Anne Arundel County, Maryland Property Taxes
Property Taxes in Anne Arundel County, Maryland
Median Anne Arundel County effective property tax rate: 1.09%, significantly higher than the national median of 1.02%.
Median Anne Arundel County home value: $386,400
Median annual Anne Arundel County tax bill: $4,073, $1,673 lower than the national median property tax bill of $2,400.
How are property taxes in Anne Arundel County calculated?
Property taxes in Anne Arundel County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Anne Arundel County or another part of Anne Arundel County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Anne Arundel County, Maryland Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.09%
Estimate Property Tax Bill
$4,212
$3,908
$774
Average Annual Tax Savings
How Does the Anne Arundel County Property Tax Calculator Work?
Use this Anne Arundel County property tax calculator to estimate your annual tax bill. Enter your property’s assessed value and our calculator applies Anne Arundel County’s median effective tax rate of 1.09% — drawn from real transactions across the county — to generate your estimate.
Enter your property’s estimated assessed value — the value the assessment office assigns to your property, typically lower than market value after exemptions. Our calculator uses the median effective rate (actual bills divided by market value), which accounts for typical exemptions and is more accurate than applying the statutory millage rate directly.
Note: your assessed value reflects any exemptions you currently have. Rates vary across Anne Arundel County — scroll down to explore city-level trends and find the rate specific to your area.
Anne Arundel County’s median property tax rate is higher than Maryland’s 1.21%. The county’s median property tax bill is $4,073, which is $1,673 higher than the state median. If your estimate is higher than expected, Ownwell can protest your Anne Arundel County assessment.
Property Tax Rates Across Anne Arundel County, Maryland
What Are Effective Property Tax Rates Across Anne Arundel County?
Local government entities set tax rates, which vary widely across Anne Arundel County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Anne Arundel County's effective property tax rate to other counties in Maryland or the U.S. median of 1.02%.
Anne Arundel County's median effective rate stands at 1.09%, which is higher than the national median of 1.02%. Within Anne Arundel County, the highest rate is found in Gibson Island at 1.35%, while Galesville has the lowest at 0.90%.
These variations reflect differences in local school district levies, special taxing districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Anne Arundel County Tax Rate
1.09%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Anne Arundel County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Annapolis | 0.80% | 0.96% | 1.10% | 1.23% | 1.30% |
| Arnold | 0.82% | 0.93% | 1.13% | 1.21% | 1.25% |
| Baltimore | 0.95% | 1.02% | 1.09% | 1.10% | 1.16% |
| Brooklyn | 0.97% | 1.05% | 1.19% | 1.29% | 1.41% |
| Carvel Beach | 0.81% | 1.08% | 1.18% | 1.22% | 1.24% |
| Chestnut Hill Cove | 1.03% | 1.18% | 1.26% | 1.27% | 1.28% |
| Churchton | 0.84% | 0.95% | 1.10% | 1.19% | 1.25% |
| Clearwater Beach | 0.87% | 0.95% | 1.13% | 1.26% | 1.31% |
| Crofton | 0.76% | 0.86% | 1.03% | 1.09% | 1.15% |
| Crownsville | 0.78% | 0.82% | 0.99% | 1.10% | 1.18% |
| Curtis Bay | 0.84% | 0.96% | 1.10% | 1.20% | 1.23% |
| Davidsonville | 0.80% | 0.86% | 0.97% | 1.06% | 1.11% |
