Property Taxes in Friendsville, Maryland
Median Friendsville, Maryland effective property tax rate: 1.19%, significantly higher than the national median of 1.02%, and slightly lower than the Maryland state median of 1.21%.
Median Friendsville, Maryland home value: $114,400
Median annual Friendsville, Maryland tax bill: $1,363, $1,037 lower than the national median property tax bill of $2,400.
How are property taxes in Garrett calculated?
Property taxes in Friendsville, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Friendsville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Friendsville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Friendsville Property Tax Calculator Work?
Use this Friendsville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Friendsville's median effective tax rate of 1.19% — based on actual property records in Garrett County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Friendsville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Friendsville: rates range from 1.19% in 21531 to 1.19% in 21531, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Friendsville.
About Friendsville Property Taxes
About Property Taxes in Friendsville, Garrett, Maryland
Friendsville's median effective property tax rate of 1.19% is lower than the Maryland state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Garrett County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Friendsville. Homeowners in the 21531 ZIP code carry a median effective rate of 1.19%, while those in the same ZIP code also pay 1.19%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Garrett County. Understanding which part of Friendsville you live in can make a meaningful difference to your annual tax bill.
Friendsville homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Friendsville, Garrett County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Friendsville's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Friendsville Tax Rate
1.19%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Garrett County Tax Rate
1.09%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Friendsville, Garrett County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21531 | 0.94% | 1.17% | 1.19% | 1.22% | 1.63% |
Source: Ownwell
Property Tax Assessment Values Across Friendsville, Garrett County, Maryland
When examining property taxes in Friendsville, Maryland, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Garrett County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Garrett County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of December.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Friendsville is $114,400, with a median tax bill of $1,363. The highest median home price is in 21531 at $114,400.
Property Tax Assessment Values Across Friendsville, Garrett County, Maryland
Source: Ownwell
$41,000
$289,400
$537,800
Median Friendsville Market Value
$114,400
Median Garrett County Market Value
$186,500
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across Friendsville, Garrett County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21531 | $43,640 | $69,000 | $114,400 | $174,600 | $262,620 |
Source: Ownwell
Property Tax Bills Across Friendsville, Garrett County, Maryland
Property tax bills in Friendsville are based on the assessed value of a home and the local tax rate set by Garrett County. When a property is reassessed, the county estimates its market value, and that figure is used to calculate the tax bill. A higher assessed value usually means a higher bill, while a lower assessment can reduce what a homeowner owes.
For Friendsville homeowners, the median home price is $114,400, and the median property tax bill is $1,363 in ZIP code 21531. That sits below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%. Bills can still vary widely, with the 25th percentile at $845 and the 75th percentile at $1,928.
These differences matter because property taxes are a recurring cost that can affect monthly budgets and long-term housing affordability.
Median Friendsville Tax Bill
$1,363
Median Garrett County Tax Bill
$2,092
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across Friendsville, Garrett County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21531 | $545 | $845 | $1,363 | $1,928 | $2,781 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Garrett Tax Assessor | |
| Website | sdat.dat.maryland.gov |