Westernport, Garrett County, Maryland Property Taxes
Property Taxes in Westernport, Maryland
Median Westernport, Maryland effective property tax rate: 1.22%, significantly higher than the national median of 1.02%, and higher than the Maryland state median of 1.21%.
Median Westernport, Maryland home value: $103,450
Median annual Westernport, Maryland tax bill: $1,191, $1,209 lower than the national median property tax bill of $2,400.
How are property taxes in Garrett calculated?
Property taxes in Westernport, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Westernport's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Westernport, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Westernport, Garrett County, Maryland Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.22%
Estimate Property Tax Bill
$1,262
$1,171
How Does the Westernport Property Tax Calculator Work?
Use this Westernport property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Westernport's median effective tax rate of 1.22% — based on actual property records in Garrett County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Westernport's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Westernport: rates range from 1.22% in 21562 to 1.22% in 21562, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Westernport.
About Westernport Property Taxes
About Property Taxes in Westernport, Garrett, Maryland
Westernport’s median effective property tax rate of 1.22% is higher than the Maryland state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Garrett County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Westernport. Homeowners in the 21562 ZIP code carry a median effective rate of 1.22%, while those in the same ZIP code also pay 1.22%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Garrett County. Understanding which part of Westernport you live in can make a meaningful difference to your annual tax bill.
Westernport homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Westernport, Garrett County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Westernport's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Westernport Tax Rate
1.22%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Garrett County Tax Rate
1.09%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Westernport, Garrett County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21562 | 0.58% | 1.20% | 1.22% | 1.23% | 1.29% |
Source: Ownwell
Property Tax Assessment Values Across Westernport, Garrett County, Maryland
When examining property taxes in Westernport, Maryland, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Garrett County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Garrett County, assessment notices are sent in December each year. They'll typically reach your mailbox by the middle of December.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Westernport is $103,450, with tax bills ranging significantly across the county. ZIP code 21562 has the highest median home price at $103,450.
Property Tax Assessment Values Across Westernport, Garrett County, Maryland
Source: Ownwell
$41,000
$289,400
$537,800
Median Westernport Market Value
$103,450
Median Garrett County Market Value
$186,500
Median Maryland Market Value
$338,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Westernport, Garrett County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21562 | $42,110 | $88,500 | $103,450 | $158,250 | $186,750 |
Source: Ownwell
Property Tax Bills Across Westernport, Garrett County, Maryland
Property tax bills in Westernport are calculated by applying the local tax rate to a home’s assessed value, which is based on the property’s market value. For homeowners, the assessed value is the starting point for the bill, and local taxing authorities use it to determine how much tax is owed each year. In Garrett County, the median home price is $103,450, which helps show the value range that can influence tax bills in the area.
A homeowner’s final bill can vary based on exemptions, local levies, and changes in assessed value over time. In Westernport, the 25th percentile tax bill is $624, while the 75th percentile is $1,541 and the 90th percentile is $2,156. That spread shows how much property taxes can differ from one homeowner to another, even within the same city. For many homeowners, a higher assessed value can mean a larger annual tax bill and a bigger impact on household costs.
Median Westernport Tax Bill
$1,191
Median Garrett County Tax Bill
$2,092
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$2,400
Property Tax Bills Across Westernport, Garrett County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21562 | $273 | $624 | $1,191 | $1,541 | $2,156 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Garrett Tax Assessor | |
| Website | sdat.dat.maryland.gov |