Frederick County, Maryland Property Taxes
Median Frederick County effective property tax rate: 1.20%, significantly higher than the national median of 1.02%.
Median Frederick County home value: $362,500
Median annual Frederick County tax bill: $4,509, $2,109 higher than the national median property tax bill of $2,400.
How are property taxes in Frederick County calculated?
Property taxes in Frederick County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Frederick or another part of Frederick County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Frederick County, Maryland Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.23%
Estimate Property Tax Bill
$4,659
$4,324
$1,102
Average Tax Savings
Property Tax Rates Across Frederick County, Maryland
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Frederick County Tax Rate
1.23%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Frederick County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adamstown | 1.16% | 1.21% | 1.23% | 1.24% | 1.26% |
| Braddock Heights | 0.87% | 0.93% | 0.97% | 1.04% | 1.09% |
| Brunswick | 1.52% | 1.64% | 1.66% | 1.94% | 2.00% |
| Buckeystown | 1.12% | 1.23% | 1.25% | 1.26% | 1.28% |
| Burkittsville | 0.85% | 1.02% | 1.08% | 1.19% | 1.22% |
| Cascade | 1.00% | 1.03% | 1.08% | 1.11% | 1.14% |
| Clarksburg | 1.11% | 1.21% | 1.24% | 1.24% | 1.25% |
| Damascus | 1.18% | 1.21% | 1.23% | 1.24% | 1.25% |
| Dickerson | 1.11% | 1.20% | 1.23% | 1.24% | 1.27% |
| Emmitsburg | 0.97% | 1.06% | 1.18% | 1.31% | 1.37% |
| Frederick | 1.02% | 1.15% | 1.45% | 1.68% | 1.73% |
| Ijamsville | 1.13% | 1.18% | 1.22% | 1.24% | 1.25% |
| Jefferson | 1.00% | 1.13% | 1.23% | 1.24% | 1.25% |
| Keymar | 1.01% | 1.11% | 1.16% | 1.19% | 1.21% |
| Knoxville | 1.20% | 1.23% | 1.26% | 1.30% | 1.63% |
| Libertytown | 1.04% | 1.09% | 1.16% | 1.18% | 1.18% |
| Middletown | 0.91% | 0.96% | 1.03% | 1.15% | 1.22% |
| Monrovia | 1.12% | 1.17% | 1.22% | 1.24% | 1.25% |
| Mount Airy | 1.12% | 1.21% | 1.24% | 1.26% | 1.42% |
| Myersville | 0.93% | 1.01% | 1.09% | 1.21% | 1.27% |
| New Market | 1.18% | 1.21% | 1.23% | 1.24% | 1.36% |
| New Windsor | 1.03% | 1.06% | 1.12% | 1.15% | 1.17% |
| Point Of Rocks | 1.21% | 1.22% | 1.23% | 1.24% | 1.25% |
| Rocky Ridge | 0.85% | 0.94% | 1.02% | 1.08% | 1.18% |
| Sabillasville | 0.96% | 1.02% | 1.08% | 1.12% | 1.21% |
| Smithsburg | 0.95% | 1.00% | 1.05% | 1.09% | 1.18% |
| Taneytown | 0.82% | 0.91% | 1.01% | 1.08% | 1.13% |
| Thurmont | 0.99% | 1.06% | 1.18% | 1.25% | 1.30% |
| Tuscarora | 1.14% | 1.20% | 1.22% | 1.26% | 1.29% |
| Union Bridge | 1.01% | 1.06% | 1.14% | 1.19% | 1.21% |
| Walkersville | 1.07% | 1.14% | 1.20% | 1.27% | 1.29% |
| Woodsboro | 1.06% | 1.13% | 1.18% | 1.25% | 1.31% |
| Baltimore | N/A | N/A | N/A | N/A | N/A |
| Beltsville | N/A | N/A | N/A | N/A | N/A |
| Blue Ridge Summit | N/A | N/A | N/A | N/A | N/A |
| Boonsboro | N/A | N/A | N/A | N/A | N/A |
| Brookeville | N/A | N/A | N/A | N/A | N/A |
| Buford | N/A | N/A | N/A | N/A | N/A |
| Chevy Chase | N/A | N/A | N/A | N/A | N/A |
| Ellicott City | N/A | N/A | N/A | N/A | N/A |