| Deale | 0.77% | 0.89% | 1.06% | 1.13% | 1.22% |
| Dunkirk | 0.88% | 0.93% | 1.04% | 1.09% | 1.12% |
| Edgewater | 0.76% | 0.88% | 1.03% | 1.12% | 1.18% |
| Friendship | 0.79% | 0.89% | 0.97% | 1.07% | 1.11% |
| Galesville | 0.64% | 0.73% | 0.90% | 1.06% | 1.12% |
| Gambrills | 0.80% | 0.89% | 1.02% | 1.10% | 1.16% |
| Gibson Island | 1.02% | 1.30% | 1.35% | 1.35% | 1.36% |
| Glen Burnie | 0.86% | 0.95% | 1.10% | 1.19% | 1.24% |
| Greenland Beach | 0.78% | 0.99% | 1.16% | 1.22% | 1.28% |
| Hanover | 0.87% | 1.04% | 1.11% | 1.15% | 1.38% |
| Harmans | 0.86% | 0.92% | 1.09% | 1.15% | 1.21% |
| Harwood | 0.79% | 0.89% | 1.01% | 1.09% | 1.17% |
| Highland Beach | 0.95% | 1.23% | 1.35% | 1.52% | 1.54% |
| Jessup | 0.85% | 1.02% | 1.10% | 1.16% | 1.19% |
| Laurel | 0.83% | 0.99% | 1.10% | 1.16% | 1.20% |
| Linthicum | 1.05% | 1.06% | 1.09% | 1.10% | 1.37% |
| Linthicum Heights | 0.84% | 0.91% | 1.07% | 1.17% | 1.21% |
| Lothian | 0.80% | 0.91% | 1.05% | 1.13% | 1.21% |
| Mayo | 0.73% | 0.91% | 1.05% | 1.10% | 1.17% |
| Millersville | 0.84% | 0.92% | 1.11% | 1.18% | 1.24% |
| North Beach | 0.79% | 0.94% | 1.04% | 1.11% | 1.17% |
| Odenton | 0.85% | 1.00% | 1.11% | 1.18% | 1.28% |
| Orchard Beach | 0.86% | 0.98% | 1.21% | 1.28% | 1.32% |
| Owings | 0.81% | 0.92% | 1.03% | 1.10% | 1.12% |
| Pasadena | 0.87% | 0.97% | 1.14% | 1.25% | 1.28% |
| Riva | 0.73% | 0.79% | 1.02% | 1.09% | 1.21% |
| Rose Haven | 0.78% | 0.83% | 0.94% | 1.09% | 1.10% |
| Severn | 0.82% | 0.92% | 1.07% | 1.15% | 1.20% |
| Severna Park | 0.77% | 0.86% | 1.10% | 1.18% | 1.22% |
| Shady Side | 0.88% | 1.02% | 1.11% | 1.27% | 1.43% |
| Stoney Beach | 1.06% | 1.20% | 1.23% | 1.27% | 1.28% |
| Tracys Landing | 0.72% | 0.86% | 1.00% | 1.09% | 1.13% |
| West River | 0.77% | 0.87% | 1.02% | 1.09% | 1.13% |
| Annapolis Junction | N/A | N/A | N/A | N/A | N/A |
| Brooklyn Park | N/A | N/A | N/A | N/A | N/A |
| Dundalk | N/A | N/A | N/A | N/A | N/A |
| Fairhaven | N/A | N/A | N/A | N/A | N/A |
| Herald Harbor | N/A | N/A | N/A | N/A | N/A |
| Timonium | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Anne Arundel County, Maryland
When examining property taxes in Anne Arundel County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Anne Arundel County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Anne Arundel County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Anne Arundel County.
For example, the median tax bill in Anne Arundel County is $4,073, compared with the national median property tax bill of $2,400. Tax bills range significantly across the county, with Gibson Island having the highest median home price at $2,006,000.
Property Tax Assessment Values Across Anne Arundel County, Maryland
Source: Ownwell
$9,700
$1,007,850
$2,006,000
Median Anne Arundel County Market Value
$386,400
Median Maryland Market Value
$338,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Anne Arundel County, Maryland
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Annapolis | $248,160 | $340,800 | $486,100 | $706,450 | $1,097,900 |
| Arnold | $240,380 | $325,900 | $420,300 | $540,500 | $727,340 |
| Baltimore | $1,200 | $3,100 | $9,900 | $53,700 | $95,450 |
| Brooklyn | $111,600 | $142,600 | $220,600 | $278,400 | $342,600 |
| Carvel Beach | $255,460 | $322,100 | $416,900 | $476,200 | $546,720 |
| Chestnut Hill Cove | $238,460 | $244,025 | $249,550 | $260,000 | $268,360 |
| Churchton | $112,140 | $278,600 | $342,300 | $429,700 | $601,200 |
| Clearwater Beach | $204,940 | $234,800 | $264,800 | $310,000 | $399,940 |
