Accident, Garrett County, Maryland Property Taxes
Property Taxes in Accident, Maryland
Median Accident, Maryland effective property tax rate: 0.98%, significantly lower than the national median of 1.02%, and lower than the Maryland state median of 1.21%.
Median Accident, Maryland home value: $195,900
Median annual Accident, Maryland tax bill: $1,933, $467 lower than the national median property tax bill of $2,400.
How are property taxes in Garrett calculated?
Property taxes in Accident, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Accident's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Accident, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Accident, Garrett County, Maryland Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.98%
Estimate Property Tax Bill
$1,920
$1,782
How Does the Accident Property Tax Calculator Work?
Use this Accident property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Accident's median effective tax rate of 0.98% — based on actual property records in Garrett County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Accident's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Accident: rates range from 0.98% in 21520 to 0.98% in 21520, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Accident.
About Accident Property Taxes
About Property Taxes in Accident, Garrett, Maryland
Accident’s median effective property tax rate of 0.98% is lower than the Maryland state median of 1.21% and lower than the national median of 1.02%. This rate reflects the Garrett County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Accident. Homeowners in the 21520 ZIP code carry a median effective rate of 0.98%, while those in the same ZIP code pay 0.98%. This spread reflects how school district boundaries and local assessment districts are drawn across Garrett County. Understanding which part of Accident you live in can make a meaningful difference to your annual tax bill.
Accident homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Accident, Garrett County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Accident's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Accident Tax Rate
0.98%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Garrett County Tax Rate
1.09%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Accident, Garrett County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21520 | 0.87% | 0.93% | 0.98% | 1.03% | 1.21% |
Source: Ownwell
Property Tax Assessment Values Across Accident, Garrett County, Maryland
When examining property taxes in Accident, Maryland, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Garrett County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Garrett County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of December.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Accident.
For example, the median home price in Accident is $195,900, with tax bills ranging significantly across the county. 21520 has the highest median home price at $195,900.
Property Tax Assessment Values Across Accident, Garrett County, Maryland
Source: Ownwell
$41,000
$289,400
$537,800
Median Accident Market Value
$195,900
Median Garrett County Market Value
$186,500
Median Maryland Market Value
$338,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Accident, Garrett County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21520 | $85,390 | $132,850 | $195,900 | $285,850 | $374,740 |
Source: Ownwell
Property Tax Bills Across Accident, Garrett County, Maryland
Property tax bills in Accident are based on the assessed value of a home and the local tax rate set for Garrett County. When a property’s market value changes, the assessed value can change too, which affects the final bill homeowners receive. A higher assessed value generally means a higher tax bill, while a lower assessed value can reduce what is owed.
For a home with a median price of $195,900, the property tax bill can vary widely depending on the exact assessment and local rates. In this area, the 25th percentile tax bill is $1,357, the 75th percentile is $2,778, and the 90th percentile is $3,738. The median tax bill is $1,933, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%.
These bills matter because they directly affect monthly housing costs and long-term affordability for homeowners.
Median Accident Tax Bill
$1,933
Median Garrett County Tax Bill
$2,092
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$2,400
Property Tax Bills Across Accident, Garrett County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21520 | $894 | $1,357 | $1,933 | $2,778 | $3,738 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Garrett Tax Assessor | |
| Website | sdat.dat.maryland.gov |