| Gaithersburg | N/A | N/A | N/A | N/A | N/A |
| Germantown | N/A | N/A | N/A | N/A | N/A |
| Goleta | N/A | N/A | N/A | N/A | N/A |
| Hagerstown | N/A | N/A | N/A | N/A | N/A |
| Hamburg | N/A | N/A | N/A | N/A | N/A |
| Highland | N/A | N/A | N/A | N/A | N/A |
| Ladiesburg | N/A | N/A | N/A | N/A | N/A |
| Largo | N/A | N/A | N/A | N/A | N/A |
| Laytonsville | N/A | N/A | N/A | N/A | N/A |
| Leesburg | N/A | N/A | N/A | N/A | N/A |
| Lemasters | N/A | N/A | N/A | N/A | N/A |
| New Midway | N/A | N/A | N/A | N/A | N/A |
| Pennyslvania | N/A | N/A | N/A | N/A | N/A |
| Potomac | N/A | N/A | N/A | N/A | N/A |
| Rockville | N/A | N/A | N/A | N/A | N/A |
| Rosemont | N/A | N/A | N/A | N/A | N/A |
| Ruxton | N/A | N/A | N/A | N/A | N/A |
| Sykesville | N/A | N/A | N/A | N/A | N/A |
| Temple Hills | N/A | N/A | N/A | N/A | N/A |
| Unionville | N/A | N/A | N/A | N/A | N/A |
| Urbana | N/A | N/A | N/A | N/A | N/A |
| Washington | N/A | N/A | N/A | N/A | N/A |
| Wheaton | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average Frederick County Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Frederick County, Maryland
Property Tax Assessment Values Across Frederick County, Maryland
Source: Ownwell
$235,400
$376,075
$516,750
Median Frederick County Market Value
$378,800
Median Maryland Market Value
$338,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Frederick County, Maryland
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adamstown | $222,560 | $322,925 | $449,400 | $542,250 | $634,260 |
| Braddock Heights | $295,600 | $353,700 | $421,200 | $561,800 | $657,740 |
| Brunswick | $130,430 | $192,500 | $255,800 | $399,050 | $492,750 |
| Buckeystown | $188,070 | $239,450 | $312,150 | $373,275 | $474,010 |
| Burkittsville | $203,100 | $255,900 | $343,200 | $470,800 | $597,900 |
| Cascade | $56,100 | $64,400 | $235,400 | $356,500 | $421,300 |
| Clarksburg | $359,270 | $434,425 | $509,350 | $644,700 | $906,240 |
| Damascus | $171,530 | $336,050 | $516,750 | $634,550 | $815,680 |
| Dickerson | $217,880 | $343,900 | $486,700 | $743,500 | $918,260 |
| Emmitsburg | $83,780 | $180,950 | $256,400 | $395,950 | $514,720 |
| Frederick | $215,400 | $280,900 | $366,400 | $482,200 | $618,200 |
| Ijamsville | $309,050 | $383,750 | $481,300 | $641,350 | $811,200 |
| Jefferson | $203,640 | $308,175 | $395,150 | $480,025 | $596,740 |
| Keymar | $173,800 | $258,100 | $333,000 | $418,300 | $507,300 |
| Knoxville | $128,360 | $217,800 | $302,900 | $460,700 | $560,940 |
| Libertytown | $145,000 | $145,000 | $238,700 | $318,350 | $379,240 |
| Middletown | $287,200 | $372,850 | $466,700 | $615,900 | $766,500 |
| Monrovia | $340,850 | $395,400 | $481,200 | $651,075 | $754,350 |
| Mount Airy | $278,660 | $347,475 | $437,800 | $542,025 | $643,920 |
| Myersville | $124,400 | $289,000 | $408,200 | $521,850 | $674,540 |
| New Market | $256,600 | $345,300 | $432,300 | $536,150 | $635,480 |
| New Windsor | $170,000 | $306,100 | $390,800 | $498,000 | $643,140 |
| Point Of Rocks | $232,740 | $271,700 | $346,500 | $449,700 | $512,900 |