| Crofton | $293,120 | $320,000 | $417,700 | $562,300 | $649,680 |
| Crownsville | $9,600 | $326,000 | $435,700 | $731,475 | $1,063,020 |
| Curtis Bay | $246,600 | $272,450 | $307,100 | $342,700 | $386,180 |
| Davidsonville | $376,540 | $507,250 | $750,400 | $934,400 | $1,201,820 |
| Deale | $220,760 | $306,200 | $395,100 | $547,300 | $776,020 |
| Dunkirk | $107,540 | $438,700 | $512,600 | $589,800 | $715,080 |
| Edgewater | $289,460 | $355,300 | $448,150 | $624,825 | $958,470 |
| Friendship | $137,880 | $337,400 | $483,100 | $618,900 | $765,340 |
| Galesville | $316,560 | $390,300 | $462,550 | $847,675 | $1,240,730 |
| Gambrills | $307,000 | $375,000 | $511,500 | $705,350 | $869,800 |
| Gibson Island | $1,179,450 | $1,336,675 | $2,006,000 | $2,828,800 | $3,191,150 |
| Glen Burnie | $197,700 | $252,600 | $298,600 | $361,200 | $427,000 |
| Greenland Beach | $260,060 | $301,100 | $410,300 | $500,350 | $589,800 |
| Hanover | $282,900 | $380,400 | $437,300 | $507,475 | $585,000 |
| Harmans | $255,880 | $290,800 | $328,950 | $432,075 | $479,960 |
| Harwood | $244,470 | $419,800 | $545,150 | $741,450 | $1,004,440 |
| Highland Beach | $313,100 | $382,825 | $477,900 | $586,050 | $784,430 |
| Jessup | $282,480 | $358,400 | $416,600 | $608,250 | $727,320 |
| Laurel | $130,000 | $314,300 | $363,800 | $450,050 | $517,000 |
| Linthicum | $3,300 | $9,100 | $45,700 | $124,700 | $152,300 |
| Linthicum Heights | $270,000 | $301,825 | $338,400 | $396,750 | $491,040 |
| Lothian | $139,700 | $333,550 | $466,000 | $645,000 | $852,080 |
| Mayo | $22,200 | $169,925 | $476,350 | $689,175 | $1,038,700 |
| Millersville | $240,700 | $337,050 | $454,400 | $611,750 | $712,760 |
| North Beach | $117,200 | $291,900 | $403,500 | $607,800 | $882,260 |
| Odenton | $267,560 | $313,600 | $364,900 | $467,050 | $673,260 |
| Orchard Beach | $202,680 | $227,800 | $269,100 | $320,600 | $383,060 |
| Owings | $13,710 | $104,575 | $352,750 | $644,850 | $851,030 |
| Pasadena | $218,000 | $261,800 | $323,900 | $422,075 | $572,600 |
| Riva | $295,180 | $422,650 | $533,400 | $664,950 | $867,520 |
| Rose Haven | $154,250 | $340,350 | $375,350 | $395,100 | $444,760 |
| Severn | $173,570 | $336,300 | $403,700 | $509,425 | $624,930 |
| Severna Park | $346,400 | $426,500 | $523,500 | $650,700 | $857,400 |
| Shady Side | $80,000 | $253,400 | $326,100 | $432,400 | $633,400 |
| Stoney Beach | $218,970 | $239,175 | $252,650 | $277,725 | $332,140 |
| Tracys Landing | $15,000 | $274,300 | $471,500 | $682,600 | $868,160 |
| West River | $196,780 | $389,800 | $500,500 | $680,050 | $901,900 |
| Annapolis Junction | N/A | N/A | N/A | N/A | N/A |
| Brooklyn Park | N/A | N/A | N/A | N/A | N/A |
| Dundalk | N/A | N/A | N/A | N/A | N/A |
| Fairhaven | N/A | N/A | N/A | N/A | N/A |
| Herald Harbor | N/A | N/A | N/A | N/A | N/A |
| Timonium | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Anne Arundel County, Maryland
Property tax bills in Anne Arundel are based on the assessed market value of a home, with local tax rates applied to determine the amount owed. For a home with a median home price of $386,400, the bill can vary widely depending on location, property characteristics, and exemptions. Across the county, the 25th percentile tax bill is $3,022, the 75th percentile is $5,596, and the 90th percentile reaches $7,719, showing how much bills can differ from one homeowner to another.
What does this mean for homeowners? A higher assessed value can lead to a larger tax bill, even when market conditions change. That is why reviewing your assessment matters.
