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Dundalk, Baltimore County, Maryland Property Taxes

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Property Taxes in Dundalk, Maryland

  • Median Dundalk, Maryland effective property tax rate: 1.40%, significantly higher than the national median of 1.02%, and higher than the Maryland state median of 1.21%.

  • Median Dundalk, Maryland home value: $172,600

  • Median annual Dundalk, Maryland tax bill: $2,525, $125 higher than the national median property tax bill of $2,400.

How are property taxes in Baltimore County calculated?

Property taxes in Dundalk, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Dundalk's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Dundalk, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Dundalk, Baltimore County, Maryland Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.4%

Estimate Property Tax Bill

$2,416

$2,242

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Dundalk Property Tax Calculator Work?

Use this Dundalk property tax calculator to estimate your annual tax bill. Enter your property’s assessed value and our calculator applies Dundalk’s median effective tax rate of 1.40% — based on actual property records in Baltimore County — to generate your estimate.

Enter your property’s estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home’s market value. Our calculator applies Dundalk’s median effective rate across local levies, providing a more accurate estimate than using a single county rate.

Your bill may vary by ZIP code within Dundalk, but the available data shows the same median tax bill of $2,525 in 21222. That is higher than Maryland’s median property tax rate of 1.21% and higher than the national median property tax rate of 1.02%.

If your estimate is higher than expected, Ownwell can appeal your Dundalk assessment — you only pay if we save you money.

About Dundalk Property Taxes

About Property Taxes in Dundalk, Baltimore County, Maryland

Dundalk’s median effective property tax rate of 1.40% is higher than the Maryland state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Baltimore County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Dundalk. Homeowners in the 21222 ZIP code carry a median effective rate of 1.40%, while those in the same ZIP also pay 1.40%. This spread reflects how school district boundaries and local assessment districts are drawn across Baltimore County. Understanding which part of Dundalk you live in can make a meaningful difference to your annual tax bill.

Dundalk homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the February 13, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Dundalk, Baltimore County, Maryland

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Dundalk's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.

Property Tax Rates Across Dundalk, Baltimore County, Maryland

Source: Ownwell

1.45%

1.83%

2.20%

Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Dundalk Tax Rate

1.40%

Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Baltimore County Tax Rate

1.29%

Median Effective Maryland Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Dundalk, Baltimore County, Maryland

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
212221.80%1.98%2.20%2.23%2.25%

Source: Ownwell

Property Tax Assessment Values Across Dundalk, Baltimore County, Maryland

When examining property taxes in Dundalk, Maryland, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Baltimore County estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Baltimore County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Dundalk.

For example, the median home price in Dundalk is $172,600, with tax bills ranging significantly across the county. 21222 has the highest median home price at $172,600.

Property Tax Assessment Values Across Dundalk, Baltimore County, Maryland

Source: Ownwell

$48,200

$225,650

$403,100

Median Dundalk Market Value

$172,600

Median Baltimore County Market Value

$285,000

Median Maryland Market Value

$338,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Dundalk, Baltimore County, Maryland

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
21222$77,700$112,300$151,100$184,400$217,200

Source: Ownwell

Property Tax Bills Across Dundalk, Baltimore County, Maryland

Property tax bills in Dundalk are based on the assessed value of a home and the local tax rate set by Baltimore County. When a home’s market value is estimated higher, the tax bill can rise, even if the homeowner’s income has not changed. For a median home price of $172,600, the property tax bill can vary widely, with the 25th percentile at $2,160, the 75th percentile at $3,052, and the 90th percentile at $3,841. The median tax bill in ZIP code 21222 is $2,525, which is above the national median property tax bill of $2,400.

Higher assessed values can mean higher annual costs for homeowners, making it important to review your bill carefully. Ownwell can help by identifying potential overassessments, finding exemptions, and filing appeals to lower your property tax bill. If your home is taxed above its fair market value, Ownwell works to help you save money and keep more of what you earn.

Property Tax Bills Across Dundalk, Baltimore County, Maryland

Source: Ownwell

$830

$4,389

$7,948

Median Dundalk Tax Bill

$2,525

Median Baltimore County Tax Bill

$3,694

Median Maryland Tax Bill

$4,092

Median United States Tax Bill

$2,400

Property Tax Bills Across Dundalk, Baltimore County, Maryland

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
21222$1,551$2,193$3,100$3,828$4,429

Source: Ownwell

Don't miss the deadline to appeal!

Frequently Asked Property Tax Questions in Dundalk, Maryland

How are property taxes calculated in Dundalk, Maryland?
Property taxes in Dundalk, Maryland are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Dundalk, Maryland?
To appeal your property taxes in Dundalk, Maryland, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Dundalk, Maryland?
Common property tax exemptions in Dundalk, Maryland include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Dundalk, Maryland?
Property tax deadlines in Dundalk, Maryland vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Dundalk, Maryland?
Ownwell provides professional property tax appeal services in Dundalk, Maryland. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.