| Rocky Ridge | $137,750 | $240,450 | $322,500 | $445,275 | $656,100 |
| Sabillasville | $74,840 | $166,500 | $242,600 | $367,300 | $532,240 |
| Smithsburg | $96,440 | $210,700 | $318,600 | $431,200 | $542,920 |
| Taneytown | $178,140 | $243,275 | $325,900 | $469,450 | $589,700 |
| Thurmont | $141,620 | $230,750 | $304,100 | $394,950 | $500,380 |
| Tuscarora | $127,350 | $241,325 | $339,950 | $631,025 | $877,210 |
| Union Bridge | $120,700 | $151,600 | $315,800 | $425,800 | $562,360 |
| Walkersville | $216,120 | $263,500 | $360,500 | $458,000 | $561,980 |
| Woodsboro | $200,300 | $263,500 | $359,900 | $491,000 | $618,960 |
| Baltimore | N/A | N/A | N/A | N/A | N/A |
| Beltsville | N/A | N/A | N/A | N/A | N/A |
| Blue Ridge Summit | N/A | N/A | N/A | N/A | N/A |
| Boonsboro | N/A | N/A | N/A | N/A | N/A |
| Brookeville | N/A | N/A | N/A | N/A | N/A |
| Buford | N/A | N/A | N/A | N/A | N/A |
| Chevy Chase | N/A | N/A | N/A | N/A | N/A |
| Ellicott City | N/A | N/A | N/A | N/A | N/A |
| Gaithersburg | N/A | N/A | N/A | N/A | N/A |
| Germantown | N/A | N/A | N/A | N/A | N/A |
| Goleta | N/A | N/A | N/A | N/A | N/A |
| Hagerstown | N/A | N/A | N/A | N/A | N/A |
| Hamburg | N/A | N/A | N/A | N/A | N/A |
| Highland | N/A | N/A | N/A | N/A | N/A |
| Ladiesburg | N/A | N/A | N/A | N/A | N/A |
| Largo | N/A | N/A | N/A | N/A | N/A |
| Laytonsville | N/A | N/A | N/A | N/A | N/A |
| Leesburg | N/A | N/A | N/A | N/A | N/A |
| Lemasters | N/A | N/A | N/A | N/A | N/A |
| New Midway | N/A | N/A | N/A | N/A | N/A |
| Pennyslvania | N/A | N/A | N/A | N/A | N/A |
| Potomac | N/A | N/A | N/A | N/A | N/A |
| Rockville | N/A | N/A | N/A | N/A | N/A |
| Rosemont | N/A | N/A | N/A | N/A | N/A |
| Ruxton | N/A | N/A | N/A | N/A | N/A |
| Sykesville | N/A | N/A | N/A | N/A | N/A |
| Temple Hills | N/A | N/A | N/A | N/A | N/A |
| Unionville | N/A | N/A | N/A | N/A | N/A |
| Urbana | N/A | N/A | N/A | N/A | N/A |
| Washington | N/A | N/A | N/A | N/A | N/A |
| Wheaton | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average Frederick County Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Frederick County, Maryland
Median Frederick County Tax Bill
$4,845
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$2,400
Property Tax Bills Across Frederick County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adamstown | $2,628 | $3,920 | $5,437 | $6,557 | $7,631 |
| Braddock Heights | $2,739 | $3,332 | $4,241 | $5,305 | $6,127 |
| Brunswick | $2,569 | $3,172 | $4,171 | $7,853 | $9,667 |
| Buckeystown | $2,243 | $2,955 | $3,717 | $4,404 | $5,713 |
| Burkittsville | $2,268 | $2,853 | $3,611 | $4,890 | $6,401 |
| Cascade | $622 | $701 | $2,538 | $3,634 | $4,351 |
| Clarksburg | $4,134 | $5,341 | $6,176 | $7,648 | $10,862 |
| Damascus | $1,976 | $4,101 | $6,333 | $7,442 | $10,007 |
| Dickerson | $2,778 | $4,058 | $5,825 | $8,815 | $11,179 |
| Emmitsburg | $860 | $2,187 | $2,986 | $4,192 | $5,939 |
| Frederick | $2,832 | $3,717 | $5,056 | $6,725 | $8,823 |
| Ijamsville | $3,696 | $4,566 | $5,770 | $7,701 | $9,640 |