Ownwell helps homeowners lower property tax bills by identifying overassessments and filing appeals when needed. By challenging an unfair assessment, Ownwell can help you save money and make sure you are not paying more than your fair share.
Median Anne Arundel County Tax Bill
$4,073
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$2,400
Property Tax Bills Across Anne Arundel County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Annapolis | $2,626 | $3,545 | $5,100 | $7,428 | $11,283 |
| Arnold | $2,288 | $3,322 | $4,447 | $5,914 | $7,884 |
| Baltimore | $24 | $47 | $102 | $586 | $976 |
| Brooklyn | $1,493 | $1,866 | $2,517 | $3,112 | $3,760 |
| Carvel Beach | $2,611 | $3,312 | $4,683 | $5,325 | $6,258 |
| Chestnut Hill Cove | $2,535 | $2,969 | $3,140 | $3,263 | $3,338 |
| Churchton | $984 | $2,930 | $3,670 | $4,475 | $5,938 |
| Clearwater Beach | $1,947 | $2,430 | $2,945 | $3,543 | $4,709 |
| Crofton | $2,547 | $3,156 | $4,169 | $5,528 | $6,613 |
| Crownsville | $67 | $2,971 | $4,526 | $6,991 | $10,162 |
| Curtis Bay | $1,132 | $2,698 | $3,228 | $3,694 | $4,102 |
| Davidsonville | $2,756 | $4,785 | $6,867 | $8,903 | $11,140 |
| Deale | $1,529 | $3,028 | $3,940 | $5,410 | $7,413 |
| Dunkirk | $995 | $4,141 | $5,098 | $5,911 | $6,803 |
| Edgewater | $2,355 | $3,496 | $4,501 | $6,061 | $9,101 |
| Friendship | $1,081 | $3,191 | $4,589 | $5,624 | $6,763 |
| Galesville | $2,319 | $3,475 | $4,656 | $6,567 | $9,553 |
| Gambrills | $2,614 | $3,575 | $5,018 | $6,756 | $8,297 |
| Gibson Island | $11,281 | $17,214 | $23,776 | $37,326 | $41,648 |
| Glen Burnie | $1,976 | $2,555 | $3,200 | $3,953 | $4,694 |
| Greenland Beach | $2,367 | $3,343 | $4,516 | $5,699 | $6,826 |
| Hanover | $2,804 | $4,032 | $4,985 | $5,768 | $6,541 |
| Harmans | $2,391 | $2,739 | $3,373 | $4,589 | $5,218 |
| Harwood | $1,351 | $3,869 | $5,262 | $7,199 | $9,182 |
| Highland Beach | $3,047 | $5,263 | $6,435 | $7,524 | $9,466 |
| Jessup | $1,662 | $3,548 | $4,499 | $6,399 | $7,796 |
| Laurel | $2,419 | $3,199 | $4,068 | $4,859 | $5,764 |
| Linthicum | $13 | $65 | $126 | $1,238 | $2,310 |
| Linthicum Heights | $2,613 | $3,019 | $3,582 | $4,147 | $4,954 |
| Lothian | $937 | $3,243 | $4,504 | $6,319 | $8,336 |
| Mayo | $106 | $1,739 | $4,170 | $6,220 | $9,121 |
| Millersville | $2,320 | $3,266 | $4,846 | $6,438 | $7,689 |
| North Beach | $941 | $2,894 | $4,137 | $6,209 | $8,373 |
| Odenton | $2,392 | $3,050 | $3,956 | $5,010 | $8,135 |
| Orchard Beach | $1,868 | $2,600 | $3,041 | $3,714 | $4,446 |
| Owings | $150 | $951 | $3,538 | $5,275 | $7,046 |
| Pasadena | $1,886 | $2,860 | $3,569 | $4,595 | $6,231 |
| Riva | $3,049 | $3,860 | $4,949 | $6,488 | $8,388 |
| Rose Haven | $120 | $2,822 | $3,797 | $4,065 | $4,165 |
| Severn | $1,999 | $3,116 | $4,174 | $5,267 | $6,552 |
| Severna Park | $3,153 | $4,107 | $5,392 | $6,949 | $8,857 |
| Shady Side | $759 | $2,814 | $3,671 | $4,779 | $6,742 |
| Stoney Beach | $2,617 | $2,886 | $3,122 | $3,395 | $4,034 |
| Tracys Landing | $148 | $2,658 | $4,368 | $6,162 | $7,736 |
| West River | $1,373 | $3,512 | $4,834 | $6,439 | $8,785 |
| Annapolis Junction | N/A | N/A | N/A | N/A | N/A |
| Brooklyn Park | N/A | N/A | N/A | N/A | N/A |
| Dundalk | N/A | N/A | N/A | N/A | N/A |
| Fairhaven | N/A | N/A | N/A | N/A | N/A |
| Herald Harbor | N/A | N/A | N/A | N/A | N/A |
| Timonium | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Want to lower your Anne Arundel County property taxes?
