Henderson County, Kentucky Property Taxes

Name: Property Tax Bills Across Henderson County, Kentucky
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Henderson County effective property tax rate: 1.12%, slightly higher than the national median of 1.02%. Median Henderson County home value: $98,900. Median annual Henderson County tax bill: $1,006, $1,394 lower than the national median property tax bill of $2,400. How are property taxes in Henderson County calculated? Property taxes in Henderson County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption. Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Henderson or another part of Henderson County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Henderson County, Kentucky Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.12%

Estimate Property Tax Bill

$1,108

$1,028

Ownwell’s Henderson County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Henderson County with just two data points. By entering your property's estimated assessed value, our calculator applies Henderson County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Henderson County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Henderson County, Kentucky

Local government entities determine tax rates, which can vary significantly within Kentucky. Annually, each county estimates its budget needs to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. This process, although influenced by votes and laws, essentially defines the annual tax rate setting.

In Henderson County, the effective property tax rate is 1.12%, slightly above the national median of 1.02%. This places Henderson County in a unique position compared to other counties in Kentucky and the broader United States. The highest median tax rate in the county is found in Reed at 1.20%, while Henderson itself has the lowest at 1.12%. The national median property tax bill is $2,400, and understanding these figures can help property owners in Henderson County better navigate their tax responsibilities. By comparing these rates, property owners can gain insights into how Henderson County's tax rate measures up to both state and national standards, potentially identifying opportunities for appeal or exemption services.

Property Tax Rates Across Henderson County, Kentucky

Source: Ownwell

1.12%

1.16%

1.20%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Henderson County Tax Rate

1.12%

Median Effective Kentucky Tax Rate

1.02%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Henderson County, Kentucky

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Corydon	0.54%	0.88%	1.16%	1.21%	1.30%
Henderson	0.65%	0.93%	1.12%	1.12%	1.16%
Owensboro	0.62%	0.78%	1.12%	1.17%	1.22%
Reed	0.46%	1.15%	1.20%	1.29%	1.55%
Robards	0.54%	0.83%	1.15%	1.18%	1.27%
Smith Mills	0.30%	0.97%	1.16%	1.22%	1.27%
Spottsville	0.60%	1.12%	1.17%	1.22%	1.35%
Uniontown	0.73%	1.06%	1.17%	1.19%	1.25%
Waverly	0.53%	1.12%	1.18%	1.22%	1.29%
Baskett	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Henderson County, Kentucky

When examining property taxes in Henderson County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Henderson County Property Valuation Administrator estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices in Henderson County are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Henderson County. For example, the median tax bill in Henderson County is $1,061, with tax bills ranging significantly across the county. Henderson has the highest median home price at $104,000.

Property Tax Assessment Values Across Henderson County, Kentucky

Source: Ownwell

$47,750

$75,875

$104,000

Median Henderson County Market Value

$98,900

Median Kentucky Market Value

$110,000

Median United States Market Value

$235,294

Property Tax Assessment Values Across Henderson County, Kentucky

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Corydon	$25,000	$47,025	$83,000	$135,000	$194,920
Henderson	$24,000	$52,000	$104,000	$164,000	$250,000
Owensboro	$14,650	$56,000	$90,500	$116,750	$147,830
Reed	$12,600	$28,000	$47,750	$74,925	$108,800
Robards	$27,850	$62,000	$95,400	$155,000	$228,000
Smith Mills	$38,000	$48,375	$58,000	$78,875	$125,550
Spottsville	$15,000	$39,750	$77,750	$115,250	$176,000
Uniontown	$37,500	$61,000	$92,500	$149,100	$250,000
Waverly	$29,430	$50,000	$70,000	$98,050	$139,350
Baskett	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Henderson County, Kentucky

Property tax bills in Henderson County, Kentucky, are determined based on the assessed value of a property, which is a percentage of its market value. The median home price in the county is $98,900, and the property tax rate is applied to this assessed value to calculate the tax bill. In Henderson County, the tax bill can vary significantly. For instance, the 25th percentile tax bill is $487, while the 75th percentile tax bill reaches up to $1,698. At the higher end, the 90th percentile tax bill is $2,647. Notably, Henderson City has the highest median tax bill in the county at $1,061, whereas Reed has the lowest at $480. These figures highlight the variation in tax bills within the county, influenced by factors such as property location and market value. Compared to the national median property tax bill of $2,400, Henderson County's property taxes are relatively lower, which can be advantageous for homeowners looking for affordable housing options.

Property Tax Bills Across Henderson County, Kentucky

Source: Ownwell

$480

$771

$1,061

Median Henderson County Tax Bill

$1,006

Median Kentucky Tax Bill

$1,031

Median United States Tax Bill

$2,400

Property Tax Bills Across Henderson County, Kentucky

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Corydon	$246	$464	$888	$1,508	$2,197
Henderson	$224	$503	$1,061	$1,745	$2,738
Owensboro	$236	$681	$894	$1,162	$1,731
Reed	$167	$263	$480	$863	$1,271
Robards	$264	$488	$1,005	$1,702	$2,503
Smith Mills	$179	$441	$676	$1,401	$1,598
Spottsville	$194	$441	$838	$1,340	$2,023
Uniontown	$320	$733	$1,033	$1,606	$2,853
Waverly	$256	$459	$769	$1,047	$1,611
Baskett	N/A	N/A	N/A	N/A	N/A

Source: Ownwell