Waldo County, Maine Property Taxes
Property Taxes in Waldo County, Maine
Median Waldo County effective property tax rate: 1.54%, significantly higher than the national median of 1.02%.
Median Waldo County home value: $197,900
Median annual Waldo County tax bill: $3,078, $678 higher than the national median property tax bill of $2,400.
How are property taxes in Waldo County calculated?
Property taxes in Waldo County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Waldo County or another part of Waldo County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Waldo County, Maine Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.54%
Estimate Property Tax Bill
$3,048
$2,828
How Does the Waldo County Property Tax Calculator Work?
Use this Waldo County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Waldo County's median effective tax rate of 1.54% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Waldo County's median effective tax rate is higher than the Maine median tax rate of 1.47% and well above the national median property tax rate of 1.02%. The county's median property tax bill is $3,078, which is $678 higher than the Maine median tax bill and above the national median property tax bill of $2,400.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Waldo County.
Property Tax Rates Across Waldo County, Maine
What Are Effective Property Tax Rates Across Waldo County?
Local government entities set tax rates, which vary widely across Waldo County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Waldo County's effective property tax rate to other counties in Maine or the U.S. median of 1.02%.
Waldo County's median effective rate stands at 1.54%, which is higher than the national median of 1.02%. Within Waldo County, the highest rate is found in SEARSPORT at 2.29%, while PROSPECT has the lowest at 1.00%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Waldo County Tax Rate
1.54%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Maine Tax Rate
1.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Waldo County, Maine
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Belfast | 1.54% | 1.54% | 1.54% | 1.54% | 1.54% |
| Belmont | 1.79% | 1.79% | 1.80% | 1.80% | 1.80% |
| Brooks | 1.80% | 1.80% | 1.80% | 1.80% | 1.80% |
| Burnham | 1.77% | 1.77% | 1.77% | 1.77% | 1.77% |
| Frankfort | 1.34% | 1.34% | 1.34% | 1.34% | 1.34% |
| Freedom | 1.49% | 1.49% | 1.49% | 1.49% | 1.49% |
| Islesboro | 1.19% | 1.19% | 1.19% | 1.19% | 1.19% |
| Jackson | 1.46% | 1.46% | 1.46% | 1.47% | 1.47% |
| Knox | 2.15% | 2.15% | 2.15% | 2.15% | 2.15% |
| Liberty | 1.45% | 1.45% | 1.45% | 1.45% | 1.45% |
| Lincolnville | 1.85% | 1.85% | 1.85% | 1.85% | 1.85% |
| Monroe | 1.44% | 1.44% | 1.44% | 1.44% | 1.44% |
| Montville | 1.79% | 1.79% | 1.79% | 1.79% | 1.79% |
| Morrill | 1.27% | 1.27% | 1.27% | 1.27% | 1.27% |
| Northport | 1.77% | 1.77% | 1.77% | 1.77% | 2.30% |
| Palermo | 1.15% | 1.15% | 1.15% | 1.15% | 1.15% |
| Prospect | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% |
| Searsmont | 1.19% | 1.19% | 1.19% | 1.19% | 1.19% |
| Searsport | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% |
| Stockton Springs | 1.66% | 1.66% | 1.66% | 1.66% | 1.66% |
| Swanville | 1.67% | 1.67% | 1.67% | 1.67% | 1.67% |
| Thorndike | 1.85% | 1.85% | 1.85% | 1.85% | 1.85% |
| Unity | 1.51% | 1.51% | 1.52% | 1.52% | 1.52% |
| Winterport | 1.33% | 1.33% | 1.33% | 1.33% | 1.33% |
| South China | N/A | N/A | N/A | N/A | N/A |
| Troy | N/A | N/A | N/A | N/A | N/A |
| Waldo | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Waldo County, Maine
When examining property taxes in Waldo County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Waldo County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Waldo County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Waldo County.
For example, the median tax bill in Waldo County is $3,078, with tax bills ranging significantly across the county. Islesboro has the highest median home price at $321,400.
