Waterboro, York County, Maine Property Taxes
Property Taxes in Waterboro, Maine
Median Waterboro, Maine effective property tax rate: 1.10%, significantly lower than the national median of 1.02%, and lower than the Maine state median of 1.47%.
Median Waterboro, Maine home value: $316,900
Median annual Waterboro, Maine tax bill: $3,500, $1,100 higher than the national median property tax bill of $2,400.
How are property taxes in York calculated?
Property taxes in Waterboro, Maine are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Waterboro's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Waterboro, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Waterboro, York County, Maine Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.1%
Estimate Property Tax Bill
$3,486
$3,235
How Does the Waterboro Property Tax Calculator Work?
Use this Waterboro property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Waterboro's median effective tax rate of 1.10% — based on actual property records in York County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Waterboro's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Waterboro: rates range from 1.10% in 04087 to 1.10% in 04087, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Waterboro.
About Waterboro Property Taxes
About Property Taxes in Waterboro, York, Maine
Waterboro’s median effective property tax rate of 1.10% is lower than the Maine state median of 1.47% and higher than the national median of 1.02%. This rate reflects the York County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the town.
Property tax rates are not uniform across Waterboro. Homeowners in the 04087 ZIP code carry a median effective rate of 1.10%, while those in the lowest ZIP also pay 1.10%. This spread reflects how school district boundaries and local assessment districts are drawn across York County. Understanding which part of Waterboro you live in can make a meaningful difference to your annual tax bill.
Waterboro homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 30, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Waterboro, York County, Maine
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Waterboro's effective property tax rate to other cities in Maine and the median property tax rates in Maine and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Waterboro Tax Rate
1.10%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective York County Tax Rate
1.12%
Median Effective Maine Tax Rate
1.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Waterboro, York County, Maine
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 04087 | 1.10% | 1.10% | 1.10% | 1.11% | 1.11% |
Source: Ownwell
Property Tax Assessment Values Across Waterboro, York County, Maine
When examining property taxes in Waterboro, Maine, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The York County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in York County are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives a notice that includes both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Waterboro is $316,900, with tax bills ranging significantly across the county. ZIP code 04087 has the highest median home price at $316,900.
Property Tax Assessment Values Across Waterboro, York County, Maine
Source: Ownwell
$158,113
$728,957
$1,299,800
Median Waterboro Market Value
$316,900
Median York County Market Value
$362,900
Median Maine Market Value
$242,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across Waterboro, York County, Maine
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 04087 | $72,700 | $222,900 | $316,900 | $421,500 | $528,400 |
Source: Ownwell
Property Tax Bills Across Waterboro, York County, Maine
Waterboro property tax bills are calculated by multiplying the assessed value of a home by the local tax rate set by the city, county, and other taxing authorities. The assessed value is based on the market value of the property, so changes in home prices can affect the final bill. For homeowners in Waterboro, the median home price is $316,900, and the median property tax bill is $3,500.
Several factors influence what a homeowner pays, including the property’s assessed value, local budgets, and any exemptions or adjustments that may apply. Bills can vary widely across the area, with the 25th percentile at $2,459 and the 75th percentile at $4,653, while the 90th percentile reaches $5,839. That means two homes in the same city can have very different tax bills depending on their value and assessment.
For homeowners, property taxes are a recurring cost that can significantly affect monthly housing expenses and long-term affordability.
Median Waterboro Tax Bill
$3,500
Median York County Tax Bill
$4,210
Median Maine Tax Bill
$3,569
Median United States Tax Bill
$2,400
Property Tax Bills Across Waterboro, York County, Maine
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 04087 | $789 | $2,459 | $3,500 | $4,653 | $5,839 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| York Tax Assessor | |
| Website | gis.vgsi.com |