North Waterboro, York County, Maine Property Taxes
Property Taxes in North Waterboro, Maine
Median North Waterboro, Maine effective property tax rate: 1.10%, significantly lower than the national median of 1.02%, and lower than the Maine state median of 1.47%.
Median North Waterboro, Maine home value: $288,050
Median annual North Waterboro, Maine tax bill: $3,183, $783 higher than the national median property tax bill of $2,400.
How are property taxes in York calculated?
Property taxes in North Waterboro, Maine are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding North Waterboro's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in North Waterboro, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
North Waterboro, York County, Maine Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.1%
Estimate Property Tax Bill
$3,169
$2,940
How Does the North Waterboro Property Tax Calculator Work?
Use this North Waterboro property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies North Waterboro's median effective tax rate of 1.10% — based on actual property records in York County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies North Waterboro's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
North Waterboro's median effective tax rate is higher than Maine's 1.47% state median tax rate, and the median property tax bill is $3,183, which is $783 higher than the state median property tax bill. Your bill may vary by ZIP code within North Waterboro, with rates currently shown at 1.10% in 04061.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across North Waterboro.
About North Waterboro Property Taxes
About Property Taxes in North Waterboro, York, Maine
North Waterboro's median effective property tax rate of 1.10% is lower than the Maine state median of 1.47% and higher than the national median of 1.02%. This rate reflects the York County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across North Waterboro. Homeowners in the 04061 ZIP code carry a median effective rate of 1.10%, while those in the same ZIP code also pay 1.10%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across York County. Understanding which part of North Waterboro you live in can make a meaningful difference to your annual tax bill.
North Waterboro homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 30, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across North Waterboro, York County, Maine
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare North Waterboro's effective property tax rate to other cities in Maine and the median property tax rates in Maine and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective North Waterboro Tax Rate
1.10%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective York County Tax Rate
1.12%
Median Effective Maine Tax Rate
1.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across North Waterboro, York County, Maine
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 04061 | 1.10% | 1.10% | 1.10% | 1.11% | 1.11% |
Source: Ownwell
Property Tax Assessment Values Across North Waterboro, York County, Maine
When examining property taxes in North Waterboro, Maine, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The York County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In York County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the season.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in North Waterboro.
For example, the median home price in North Waterboro is $288,050, with tax bills ranging significantly across the county. 04061 has the highest median home price at $288,050.
Property Tax Assessment Values Across North Waterboro, York County, Maine
Source: Ownwell
$158,113
$728,957
$1,299,800
Median North Waterboro Market Value
$288,050
Median York County Market Value
$362,900
Median Maine Market Value
$242,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across North Waterboro, York County, Maine
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 04061 | $200,830 | $242,675 | $288,050 | $367,950 | $472,200 |
Source: Ownwell
Property Tax Bills Across North Waterboro, York County, Maine
Property tax bills in North Waterboro are based on the assessed value of a home and the local tax rate set by the taxing authorities in York County. When a property’s assessed value rises, the tax bill can increase even if the homeowner has not made any changes to the home. The bill is also shaped by local budgets and the mix of services funded through property taxes.
With a median home price of $288,050, homeowners in North Waterboro should expect property taxes to reflect how local assessments compare with market value. The median tax bill in the area is $3,183, which is above the national median property tax bill of $2,400. That means many homeowners pay more than the typical U.S. property owner.
Property taxes affect monthly housing costs and can make ownership more expensive over time. In North Waterboro, tax bills can vary widely, with the 25th percentile at $2,682 and the 90th percentile at $5,218, depending on the home’s assessed value and location.
Median North Waterboro Tax Bill
$3,183
Median York County Tax Bill
$4,210
Median Maine Tax Bill
$3,569
Median United States Tax Bill
$2,400
Property Tax Bills Across North Waterboro, York County, Maine
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 04061 | $2,219 | $2,682 | $3,183 | $4,066 | $5,218 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| York Tax Assessor | |
| Website | gis.vgsi.com |