Property Taxes in Kensington, Maryland
Median Kensington, Maryland effective property tax rate: 1.26%, significantly higher than the national median of 1.02%, and higher than the Maryland state median of 1.21%.
Median Kensington, Maryland home value: $624,500
Median annual Kensington, Maryland tax bill: $7,603, higher than the national median property tax bill of $2,400.
How are property taxes in Montgomery calculated?
Property taxes in Kensington, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Kensington's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Kensington, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Kensington Property Tax Calculator Work?
Use this Kensington property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Kensington's median effective tax rate of 1.26% — based on actual property records in Montgomery County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Kensington's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Kensington: rates are 7603 in 20895, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Kensington.
About Kensington Property Taxes
About Property Taxes in Kensington, Montgomery, Maryland
Kensington's median effective property tax rate of 1.26% is higher than the Maryland state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Montgomery County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Kensington. Homeowners in the 20895 ZIP code carry a median effective rate of 1.26%, while those in the same ZIP also pay $7,603 in median property tax bills. This reflects how school district boundaries and local assessment districts are drawn across Montgomery County. Understanding where you live in Kensington can make a meaningful difference to your annual tax bill.
Kensington homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Kensington, Montgomery County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Kensington's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Kensington Tax Rate
1.26%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Montgomery County Tax Rate
1.19%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Kensington, Montgomery County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 20895 | 1.18% | 1.22% | 1.26% | 1.30% | 1.32% |
Source: Ownwell
Property Tax Assessment Values Across Kensington, Montgomery County, Maryland
When examining property taxes in Kensington, Maryland, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montgomery County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Montgomery County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the season.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Kensington.
For example, the median home price in Kensington is $624,500, with tax bills ranging significantly across the county. 20895 has the highest median home price at $624,500.
Property Tax Assessment Values Across Kensington, Montgomery County, Maryland
Source: Ownwell
$110,000
$614,075
$1,118,150
Median Kensington Market Value
$624,500
Median Montgomery County Market Value
$520,100
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across Kensington, Montgomery County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 20895 | $385,800 | $463,750 | $624,500 | $847,250 | $1,081,500 |
Source: Ownwell
Property Tax Bills Across Kensington, Montgomery County, Maryland
Property tax bills in Kensington are calculated by applying the local tax rate to a home’s assessed market value, which is determined by Montgomery County. For a home with a median value of $624,500, the resulting tax bill can vary widely depending on the assessment and any applicable exemptions or appeals. The 25th percentile tax bill is $6,020, while the 75th percentile is $10,376 and the 90th percentile reaches $13,276.
These bills reflect both the value of the property and the tax rate set by local governments, so similar homes can still receive different bills if their assessed values differ. Kensington’s median tax bill of $7,603 in ZIP code 20895 is well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. For homeowners, that means property taxes can be a major part of annual housing costs and can significantly affect affordability.
Median Kensington Tax Bill
$7,603
Median Montgomery County Tax Bill
$6,208
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across Kensington, Montgomery County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 20895 | $5,063 | $6,020 | $7,603 | $10,376 | $13,276 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Montgomery Tax Assessor | |
| Website | sdat.dat.maryland.gov |