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Anne Arundel County, Maryland Property Taxes

  • Median Anne Arundel County effective property tax rate: 0.97%, slightly lower than the national median of 1.02%.

  • Median Anne Arundel County home value: $376,600

  • Median annual Anne Arundel County tax bill: $3,553, $1,153 higher than the national median property tax bill of $2,400.

How are property taxes in Anne Arundel County calculated?

Property taxes in Anne Arundel County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Annapolis or another part of Anne Arundel County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Anne Arundel County, Maryland Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.09%

Estimate Property Tax Bill

$4,212

$3,908

SAVE WITH OWNWELL

$1,102

Average Tax Savings

Ownwell’s Anne Arundel County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Anne Arundel County with just two data points. By entering your property's estimated assessed value, our calculator applies Anne Arundel County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Anne Arundel County. For example, Gibson Island boasts the highest median tax bill in the county at $18,587, a figure significantly above the national median property tax bill of $2,400. Meanwhile, Brooklyn offers a more modest median tax bill of $1,978, which is below the national average. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Anne Arundel County, Maryland

Local government entities in Maryland set property tax rates, leading to significant variations across the state. Each year, counties like Anne Arundel estimate their required budget for public services and divide it by the total assessed value of all taxable property within their jurisdiction. This calculation determines the property tax rate. While votes and laws play a role in setting these rates and budgets, this is essentially the annual process. In Anne Arundel County, the effective property tax rate stands at 0.97%, slightly below the national median of 1.02%. Within Maryland, Highland Beach has the highest median property tax rate at 1.21%, whereas Linthicum Heights boasts the lowest at 0.90%. These figures highlight the diversity in property tax rates even within the state. For property owners in Anne Arundel County, understanding these rates is crucial for managing their tax obligations effectively. Comparing these rates to the national median can provide valuable insights into how local property taxes align with broader trends.

Property Tax Rates Across Anne Arundel County, Maryland

Source: Ownwell

0.90%

1.13%

1.36%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Anne Arundel County Tax Rate

1.09%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Maryland Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Anne Arundel County, Maryland

City10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
Annapolis0.80%0.96%1.10%1.23%1.30%
Arnold0.82%0.93%1.13%1.21%1.25%
Baltimore0.95%1.02%1.09%1.10%1.16%
Brooklyn0.97%1.05%1.19%1.29%1.41%
Carvel Beach0.81%1.08%1.18%1.22%1.24%
Chestnut Hill Cove1.03%1.18%1.26%1.27%1.28%
Churchton0.84%0.95%1.10%1.19%1.25%
Clearwater Beach0.87%0.95%1.13%1.26%1.31%
Crofton0.76%0.86%1.03%1.09%1.15%
Crownsville0.78%0.82%0.99%1.10%1.18%
Curtis Bay0.84%0.96%1.10%1.20%1.23%
Davidsonville0.80%0.86%0.97%1.06%1.11%
Deale0.77%0.89%1.06%1.13%1.22%
Dunkirk0.88%0.93%1.04%1.09%1.12%
Edgewater0.76%0.88%1.03%1.12%1.18%
Friendship0.79%0.89%0.97%1.07%1.11%
Galesville0.64%0.73%0.90%1.06%1.12%
Gambrills0.80%0.89%1.02%1.10%1.16%
Gibson Island1.02%1.30%1.35%1.35%1.36%
Glen Burnie0.86%0.95%1.10%1.19%1.24%
Greenland Beach0.78%0.99%1.16%1.22%1.28%
Hanover0.87%1.04%1.11%1.15%1.38%
Harmans0.86%0.92%1.09%1.15%1.21%
Harwood0.79%0.89%1.01%1.09%1.17%
Highland Beach0.95%1.23%1.35%1.52%1.54%
Jessup0.85%1.02%1.10%1.16%1.19%
Laurel0.83%0.99%1.10%1.16%1.20%
Linthicum1.05%1.06%1.09%1.10%1.37%
Linthicum Heights0.84%0.91%1.07%1.17%1.21%
Lothian0.80%0.91%1.05%1.13%1.21%
Mayo0.73%0.91%1.05%1.10%1.17%
Millersville0.84%0.92%1.11%1.18%1.24%
North Beach0.79%0.94%1.04%1.11%1.17%
Odenton0.85%1.00%1.11%1.18%1.28%
Orchard Beach0.86%0.98%1.21%1.28%1.32%
Owings0.81%0.92%1.03%1.10%1.12%
Pasadena0.87%0.97%1.14%1.25%1.28%
Riva0.73%0.79%1.02%1.09%1.21%
Rose Haven0.78%0.83%0.94%1.09%1.10%
Severn0.82%0.92%1.07%1.15%1.20%
Severna Park0.77%0.86%1.10%1.18%1.22%
Shady Side0.88%1.02%1.11%1.27%1.43%
Stoney Beach1.06%1.20%1.23%1.27%1.28%
Tracys Landing0.72%0.86%1.00%1.09%1.13%
West River0.77%0.87%1.02%1.09%1.13%
Annapolis JunctionN/AN/AN/AN/AN/A
Brooklyn ParkN/AN/AN/AN/AN/A
DundalkN/AN/AN/AN/AN/A
FairhavenN/AN/AN/AN/AN/A
Herald HarborN/AN/AN/AN/AN/A
TimoniumN/AN/AN/AN/AN/A