| Jefferson | $2,269 | $3,604 | $4,652 | $5,590 | $6,801 |
| Keymar | $1,936 | $2,920 | $3,771 | $4,625 | $5,588 |
| Knoxville | $1,550 | $2,713 | $3,967 | $6,256 | $8,358 |
| Libertytown | $1,647 | $1,704 | $2,585 | $3,635 | $4,378 |
| Middletown | $2,986 | $3,763 | $4,831 | $6,503 | $8,076 |
| Monrovia | $4,066 | $4,754 | $5,710 | $7,782 | $9,004 |
| Mount Airy | $3,558 | $4,373 | $5,322 | $6,709 | $7,888 |
| Myersville | $1,261 | $3,047 | $4,352 | $5,666 | $7,042 |
| New Market | $3,137 | $4,311 | $5,416 | $6,630 | $7,884 |
| New Windsor | $1,875 | $3,349 | $4,298 | $5,441 | $7,142 |
| Point Of Rocks | $2,879 | $3,353 | $4,258 | $5,506 | $6,246 |
| Rocky Ridge | $1,152 | $2,430 | $3,165 | $4,266 | $6,110 |
| Sabillasville | $655 | $1,800 | $2,560 | $3,827 | $5,361 |
| Smithsburg | $1,043 | $2,106 | $3,234 | $4,306 | $5,457 |
| Taneytown | $1,620 | $2,256 | $3,121 | $4,233 | $5,358 |
| Thurmont | $1,414 | $2,653 | $3,459 | $4,499 | $5,565 |
| Tuscarora | $1,545 | $2,749 | $4,003 | $7,027 | $9,854 |
| Union Bridge | $1,461 | $1,638 | $3,486 | $4,574 | $6,054 |
| Walkersville | $2,456 | $3,266 | $4,173 | $5,468 | $6,824 |
| Woodsboro | $2,268 | $3,122 | $4,281 | $5,724 | $7,118 |
| Baltimore | N/A | N/A | N/A | N/A | N/A |
| Beltsville | N/A | N/A | N/A | N/A | N/A |
| Blue Ridge Summit | N/A | N/A | N/A | N/A | N/A |
| Boonsboro | N/A | N/A | N/A | N/A | N/A |
| Brookeville | N/A | N/A | N/A | N/A | N/A |
| Buford | N/A | N/A | N/A | N/A | N/A |
| Chevy Chase | N/A | N/A | N/A | N/A | N/A |
| Ellicott City | N/A | N/A | N/A | N/A | N/A |
| Gaithersburg | N/A | N/A | N/A | N/A | N/A |
| Germantown | N/A | N/A | N/A | N/A | N/A |
| Goleta | N/A | N/A | N/A | N/A | N/A |
| Hagerstown | N/A | N/A | N/A | N/A | N/A |
| Hamburg | N/A | N/A | N/A | N/A | N/A |
| Highland | N/A | N/A | N/A | N/A | N/A |
| Ladiesburg | N/A | N/A | N/A | N/A | N/A |
| Largo | N/A | N/A | N/A | N/A | N/A |
| Laytonsville | N/A | N/A | N/A | N/A | N/A |
| Leesburg | N/A | N/A | N/A | N/A | N/A |
| Lemasters | N/A | N/A | N/A | N/A | N/A |
| New Midway | N/A | N/A | N/A | N/A | N/A |
| Pennyslvania | N/A | N/A | N/A | N/A | N/A |
| Potomac | N/A | N/A | N/A | N/A | N/A |
| Rockville | N/A | N/A | N/A | N/A | N/A |
| Rosemont | N/A | N/A | N/A | N/A | N/A |
| Ruxton | N/A | N/A | N/A | N/A | N/A |
| Sykesville | N/A | N/A | N/A | N/A | N/A |
| Temple Hills | N/A | N/A | N/A | N/A | N/A |
| Unionville | N/A | N/A | N/A | N/A | N/A |
| Urbana | N/A | N/A | N/A | N/A | N/A |
| Washington | N/A | N/A | N/A | N/A | N/A |
| Wheaton | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average Frederick County Tax Savings
Save on Your Property Taxes and More With Ownwell
Want to lower your Frederick County property taxes?
Property Tax Appeals in Maryland
