Churchville, Harford County, Maryland Property Taxes
Median Churchville, MD effective property tax rate: 0.96%, significantly lower than the national median of 1.02%, but lower than the Maryland state median of 1.06%.
Median Churchville, MD home value: $379,850
Median annual Churchville, MD tax bill: $3,421, $1,021 higher than the national median property tax bill of $2,400.
How are property taxes in Harford calculated?
Property taxes in Churchville, MD are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Churchville’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Churchville, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Churchville, Harford County, Maryland Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.96%
Estimate Property Tax Bill
$3,647
$3,384
Property Tax Rates Across Churchville, Harford County, Maryland
Local government entities in Maryland set property tax rates, which can vary significantly across the state. Each year, counties like Harford estimate their required budgets to provide essential services and then divide that by the total value of all taxable properties within their jurisdiction. This results in the property tax rate for areas such as Churchville. Although the process involves votes and laws to finalize tax rates and budgets, this is the fundamental annual procedure.
Churchville in Harford County has an effective property tax rate that aligns with the county's median rate. Compared to other areas in Maryland, Churchville's rate is competitive, reflecting the county's strategic budgeting and valuation methods. The median property tax rate in Maryland is slightly below the national median, offering residents a relatively favorable tax environment. While Churchville's rate is consistent with both the highest and lowest median tax rates in the county, it remains lower than the national median property tax rate of 1.02%. This comparison highlights the benefits for property owners in Churchville, balancing effective local governance with manageable tax obligations.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Churchville Tax Rate
0.96%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Harford County Tax Rate
0.99%
Median Effective Maryland Tax Rate
1.06%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Churchville, Harford County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21028 | 0.78% | 0.92% | 0.96% | 1.00% | 1.07% |
Source: Ownwell
Property Tax Assessment Values Across Churchville, Harford County, Maryland
When examining property taxes in Churchville, MD, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Harford County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Harford County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Churchville.
For example, the median home price in Churchville is $379,850, with tax bills ranging significantly across the county. Zip code 21028 has the highest median home price at $379,850.
Property Tax Assessment Values Across Churchville, Harford County, Maryland
Source: Ownwell
$164,500
$289,000
$413,500
Median Churchville Market Value
$379,850
Median Harford County Market Value
$279,650
Median Maryland Market Value
$317,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Churchville, Harford County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21028 | $213,400 | $274,850 | $379,850 | $505,375 | $644,300 |
Source: Ownwell
Property Tax Bills Across Churchville, Harford County, Maryland
Median Churchville Tax Bill
$3,421
Median Harford County Tax Bill
$2,716
Median Maryland Tax Bill
$3,419
Median United States Tax Bill
$2,400
Property Tax Bills Across Churchville, Harford County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21028 | $1,939 | $2,514 | $3,421 | $4,718 | $6,054 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates |
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Links | |
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| Harford Tax Assessor | |
| Website | sdat.dat.maryland.gov |