Source: Ownwell

Property Tax Assessment Values Across Anne Arundel County, Maryland

When examining property taxes in Anne Arundel County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Anne Arundel County Assessment Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Anne Arundel County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Anne Arundel County.

For example, the median tax bill in Anne Arundel County is $4,100, with tax bills ranging significantly across the county. Gibson Island has the highest median home price at $1,883,200.

Property Tax Assessment Values Across Anne Arundel County, Maryland

Source: Ownwell

$9,700

$1,007,850

$2,006,000

Median Anne Arundel County Market Value

$386,400

Median Maryland Market Value

$338,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Anne Arundel County, Maryland

City10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
Annapolis$248,160$340,800$486,100$706,450$1,097,900
Arnold$240,380$325,900$420,300$540,500$727,340
Baltimore$1,200$3,100$9,900$53,700$95,450
Brooklyn$111,600$142,600$220,600$278,400$342,600
Carvel Beach$255,460$322,100$416,900$476,200$546,720
Chestnut Hill Cove$238,460$244,025$249,550$260,000$268,360
Churchton$112,140$278,600$342,300$429,700$601,200
Clearwater Beach$204,940$234,800$264,800$310,000$399,940
Crofton$293,120$320,000$417,700$562,300$649,680
Crownsville$9,600$326,000$435,700$731,475$1,063,020
Curtis Bay$246,600$272,450$307,100$342,700$386,180
Davidsonville$376,540$507,250$750,400$934,400$1,201,820
Deale$220,760$306,200$395,100$547,300$776,020
Dunkirk$107,540$438,700$512,600$589,800$715,080
Edgewater$289,460$355,300$448,150$624,825$958,470
Friendship$137,880$337,400$483,100$618,900$765,340
Galesville$316,560$390,300$462,550$847,675$1,240,730
Gambrills$307,000$375,000$511,500$705,350$869,800
Gibson Island$1,179,450$1,336,675$2,006,000$2,828,800$3,191,150
Glen Burnie$197,700$252,600$298,600$361,200$427,000
Greenland Beach$260,060$301,100$410,300$500,350$589,800
Hanover$282,900$380,400$437,300$507,475$585,000
Harmans$255,880$290,800$328,950$432,075$479,960
Harwood$244,470$419,800$545,150$741,450$1,004,440
Highland Beach$313,100$382,825$477,900$586,050$784,430
Jessup$282,480$358,400$416,600$608,250$727,320
Laurel$130,000$314,300$363,800$450,050$517,000
Linthicum$3,300$9,100$45,700$124,700$152,300
Linthicum Heights$270,000$301,825$338,400$396,750$491,040
Lothian$139,700$333,550$466,000$645,000$852,080
Mayo$22,200$169,925$476,350$689,175$1,038,700
Millersville$240,700$337,050$454,400$611,750$712,760
North Beach$117,200$291,900$403,500$607,800$882,260
Odenton$267,560$313,600$364,900$467,050$673,260
Orchard Beach$202,680$227,800$269,100$320,600$383,060
Owings$13,710$104,575$352,750$644,850$851,030
Pasadena$218,000$261,800$323,900$422,075$572,600
Riva$295,180$422,650$533,400$664,950$867,520
Rose Haven$154,250$340,350$375,350$395,100$444,760
Severn$173,570$336,300$403,700$509,425$624,930
Severna Park$346,400$426,500$523,500$650,700$857,400
Shady Side$80,000$253,400$326,100$432,400$633,400
Stoney Beach$218,970$239,175$252,650$277,725$332,140
Tracys Landing$15,000$274,300$471,500$682,600$868,160
West River$196,780$389,800$500,500$680,050$901,900
Annapolis JunctionN/AN/AN/AN/AN/A
Brooklyn ParkN/AN/AN/AN/AN/A
DundalkN/AN/AN/AN/AN/A
FairhavenN/AN/AN/AN/AN/A
Herald HarborN/AN/AN/AN/AN/A
TimoniumN/AN/AN/AN/AN/A

