Property Taxes in New Windsor, Maryland
Median New Windsor, Maryland effective property tax rate: 1.14%, significantly higher than the national median of 1.02%, and lower than the Maryland state median of 1.21%.
Median New Windsor, Maryland home value: $329,550
Median annual New Windsor, Maryland tax bill: $3,968, $1,568 higher than the national median property tax bill of $2,400.
How are property taxes in Carroll calculated?
Property taxes in New Windsor, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding New Windsor's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in New Windsor, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the New Windsor Property Tax Calculator Work?
Use this New Windsor property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies New Windsor's median effective tax rate of 1.14% — based on actual property records in Carroll County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies New Windsor's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within New Windsor: rates range from 1.14% in 21776 to 1.14% in 21776, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across New Windsor.
About New Windsor Property Taxes
About Property Taxes in New Windsor, Carroll, Maryland
New Windsor's median effective property tax rate of 1.14% is lower than the Maryland state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Carroll County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across New Windsor. Homeowners in the 21776 ZIP code carry a median effective rate of 1.14%, while those in the same ZIP code pay 1.14%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Carroll County. Understanding which part of New Windsor you live in can make a meaningful difference to your annual tax bill.
New Windsor homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across New Windsor, Carroll County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare New Windsor's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective New Windsor Tax Rate
1.14%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Carroll County Tax Rate
1.13%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across New Windsor, Carroll County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21776 | 1.05% | 1.13% | 1.14% | 1.38% | 1.38% |
Source: Ownwell
Property Tax Assessment Values Across New Windsor, Carroll County, Maryland
When examining property taxes in New Windsor, Maryland, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Carroll County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Carroll County, assessment notices are sent in December each year. They’ll typically reach your mailbox by the middle of December.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For New Windsor, the median home price is $329,550, with a median tax bill of $3,968. The highest median home price is in 21776 at $329,550.
Property Tax Assessment Values Across New Windsor, Carroll County, Maryland
Source: Ownwell
$295,000
$383,575
$472,150
Median New Windsor Market Value
$329,550
Median Carroll County Market Value
$368,200
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across New Windsor, Carroll County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21776 | $212,890 | $269,825 | $329,550 | $398,675 | $500,810 |
Source: Ownwell
Property Tax Bills Across New Windsor, Carroll County, Maryland
Property tax bills in New Windsor are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners, that means the bill is shaped by both the value of the home and the tax rate set by local taxing authorities. A higher assessed value generally leads to a larger tax bill, while a lower assessed value can reduce what is owed.
With a median home price of $329,550, New Windsor homeowners often face property tax bills that are above the national median property tax bill of $2,400. In Carroll County, the tax bill can vary widely, with the 25th percentile at $3,163 and the 75th percentile at $4,843. The highest and lowest median tax bill reported is $3,968 in ZIP code 21776.
These differences matter because property taxes can significantly affect monthly housing costs and long-term affordability for homeowners.
Median New Windsor Tax Bill
$3,968
Median Carroll County Tax Bill
$4,060
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across New Windsor, Carroll County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21776 | $2,608 | $3,163 | $3,968 | $4,843 | $5,703 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Carroll Tax Assessor | |
| Website | sdat.dat.maryland.gov |