Chesapeake City, Cecil County, Maryland Property Taxes
Median Chesapeake City, MD effective property tax rate: 0.92%, significantly lower than the national median of 1.02%, but lower than the Maryland state median of 1.06%.
Median Chesapeake City, MD home value: $264,900
Median annual Chesapeake City, MD tax bill: $2,584, $184 higher than the national median property tax bill of $2,400.
How are property taxes in Cecil calculated?
Property taxes in Chesapeake City, MD are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Chesapeake City’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Chesapeake City, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Chesapeake City, Cecil County, Maryland Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.92%
Estimate Property Tax Bill
$2,437
$2,262
Property Tax Rates Across Chesapeake City, Cecil County, Maryland
Local government entities determine property tax rates, leading to significant variations within Maryland. Each county annually calculates its budget to fund essential services and divides this by the total assessed value of all taxable properties in its jurisdiction, resulting in the property tax rate. Although the process involves votes and legislation, this is the basic annual procedure.
Chesapeake City's effective property tax rate is a key point of interest. In Cecil County, where Chesapeake City is located, the median property tax rate is 0.92%, which is slightly below the national median of 1.02%. This lower rate can offer some relief to property owners when compared to the national average. However, it is essential to note that within Maryland, Chesapeake City's rate is consistent, as other areas in the state also report similar rates. This uniformity can be advantageous for property owners seeking predictability in their tax obligations. Understanding these rates in the context of both state and national figures can help property owners make informed decisions about property investments and financial planning.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chesapeake City Tax Rate
0.92%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cecil County Tax Rate
0.89%
Median Effective Maryland Tax Rate
1.06%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Chesapeake City, Cecil County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21915 | 0.75% | 0.82% | 0.92% | 1.12% | 1.34% |
Source: Ownwell
Property Tax Assessment Values Across Chesapeake City, Cecil County, Maryland
When examining property taxes in Chesapeake City, MD, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cecil County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Cecil County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Chesapeake City.
For example, the median home price in Chesapeake City is $264,900, with tax bills ranging significantly across the county. Zip code 21915 has the highest median home price at $264,900.
Property Tax Assessment Values Across Chesapeake City, Cecil County, Maryland
Source: Ownwell
$154,700
$249,050
$343,400
Median Chesapeake City Market Value
$264,900
Median Cecil County Market Value
$239,900
Median Maryland Market Value
$317,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Chesapeake City, Cecil County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21915 | $165,820 | $206,500 | $264,900 | $362,200 | $576,080 |
Source: Ownwell
Property Tax Bills Across Chesapeake City, Cecil County, Maryland
Median Chesapeake City Tax Bill
$2,584
Median Cecil County Tax Bill
$2,238
Median Maryland Tax Bill
$3,419
Median United States Tax Bill
$2,400
Property Tax Bills Across Chesapeake City, Cecil County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21915 | $1,495 | $1,962 | $2,584 | $3,755 | $5,852 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates |
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Links | |
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| Cecil Tax Assessor | |
| Website | sdat.dat.maryland.gov |
