Property Taxes in Ellerslie, Maryland
Median Ellerslie, Maryland effective property tax rate: 1.18%, significantly lower than the national median of 1.02%, and higher than the Maryland state median of 1.21%.
Median Ellerslie, Maryland home value: $118,200
Median annual Ellerslie, Maryland tax bill: $1,369, $1,031 lower than the national median property tax bill of $2,400.
How are property taxes in Allegany calculated?
Property taxes in Ellerslie, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Ellerslie's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ellerslie, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Ellerslie Property Tax Calculator Work?
Use this Ellerslie property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Ellerslie's median effective tax rate of 1.18% — based on actual property records in Allegany County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Ellerslie's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Ellerslie: rates range from 1.18% in 21529 to 1.18% in 21529, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Ellerslie.
About Ellerslie Property Taxes
About Property Taxes in Ellerslie, Allegany, Maryland
Ellerslie’s median effective property tax rate of 1.18% is lower than the Maryland state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Allegany County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Ellerslie. Homeowners in the 21529 ZIP code carry a median effective rate of 1.18%, while those in the same ZIP code pay 1.18%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Allegany County. Understanding which part of Ellerslie you live in can make a meaningful difference to your annual tax bill.
Ellerslie homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Ellerslie, Allegany County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Ellerslie's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ellerslie Tax Rate
1.18%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Allegany County Tax Rate
1.03%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Ellerslie, Allegany County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21529 | 1.07% | 1.15% | 1.18% | 1.18% | 1.18% |
Source: Ownwell
Property Tax Assessment Values Across Ellerslie, Allegany County, Maryland
When examining property taxes in Ellerslie, Maryland, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Allegany County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of December. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Ellerslie is $118,200, with a median tax bill of $1,369. Tax bills range across the county, and 21529 has both the highest median home price and the highest median tax bill at $118,200 and $1,369.
Property Tax Assessment Values Across Ellerslie, Allegany County, Maryland
Source: Ownwell
$28,400
$110,050
$191,700
Median Ellerslie Market Value
$118,200
Median Allegany County Market Value
$113,750
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across Ellerslie, Allegany County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21529 | $55,800 | $73,700 | $118,200 | $174,000 | $249,820 |
Source: Ownwell
Property Tax Bills Across Ellerslie, Allegany County, Maryland
Property tax bills in Ellerslie are based on a home’s assessed value, which is the figure local officials use to estimate taxable worth. That assessment is then multiplied by the local tax rate to determine the annual bill, so homeowners with higher assessed values generally pay more. For a place with a median home price of $118,200, even modest changes in assessment can affect what a homeowner owes.
Several factors influence the final bill, including the property’s market value, local tax rates, and any exemptions or credits that may apply. In Allegany County, the median property tax bill is $1,369, which is below the national median property tax bill of $2,400 and reflects a lower overall tax burden than many parts of the country. Bills can still vary widely, with the 25th percentile at $849 and the 75th percentile at $1,967. That means property taxes can have a noticeable impact on monthly housing costs and long-term affordability for Ellerslie homeowners.
Median Ellerslie Tax Bill
$1,369
Median Allegany County Tax Bill
$1,116
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across Ellerslie, Allegany County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21529 | $636 | $849 | $1,369 | $1,967 | $2,883 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Allegany Tax Assessor | |
| Website | sdat.dat.maryland.gov |