Windham, Cumberland County, Maine Property Taxes
Property Taxes in Windham, Maine
Median Windham, Maine effective property tax rate: 1.15%, significantly lower than the national median of 1.02%, and lower than the Maine state median of 1.47%.
Median Windham, Maine home value: $426,150
Median annual Windham, Maine tax bill: $4,889, higher than the national median property tax bill of $2,400.
How are property taxes in Cumberland calculated?
Property taxes in Windham, Maine are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Windham's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Windham, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Windham, Cumberland County, Maine Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.15%
Estimate Property Tax Bill
$4,901
$4,548
How Does the Windham Property Tax Calculator Work?
Use this Windham property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Windham's median effective tax rate of 1.15% — based on actual property records in Cumberland County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Windham's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Windham: rates range from 1.15% in 04062 to 1.15% in 04062, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Windham.
About Windham Property Taxes
About Property Taxes in Windham, Cumberland, Maine
Windham’s median effective property tax rate of 1.15% is higher than the Maine state median of 1.47% and higher than the national median of 1.02%. This rate reflects the Cumberland County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Windham. Homeowners in the 04062 ZIP code carry a median effective rate of 1.15%, while those in the same ZIP also pay 1.15%. This reflects how school district boundaries and local assessment districts are drawn across Cumberland County. Understanding which part of Windham you live in can make a meaningful difference to your annual tax bill.
Windham homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 30, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Windham, Cumberland County, Maine
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Windham's effective property tax rate to other cities in Maine and the median property tax rates in Maine and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Windham Tax Rate
1.15%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cumberland County Tax Rate
1.47%
Median Effective Maine Tax Rate
1.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Windham, Cumberland County, Maine
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 04062 | 1.15% | 1.15% | 1.15% | 1.15% | 1.15% |
| 04082 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Windham, Cumberland County, Maine
When examining property taxes in Windham, Maine, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cumberland County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cumberland County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Windham.
For example, the median home price in Windham is $426,150, with tax bills ranging significantly across the county. 04062 has the highest median home price at $426,200.
Property Tax Assessment Values Across Windham, Cumberland County, Maine
Source: Ownwell
$155,256
$515,378
$875,500
Median Windham Market Value
$426,150
Median Cumberland County Market Value
$387,100
Median Maine Market Value
$242,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across Windham, Cumberland County, Maine
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 04062 | $289,900 | $344,500 | $426,200 | $544,800 | $689,460 |
| 04082 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Windham, Cumberland County, Maine
Property tax bills in Windham are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners, that means the bill depends on both what the home is worth and how the town assesses it for tax purposes.
With a median home price of $426,150, Windham homeowners often see bills that are well above the national median property tax bill of $2,400. The tax bill can vary widely from one property to another, with the 25th percentile at $3,951 and the 75th percentile at $6,250. At the high end, the 90th percentile reaches $7,909.
These differences can have a major impact on monthly housing costs and long-term affordability. Even homes in the same area may be taxed differently if their assessed values differ, making property taxes an important factor for homeowners to monitor.
Median Windham Tax Bill
$4,889
Median Cumberland County Tax Bill
$5,457
Median Maine Tax Bill
$3,569
Median United States Tax Bill
$2,400
Property Tax Bills Across Windham, Cumberland County, Maine
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 04062 | $3,327 | $3,951 | $4,889 | $6,250 | $7,909 |
| 04082 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | January 23 |
Links | |
|---|---|
| Cumberland Tax Assessor | |
| Website | gis.vgsi.com |