How Can I Lower My Property Taxes in Anne Arundel County?
Looking to reduce your Anne Arundel County property taxes? Ownwell is the leading property tax appeal company serving Anne Arundel County. We specialize in helping property owners in the Annapolis area and beyond lower their tax bills by working directly with the Anne Arundel County assessment office.
Through our tax monitoring service, we collect all necessary information to maximize your tax reductions. We navigate the complexities of the Anne Arundel County property tax appeal process and identify all available exemptions, so you don't have to.
Whether you are a homeowner, a real estate investor, or an asset manager, our local team at Ownwell has the expertise to assess your current property tax situation and find strategic opportunities for reducing your tax burden.
Property Tax Appeals in Maryland
Property tax protest in Anne Arundel County begins when a homeowner believes the assessed value of a property is too high. The first step is to review the assessment notice and compare it with recent market conditions and similar homes. If the assessment does not reflect the property’s true value, the homeowner can file an appeal by the deadline of February 13, 2026.
What does the appeal process involve? Homeowners typically present evidence that supports a lower assessed value, such as comparable sales, property condition issues, or errors in the assessment record. The appeal is reviewed by the Board of Appeals, which listens to the case and determines whether the assessment should be changed. The Tax Assessor is responsible for setting the assessment, but the board provides the formal review process for disputes.
What are the possible outcomes? The board may reduce the assessed value, leave it unchanged, or, in some cases, determine that the original assessment was accurate. If the assessment is lowered, the homeowner may receive a lower property tax bill. If it remains the same, the homeowner still has clarity on how the value was determined.
How can Ownwell help? Ownwell can guide homeowners through the appeal process, help identify whether an assessment appears excessive, and prepare a stronger case for review. By handling the details and supporting the evidence, Ownwell makes it easier to challenge a property tax assessment and pursue a fair outcome.
Exemptions in Maryland
What property tax exemption programs are available in Anne Arundel County, Maryland?
Homeowners in Anne Arundel County may qualify for several property tax exemption programs, with the most important being the exemption for a primary residence. This type of exemption is designed for owner-occupied homes, so it can help reduce the taxable value of a home that serves as the homeowner’s main residence. Other exemption programs may also be available for eligible seniors, veterans, surviving spouses, and homeowners with disabilities, depending on the specific requirements for each program.
Who is eligible for property tax exemptions in Anne Arundel County?
Eligibility depends on the exemption type. Primary residence exemptions generally require the home to be the homeowner’s principal place of living. Senior exemptions may be available to older homeowners who meet age and income rules. Veteran exemptions are typically available to qualified service members and certain surviving spouses. Disability-related exemptions may apply to homeowners who meet medical or legal criteria.
How do homeowners apply for exemptions?
Homeowners usually apply through the local assessment or tax office and may need to provide proof of ownership, residency, age, income, disability status, or military service. Because each exemption has its own rules, it is important to review the requirements carefully and submit the correct documents on time.
How can Ownwell help?
Ownwell can help homeowners identify which Anne Arundel County exemptions they may qualify for, prepare the application, and make sure they do not miss valuable savings opportunities.
Available Exemptions
Disabled
Home Stead
Veteran
Solar/Wind
Non-Profit
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Anne Arundel Tax Assessor | |
| Website | sdat.dat.maryland.gov |
Frequently Asked Property Tax Questions in Anne Arundel County, Maryland
How are property taxes calculated in Anne Arundel County, Maryland?
How do I appeal my property taxes in Anne Arundel County, Maryland?
What property tax exemptions are available in Anne Arundel County, Maryland?
When are property taxes due in Anne Arundel County, Maryland?
How can Ownwell help reduce my property taxes in Anne Arundel County, Maryland?
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