Yarmouth, Cumberland County, Maine Property Taxes

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Property Taxes in Yarmouth, Maine

Median Yarmouth, Maine effective property tax rate: 2.57%, significantly higher than the national median of 1.02%, and higher than the Maine state median of 1.47%.
Median Yarmouth, Maine home value: $356,200
Median annual Yarmouth, Maine tax bill: $9,144, higher than the national median property tax bill of $2,400.

How are property taxes in Cumberland calculated?

Property taxes in Yarmouth, Maine are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Yarmouth's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Yarmouth, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Yarmouth, Cumberland County, Maine Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.57%

Estimate Property Tax Bill

$9,154

$8,495

How Does the Yarmouth Property Tax Calculator Work?

Use this Yarmouth property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Yarmouth's median effective tax rate of 2.57% — based on actual property records in Cumberland County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Yarmouth's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Yarmouth's tax rate is higher than Maine's 1.47% median rate and the national median property tax rate of 1.02%. The median property tax bill is $9,144, which is $6,744 higher than the state median bill.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Yarmouth.

About Yarmouth Property Taxes

About Property Taxes in Yarmouth, Cumberland, Maine

Yarmouth’s median effective property tax rate of 2.57% is higher than the Maine state median of 1.47% and higher than the national median of 1.02%. This rate reflects the Cumberland County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Yarmouth. Homeowners in the 04096 ZIP code carry a median effective rate of 2.57%, while those in the same ZIP code also pay 2.57%. This spread reflects how school district boundaries and local assessment districts are drawn across Cumberland County. Understanding which part of Yarmouth you live in can make a meaningful difference to your annual tax bill.

Yarmouth homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 30, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Yarmouth, Cumberland County, Maine

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Yarmouth's effective property tax rate to other cities in Maine and the median property tax rates in Maine and the U.S.

Property Tax Rates Across Yarmouth, Cumberland County, Maine

Source: Ownwell

0.64%

1.60%

2.57%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Yarmouth Tax Rate

2.57%

Median Effective Cumberland County Tax Rate

1.47%

Median Effective Maine Tax Rate

1.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Yarmouth, Cumberland County, Maine

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
04096	2.57%	2.57%	2.57%	2.57%	2.57%

Source: Ownwell

Property Tax Assessment Values Across Yarmouth, Cumberland County, Maine

When examining property taxes in Yarmouth, Maine, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cumberland County assessor estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Cumberland County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Yarmouth.

For example, the median home price in Yarmouth is $356,200, with tax bills ranging significantly across the county. 04096 has the highest median home price at $356,200.

Property Tax Assessment Values Across Yarmouth, Cumberland County, Maine

Source: Ownwell

$155,256

$515,378

$875,500

Median Yarmouth Market Value

$356,200

Median Cumberland County Market Value

$387,100

Median Maine Market Value

$242,800

Median United States Market Value

$235,294

Property Tax Assessment Values Across Yarmouth, Cumberland County, Maine

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
04096	$223,200	$267,600	$356,200	$516,900	$713,960

Source: Ownwell

Property Tax Bills Across Yarmouth, Cumberland County, Maine

Yarmouth property tax bills are calculated by multiplying a home’s assessed value by the local tax rate set by the city and county. The assessed value is based on the market value of the property, so changes in home prices can affect what homeowners owe. For a home with a median market value of $356,200, the tax bill can vary widely depending on assessment and local rates.

In Yarmouth, the median property tax bill is $9,144, and the same amount is shown for both the highest and lowest median tax bill in ZIP code 04096. That is well above the national median property tax bill of $2,400, which means homeowners in the city often face a much larger annual tax burden.

Property taxes can have a major effect on household budgets, especially for owners whose assessed values rise faster than expected. Bills in the city range from $6,869 at the 25th percentile to $13,269 at the 75th percentile, with the 90th percentile reaching $18,327.

Property Tax Bills Across Yarmouth, Cumberland County, Maine

Source: Ownwell

$1,979

$7,002

$12,024

Median Yarmouth Tax Bill

$9,144

Median Cumberland County Tax Bill

$5,457

Median Maine Tax Bill

$3,569

Median United States Tax Bill

$2,400

Property Tax Bills Across Yarmouth, Cumberland County, Maine

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
04096	$5,728	$6,869	$9,144	$13,269	$18,327

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	January 23

Links
Cumberland Tax Assessor
Website	gis.vgsi.com

Frequently Asked Property Tax Questions in Yarmouth, Maine

How are property taxes calculated in Yarmouth, Maine?

Property taxes in Yarmouth, Maine are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Yarmouth, Maine?

To appeal your property taxes in Yarmouth, Maine, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Yarmouth, Maine?

Common property tax exemptions in Yarmouth, Maine include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Yarmouth, Maine?

Property tax deadlines in Yarmouth, Maine vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Yarmouth, Maine?

Ownwell provides professional property tax appeal services in Yarmouth, Maine. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.