Mclean County, Kentucky Property Taxes
Property Taxes in Mclean County, Kentucky
Median McLean County effective property tax rate: 1.07%, significantly higher than the national median of 1.02%.
Median McLean County home value: $50,500
Median annual McLean County tax bill: $463, $1,937 lower than the national median property tax bill of $2,400.
How are property taxes in McLean County calculated?
Property taxes in McLean County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in McLean County or another part of McLean County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Mclean County, Kentucky Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.07%
Estimate Property Tax Bill
$540
$501
How Does the McLean County Property Tax Calculator Work?
Use this McLean County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies McLean County's median effective tax rate of 1.07% to generate your estimate.
Enter your property's estimated assessed value — the figure the assessment authority assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. McLean County's median tax rate is higher than Kentucky's 1.02% median, and the county's $463 median tax bill is lower than the national median bill of $2,400 by $1,937.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across McLean County.
Property Tax Rates Across Mclean County, Kentucky
What Are Effective Property Tax Rates Across McLean County?
Local government entities set tax rates, which vary widely across McLean County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare McLean County's effective property tax rate to other counties in Kentucky or the U.S. median of 1.02%.
McLean County's median effective rate stands at 1.07%, which is higher than the national median of 1.02%. Within McLean County, the highest rate is found in Rumsey at 1.13%, while Livermore has the lowest at 1.05%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mclean County Tax Rate
1.07%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Kentucky Tax Rate
1.02%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Mclean County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Calhoun | 0.62% | 1.05% | 1.08% | 1.18% | 1.51% |
| Island | 0.60% | 1.05% | 1.07% | 1.25% | 1.80% |
| Livermore | 0.54% | 1.05% | 1.05% | 1.06% | 1.25% |
| Rumsey | 0.85% | 1.05% | 1.13% | 1.39% | 1.86% |
| Sacramento | 0.49% | 1.05% | 1.05% | 1.17% | 1.45% |
| Utica | 0.67% | 1.07% | 1.12% | 1.24% | 1.45% |
| Owensboro | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Mclean County, Kentucky
When examining property taxes in McLean County, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The McLean County property tax authority estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In McLean County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in McLean County.
For example, the median tax bill in McLean County is $463, with tax bills ranging significantly across the county. Calhoun has the highest median home price at $67,000.
Median Mclean County Market Value
$50,500
Median Kentucky Market Value
$116,000
Median United States Market Value
$235,294
Property Tax Assessment Values Across Mclean County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Calhoun | $7,005 | $20,250 | $67,000 | $124,000 | $177,370 |
| Island | $5,000 | $8,125 | $32,450 | $86,375 | $137,800 |
| Livermore | $5,000 | $10,000 | $38,700 | $87,000 | $129,840 |
| Rumsey | $3,500 | $8,000 | $30,250 | $80,325 | $143,464 |
| Sacramento | $6,000 | $16,000 | $52,400 | $92,475 | $130,920 |
| Utica | $6,019 | $17,500 | $55,225 | $105,469 | $186,350 |
| Owensboro | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Mclean County, Kentucky
Property tax bills in McLean County are based on the assessed value of a home and the local tax rate applied to that value. When a property’s market value changes, the assessed value can change too, which affects the final bill homeowners receive. Local taxing authorities use that assessment to determine how much tax is owed, so even similar homes can have different bills if their values differ.
With a median home price of $50,500, McLean County is far below the national median home value, which can help keep taxes more manageable for many homeowners. Still, bills vary across the county depending on location and property characteristics. The 25th percentile tax bill is $148, while the 75th percentile is $989 and the 90th percentile reaches $1,650.
That means a homeowner’s tax burden can range widely, and changes in assessed value may have a noticeable impact on annual costs.
Median Mclean County Tax Bill
$463
Median Kentucky Tax Bill
$1,071
Median United States Tax Bill
$2,400
Property Tax Bills Across Mclean County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Calhoun | $98 | $241 | $669 | $1,212 | $1,926 |
| Island | $53 | $96 | $305 | $854 | $1,355 |
| Livermore | $53 | $105 | $349 | $806 | $1,318 |
| Rumsey | $56 | $105 | $307 | $881 | $1,511 |
| Sacramento | $82 | $169 | $417 | $844 | $1,402 |
| Utica | $119 | $275 | $590 | $1,015 | $2,044 |
| Owensboro | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 18 |
Links | |
|---|---|
| McLean Tax Assessor | |
| Website | www.qpublic.net |