Source: Ownwell

Property Tax Bills Across Anne Arundel County, Maryland

In Anne Arundel County, MD, property tax bills are determined by multiplying the assessed value of a home by the local tax rate. The assessed value is typically a percentage of the market value, which can fluctuate based on market conditions. With a median home price of $376,600, homeowners can expect varying tax bills. For example, 25% of homeowners pay around $2,638, while 75% face bills of up to $4,952, and the top 10% encounter bills as high as $6,989. These figures reflect the local tax rate and assessed values, which can diverge significantly from the national median property tax bill of $2,400. Homeowners in areas like Gibson Island might experience even higher bills, with a median of $18,587, contrasting with Brooklyn, where the median bill is $1,978. Ownwell assists homeowners by reviewing assessments and identifying potential savings through appeals and exemptions, ensuring that property tax bills are fair and manageable, ultimately providing financial relief to homeowners.

Property Tax Bills Across Anne Arundel County, Maryland

Source: Ownwell

$99

$11,938

$23,776

Median Anne Arundel County Tax Bill

$4,073

Median Maryland Tax Bill

$4,092

Median United States Tax Bill

$2,400

Property Tax Bills Across Anne Arundel County, Maryland

City10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
Annapolis$2,626$3,545$5,100$7,428$11,283
Arnold$2,288$3,322$4,447$5,914$7,884
Baltimore$24$47$102$586$976
Brooklyn$1,493$1,866$2,517$3,112$3,760
Carvel Beach$2,611$3,312$4,683$5,325$6,258
Chestnut Hill Cove$2,535$2,969$3,140$3,263$3,338
Churchton$984$2,930$3,670$4,475$5,938
Clearwater Beach$1,947$2,430$2,945$3,543$4,709
Crofton$2,547$3,156$4,169$5,528$6,613
Crownsville$67$2,971$4,526$6,991$10,162
Curtis Bay$1,132$2,698$3,228$3,694$4,102
Davidsonville$2,756$4,785$6,867$8,903$11,140
Deale$1,529$3,028$3,940$5,410$7,413
Dunkirk$995$4,141$5,098$5,911$6,803
Edgewater$2,355$3,496$4,501$6,061$9,101
Friendship$1,081$3,191$4,589$5,624$6,763
Galesville$2,319$3,475$4,656$6,567$9,553
Gambrills$2,614$3,575$5,018$6,756$8,297
Gibson Island$11,281$17,214$23,776$37,326$41,648
Glen Burnie$1,976$2,555$3,200$3,953$4,694
Greenland Beach$2,367$3,343$4,516$5,699$6,826
Hanover$2,804$4,032$4,985$5,768$6,541
Harmans$2,391$2,739$3,373$4,589$5,218
Harwood$1,351$3,869$5,262$7,199$9,182
Highland Beach$3,047$5,263$6,435$7,524$9,466
Jessup$1,662$3,548$4,499$6,399$7,796
Laurel$2,419$3,199$4,068$4,859$5,764
Linthicum$13$65$126$1,238$2,310
Linthicum Heights$2,613$3,019$3,582$4,147$4,954
Lothian$937$3,243$4,504$6,319$8,336
Mayo$106$1,739$4,170$6,220$9,121
Millersville$2,320$3,266$4,846$6,438$7,689
North Beach$941$2,894$4,137$6,209$8,373
Odenton$2,392$3,050$3,956$5,010$8,135
Orchard Beach$1,868$2,600$3,041$3,714$4,446
Owings$150$951$3,538$5,275$7,046
Pasadena$1,886$2,860$3,569$4,595$6,231
Riva$3,049$3,860$4,949$6,488$8,388
Rose Haven$120$2,822$3,797$4,065$4,165
Severn$1,999$3,116$4,174$5,267$6,552
Severna Park$3,153$4,107$5,392$6,949$8,857
Shady Side$759$2,814$3,671$4,779$6,742
Stoney Beach$2,617$2,886$3,122$3,395$4,034
Tracys Landing$148$2,658$4,368$6,162$7,736
West River$1,373$3,512$4,834$6,439$8,785
Annapolis JunctionN/AN/AN/AN/AN/A
Brooklyn ParkN/AN/AN/AN/AN/A
DundalkN/AN/AN/AN/AN/A
FairhavenN/AN/AN/AN/AN/A
Herald HarborN/AN/AN/AN/AN/A
TimoniumN/AN/AN/AN/AN/A

