $15,000 | $40,000 | $79,950 | $119,000 | $176,540 |
| Uniontown | $38,350 | $64,500 | $93,350 | $168,300 | $245,700 |
| Waverly | $29,900 | $51,750 | $70,000 | $103,500 | $160,800 |
| Baskett | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Henderson County, Kentucky
Property tax bills in Henderson are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property is assessed, the county estimates its market value, then applies the tax rate to determine the amount owed. For homeowners, this means a higher assessed value can lead to a larger bill, while a lower assessment can reduce what is due.
In Henderson, the median home price is $105,000, and the median tax bill in the city of Henderson is $1,111, compared with $497 in Reed. That range shows how property taxes can vary within the county depending on location and assessment levels. Across the county, tax bills can fall well below or above the national median property tax bill of $2,400, which makes understanding your assessment especially important.
Median Henderson County Tax Bill
$1,067
Median Kentucky Tax Bill
$1,071
Median United States Tax Bill
$2,400
Property Tax Bills Across Henderson County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Corydon | $240 | $464 | $896 | $1,543 | $2,230 |
| Henderson | $221 | $525 | $1,111 | $1,853 | $2,809 |
| Owensboro | $302 | $636 | $857 | $1,155 | $1,987 |
| Reed | $167 | $265 | $497 | $884 | $1,436 |
| Robards | $276 | $543 | $1,057 | $1,839 | $2,711 |
| Smith Mills | $151 | $432 | $696 | $1,418 | $1,592 |
| Spottsville | $191 | $442 | $862 | $1,360 | $2,024 |
| Uniontown | $332 | $864 | $1,078 | $1,566 | $2,820 |
| Waverly | $266 | $455 | $759 | $1,079 | $1,860 |
| Baskett | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 18 |
Links | |
|---|---|
| Henderson Tax Assessor | |
| Website | beacon.schneidercorp.com |