Median Waldo County Market Value
$197,900
Median Maine Market Value
$242,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across Waldo County, Maine
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Belfast | $93,300 | $206,800 | $318,700 | $449,300 | $599,140 |
| Belmont | $34,489 | $73,044 | $149,067 | $210,637 | $266,533 |
| Brooks | $57,640 | $110,600 | $155,900 | $207,900 | $287,060 |
| Burnham | $54,270 | $89,450 | $133,850 | $192,125 | $262,940 |
| Frankfort | $61,284 | $100,356 | $155,114 | $210,988 | $278,189 |
| Freedom | $84,508 | $121,778 | $170,979 | $231,402 | $319,066 |
| Islesboro | $158,820 | $229,900 | $321,400 | $465,000 | $873,100 |
| Jackson | $56,073 | $110,033 | $183,075 | $256,721 | $346,849 |
| Knox | $51,600 | $83,300 | $125,400 | $181,650 | $244,080 |
| Liberty | $99,296 | $139,895 | $196,095 | $289,402 | $369,320 |
| Lincolnville | $118,020 | $156,800 | $208,000 | $277,900 | $396,680 |
| Monroe | $44,548 | $87,861 | $128,174 | $180,250 | $231,402 |
| Montville | $44,950 | $97,825 | $169,050 | $236,825 | $300,840 |
| Morrill | $84,660 | $143,600 | $202,500 | $261,700 | $343,440 |
| Northport | $68,820 | $108,800 | $156,400 | $228,150 | $360,860 |
| Palermo | $110,660 | $174,800 | $244,600 | $328,900 | $449,460 |
| Prospect | $119,086 | $192,675 | $264,330 | $346,870 | $435,022 |
| Searsmont | $128,840 | $196,000 | $274,400 | $369,500 | $471,100 |
| Searsport | $40,280 | $79,300 | $140,650 | $198,225 | $269,870 |
| Stockton Springs | $83,900 | $143,560 | $214,620 | $323,110 | $401,910 |
| Swanville | $34,489 | $73,175 | $123,845 | $198,192 | $267,227 |
| Thorndike | $62,040 | $97,460 | $140,670 | $195,940 | $274,212 |
| Unity | $62,500 | $118,100 | $169,600 | $234,500 | $302,680 |
| Winterport | $118,650 | $171,800 | $223,500 | $303,325 | $385,070 |
| South China | N/A | N/A | N/A | N/A | N/A |
| Troy | N/A | N/A | N/A | N/A | N/A |
| Waldo | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Waldo County, Maine
Property tax bills in Waldo County are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s assessed value rises, the tax bill can increase, even if the homeowner’s income does not change. The median home price is $197,900, which helps show the value level used in local tax calculations.
Several factors shape the final bill, including the home’s assessed market value, local budgets, and any exemptions a homeowner may qualify for. In Waldo County, the 25th percentile tax bill is $2,025, while the 75th percentile tax bill is $4,492. At the higher end, the 90th percentile tax bill reaches $6,467.
This means homeowners with similar homes can still see very different bills depending on location and assessment details. Belfast has the highest median tax bill at $4,920, while Monroe has the lowest median tax bill at $1,846.
Median Waldo County Tax Bill
$3,078
Median Maine Tax Bill
$3,569
Median United States Tax Bill
$2,400
Property Tax Bills Across Waldo County, Maine
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Belfast | $1,474 | $3,198 | $4,920 | $6,920 | $9,233 |
| Belmont | $619 | $1,311 | $2,676 | $3,781 | $4,784 |
| Brooks | $1,031 | $1,991 | $2,806 | $3,742 | $5,055 |
| Burnham | $961 | $1,584 | $2,370 | $3,401 | $4,624 |
| Frankfort | $821 | $1,344 | $2,079 | $2,828 | $3,728 |
| Freedom | $1,269 | $1,821 | $2,614 | $3,449 | $4,804 |
| Islesboro | $1,890 | $2,736 | $3,825 | $5,534 | $10,390 |
| Jackson | $821 | $1,612 | $2,682 | $3,761 | $5,081 |
| Knox | $1,110 | $1,791 | $2,696 | $3,906 | $5,248 |
| Liberty | $1,440 | $2,029 | $2,844 | $4,196 | $5,355 |
| Lincolnville | $2,181 | $2,901 | $3,848 | $5,139 | $7,289 |
| Monroe | $642 | $1,265 | $1,846 | $2,596 | $3,332 |
| Montville | $807 | $1,755 | $2,986 | $4,234 | $5,397 |
| Morrill | $1,075 | $1,832 | $2,596 | $3,324 | $4,426 |
| Northport | $1,238 | $1,956 | $2,844 | $4,516 | $6,826 |
| Palermo | $1,272 | $2,010 | $2,813 | $3,782 | $5,169 |
| Prospect | $1,191 | $1,926 | $2,643 | $3,468 | $4,350 |
| Searsmont | $1,534 | $2,332 | $3,265 | $4,397 | $5,606 |
| Searsport | $922 | $1,816 | $3,221 | $4,532 | $6,164 |
| Stockton Springs | $1,369 | $2,378 | $3,555 | $5,272 | $6,630 |
| Swanville | $576 | $1,222 | $2,068 | $3,310 | $4,463 |
| Thorndike | $1,148 | $1,803 | $2,602 | $3,625 | $5,073 |
| Unity | $947 | $1,789 | $2,569 | $3,553 | $4,586 |
| Winterport | $1,578 | $2,285 | $2,973 | $4,034 | $5,122 |
| South China | N/A | N/A | N/A | N/A | N/A |
| Troy | N/A | N/A | N/A | N/A | N/A |
| Waldo | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 2 |
Links | |
|---|---|
| Waldo Tax Assessor | |
| Website | www.cityofbelfast.org |