Property Taxes in Bloomington, Maryland
Median Bloomington, Maryland effective property tax rate: 1.31%, significantly higher than the national median of 1.02%, and higher than the Maryland state median of 1.21%.
Median Bloomington, Maryland home value: $73,200
Median annual Bloomington, Maryland tax bill: $925, $1,475 lower than the national median property tax bill of $2,400.
How are property taxes in Garrett calculated?
Property taxes in Bloomington, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Bloomington's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bloomington, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Bloomington Property Tax Calculator Work?
Use this Bloomington property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Bloomington's median effective tax rate of 1.31% — based on actual property records in Garrett County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment authority uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Bloomington's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Bloomington: rates range from 1.31% in 21523 to 1.31% in 21523, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Bloomington.
About Bloomington Property Taxes
About Property Taxes in Bloomington, Garrett, Maryland
Bloomington’s median effective property tax rate of 1.31% is higher than the Maryland state median of 1.21% and higher than the national median of 1.02%. This rate reflects Garrett County levies combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Bloomington. Homeowners in ZIP code 21523 carry a median effective rate of 1.31%, and the same ZIP code also has a median tax bill of $925. Understanding where you live in the city can still matter when reviewing your assessed value and annual bill.
Bloomington homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the February 13, 2026 deadline each year. Notices are sent in December.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Bloomington, Garrett County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Bloomington's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bloomington Tax Rate
1.31%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Garrett County Tax Rate
1.09%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Bloomington, Garrett County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21523 | 1.30% | 1.31% | 1.31% | 1.31% | 1.31% |
Source: Ownwell
Property Tax Assessment Values Across Bloomington, Garrett County, Maryland
When examining property taxes in Bloomington, Maryland, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Garrett County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Garrett County, assessment notices are sent in December each year. They'll typically reach your mailbox by the middle of December.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Bloomington.
For example, the median home price in Bloomington is $73,200, with tax bills ranging significantly across the county. 21523 has the highest median home price at $73,200.
Property Tax Assessment Values Across Bloomington, Garrett County, Maryland
Source: Ownwell
$41,000
$289,400
$537,800
Median Bloomington Market Value
$73,200
Median Garrett County Market Value
$186,500
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across Bloomington, Garrett County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21523 | $35,030 | $48,275 | $73,200 | $95,350 | $107,870 |
Source: Ownwell
Property Tax Bills Across Bloomington, Garrett County, Maryland
Property tax bills in Bloomington are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessed value to determine the amount a homeowner owes each year. For many owners, the bill reflects both the home’s value and the tax rate set for the area.
With a median home price of $73,200, property taxes can still vary depending on how a home is assessed and where it is located within Garrett County. The median tax bill in the area is $925, which sits between the $625 25th percentile and the $1,188 75th percentile. At the higher end, the 90th percentile reaches $1,365.
These differences matter because even similar homes can face different tax bills if their assessed values or exemptions change. For homeowners, that means property taxes can have a meaningful impact on annual housing costs and long-term affordability.
Median Bloomington Tax Bill
$925
Median Garrett County Tax Bill
$2,092
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across Bloomington, Garrett County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21523 | $451 | $625 | $925 | $1,188 | $1,365 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Garrett Tax Assessor | |
| Website | sdat.dat.maryland.gov |