Homeowners in Frederick County, Maryland, have the opportunity to appeal their property tax assessments if they believe their property's assessed value is inaccurate. The appeal process begins with the homeowner filing a written appeal to the Maryland State Department of Assessments and Taxation. This appeal must be submitted within 45 days of receiving the assessment notice. Once the appeal is filed, a hearing is scheduled where the homeowner can present evidence to support their claim for a lower assessed value. This evidence may include recent sales data of comparable properties, an independent appraisal, or any other relevant documentation that demonstrates the property's current market value.
During the hearing, the appeal is reviewed by the Property Tax Assessment Appeal Board. The board will consider the evidence presented by the homeowner and the assessor's office. After reviewing the information, the board will make a decision, which could result in a reduction, no change, or in some cases, an increase in the property's assessed value. If the homeowner is not satisfied with the board's decision, they have the option to further appeal to the Maryland Tax Court.
Ownwell offers assistance throughout this process, providing expert guidance and support to homeowners looking to appeal their property tax assessments. Our team of professionals can help gather necessary documentation, prepare a compelling case, and represent homeowners during hearings. By leveraging our expertise and resources, Ownwell aims to maximize the chances of a successful appeal, potentially leading to a reduction in property tax liabilities. With our support, homeowners can navigate the complex appeal process with confidence and ease.
Exemptions in Maryland
Frederick County offers a variety of property tax exemption programs designed to ease the financial burden on homeowners. A primary focus is the Homestead Tax Credit, which benefits those who use their property as a primary residence. This exemption limits the annual increase in assessed property value, ensuring that property taxes remain manageable despite rising market values. To qualify, homeowners must have lived in their property for at least one year.
Another valuable exemption is the Senior Citizen Property Tax Credit, available to residents aged 65 and older who meet specific income requirements. This program provides a tax credit based on a percentage of the homeowner's property tax bill, offering significant relief to seniors. Additionally, the Disabled Veterans Exemption offers substantial tax reductions for veterans who have a permanent and total disability, recognizing their service and sacrifice.
Applying for these exemptions requires submitting the appropriate forms and documentation to the county's assessment office. This process can be complex, but Ownwell is here to help. Our team of experts can guide homeowners through the application process, ensuring they receive the maximum benefits available. By leveraging our expertise, homeowners can reduce their property tax liabilities and enjoy greater financial peace of mind.
Available Exemptions
Disabled
Home Stead
Veteran
Solar/Wind
Non-Profit
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | January 2 |
Links | |
|---|---|
| Frederick Tax Assessor | |
| Website | sdat.dat.maryland.gov |
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