Source: Ownwell

Want to lower your Anne Arundel County property taxes?

Looking to reduce your Anne Arundel property taxes? Ownwell is the leading property tax protest company serving Anne Arundel. We specialize in helping property owners in the area and beyond lower their taxes by working directly with the Anne Arundel Appraisal District. Through our tax monitoring service, we collect all necessary information to maximize your tax reductions. We navigate the complexities of the Anne Arundel property tax protest process and identify all available property tax exemptions so you don’t have to. Whether you are a homeowner, a real estate investor, or an asset manager, our local team at Ownwell has the expertise to assess your current property tax situation and identify strategic opportunities for reducing your tax burden. By managing the protest process from beginning to end, we not only simplify the procedure but also increase your chances of obtaining a favorable result. Let Ownwell be your trusted partner in lowering your Anne Arundel property tax expenses through our proven strategies and expert advocacy.

Property Tax Appeals in Maryland

In Anne Arundel County, homeowners have the opportunity to protest their property tax assessments if they believe their property has been over-assessed. The appeal process begins with a formal request for a review of the property's assessed value. Homeowners must gather evidence to support their claim, such as recent sales of comparable properties, an independent appraisal, or evidence of discrepancies in the property record.

Once the appeal is filed, the case is reviewed by the local assessment office. If the homeowner is not satisfied with the initial decision, they can further appeal to the Property Tax Assessment Appeals Board. This board provides an impartial hearing where homeowners can present their evidence and arguments. The board then decides whether to adjust the property's assessed value.

The potential outcomes of an appeal can vary. If successful, the property's assessed value is reduced, leading to a lower property tax bill. If the appeal is denied, the assessed value remains unchanged, and the homeowner must pay the original amount.

Navigating the property tax protest process can be complex and time-consuming. This is where Ownwell can assist. Our team of experts guides homeowners through each step of the appeal process, from gathering evidence to representing them at hearings. We use data-driven insights to build a strong case for reducing the assessed value, increasing the likelihood of a successful appeal. With Ownwell's support, homeowners can feel confident in challenging their property tax assessments and potentially lowering their tax burden.

Exemptions in Maryland

Anne Arundel County offers various property tax exemption programs aimed at reducing the financial burden on homeowners. One of the primary exemptions available is the Homestead Tax Credit, which is designed for homeowners who occupy their property as their primary residence. This exemption limits the annual increase in taxable assessments, ensuring that property taxes remain manageable even if property values rise significantly.

Another important exemption is the Homeowners' Property Tax Credit Program. This program provides relief to homeowners based on income, ensuring that property taxes do not become a financial strain. Eligibility is determined by the household's gross income, and the credit is applied directly to the tax bill.

The Senior Tax Credit is available for homeowners aged 65 or older, offering additional reductions on property taxes. This exemption is especially beneficial for seniors on a fixed income, allowing them to maintain their homes without the worry of escalating tax costs.

To apply for these exemptions, homeowners must submit the required forms and documentation to the Anne Arundel County Office of Finance. Ownwell can assist homeowners in navigating this process, ensuring that they understand the eligibility criteria and submit accurate applications. By leveraging Ownwell's expertise, homeowners can maximize their savings and take full advantage of the available property tax exemptions.

Available Exemptions

  • Disabled

  • Home Stead

  • Veteran

  • Solar/Wind

  • Non-Profit

Don't miss the deadline to appeal!