Morgan County, Kentucky Property Taxes
Property Taxes in Morgan County, Kentucky
Median Morgan County effective property tax rate: 1.22%, significantly higher than the national median of 1.02%.
Median Morgan County home value: $33,000
Median annual Morgan County tax bill: $306, lower than the national median property tax bill of $2,400.
How are property taxes in Morgan County calculated?
Property taxes in Morgan County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Morgan County’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Morgan County or another part of the county, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Morgan County, Kentucky Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.22%
Estimate Property Tax Bill
$403
$374
How Does the Morgan County Property Tax Calculator Work?
Use this Morgan County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Morgan County's median effective tax rate of 1.22% to generate your estimate.
Enter your property's estimated assessed value — the figure the assessment authority assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property.
Morgan County's median property tax rate is higher than the Kentucky state median rate of 1.02%, and the median property tax bill of $306 is lower than the national median property tax bill of $2,400. For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Morgan County.
Property Tax Rates Across Morgan County, Kentucky
What Are Effective Property Tax Rates Across Morgan County?
Local government entities set tax rates, which vary widely across Morgan County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Morgan County's effective property tax rate to other counties in Kentucky or the U.S. median of 1.02%.
Morgan County's median effective rate stands at 1.22%, which is higher than the national median of 1.02%. Within Morgan County, the highest rate is found in Cannel City at 1.22%, while Cannel City has the lowest at 1.22%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Morgan County Tax Rate
1.22%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Kentucky Tax Rate
1.02%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Morgan County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cannel City | 1.22% | 1.22% | 1.22% | 1.22% | 1.22% |
| Elkfork | 1.22% | 1.22% | 1.22% | 1.22% | 1.23% |
| Ezel | 0.43% | 1.22% | 1.22% | 1.22% | 1.22% |
| Grassy Creek | 0.48% | 1.22% | 1.22% | 1.22% | 1.23% |
| Hazel Green | 0.41% | 1.22% | 1.22% | 1.22% | 1.23% |
| Mize | 1.22% | 1.22% | 1.22% | 1.22% | 1.22% |
| Wellington | 0.92% | 1.22% | 1.22% | 1.22% | 1.23% |
| West Liberty | 0.56% | 1.22% | 1.22% | 1.22% | 1.22% |
| Campton | N/A | N/A | N/A | N/A | N/A |
| Crockett | N/A | N/A | N/A | N/A | N/A |
| Flatgap | N/A | N/A | N/A | N/A | N/A |
| Malone | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Morgan County, Kentucky
When examining property taxes in Morgan County, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Morgan County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Morgan County.
For example, the median tax bill in Morgan County is $306, with tax bills ranging significantly across the county. Ezel has the highest median home price at $40,000.
Median Morgan County Market Value
$33,000
Median Kentucky Market Value
$116,000
Median United States Market Value
$235,294
Property Tax Assessment Values Across Morgan County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cannel City | $3,000 | $7,000 | $21,500 | $37,500 | $54,800 |
| Elkfork | $4,000 | $10,000 | $30,000 | $45,000 | $64,000 |
| Ezel | $5,000 | $15,000 | $40,000 | $67,000 | $120,000 |
| Grassy Creek | $5,000 | $14,500 | $34,000 | $62,000 | $110,000 |
| Hazel Green | $3,250 | $12,500 | $35,500 | $70,000 | $114,000 |
| Mize | $2,200 | $4,900 | $17,500 | $90,000 | $125,000 |
| Wellington | $5,000 | $13,000 | $40,000 | $81,000 | $172,000 |
| West Liberty | $3,000 | $10,000 | $34,000 | $66,000 | $120,000 |
| Campton | N/A | N/A | N/A | N/A | N/A |
| Crockett | N/A | N/A | N/A | N/A | N/A |
| Flatgap | N/A | N/A | N/A | N/A | N/A |
| Malone | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Morgan County, Kentucky
Property tax bills in Morgan County, Kentucky are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s market value changes, the assessed value can change as well, which affects the final bill homeowners receive. For a home with a median value of $33,000, even small shifts in assessment can make a noticeable difference.
The county’s property tax bills vary widely, with the 25th percentile at $98, the 75th percentile at $778, and the 90th percentile at $1,406. The median tax bill is lower in Cannel City at $183.00 and higher in Wellington at $459.00, showing how location within the county can influence what homeowners owe.
Because property taxes are tied to both home value and local rates, homeowners with higher assessed values generally pay more. That makes it important to understand how assessments are calculated and how they affect annual housing costs.
Median Morgan County Tax Bill
$306
Median Kentucky Tax Bill
$1,071
Median United States Tax Bill
$2,400
Property Tax Bills Across Morgan County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cannel City | $31 | $64 | $183 | $428 | $753 |
| Elkfork | $40 | $72 | $335 | $489 | $793 |
| Ezel | $45 | $122 | $367 | $795 | $1,489 |
| Grassy Creek | $56 | $122 | $355 | $796 | $1,240 |
| Hazel Green | $37 | $122 | $347 | $846 | $1,406 |
| Mize | $24 | $53 | $260 | $1,299 | $1,576 |
| Wellington | $61 | $153 | $459 | $1,201 | $1,886 |
| West Liberty | $37 | $98 | $306 | $795 | $1,451 |
| Campton | N/A | N/A | N/A | N/A | N/A |
| Crockett | N/A | N/A | N/A | N/A | N/A |
| Flatgap | N/A | N/A | N/A | N/A | N/A |
| Malone | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 18 |
Links | |
|---|---|
| Morgan Tax Assessor | |
| Website | qpublic.net |