Property Taxes in Mcdaniel, Maryland
Median McDaniel, Maryland effective property tax rate: 0.85%, significantly lower than the national median of 1.02%, and lower than the Maryland state median of 1.21%.
Median McDaniel, Maryland home value: $313,200
Median annual McDaniel, Maryland tax bill: $2,348, $52 lower than the national median property tax bill of $2,400.
How are property taxes in Talbot calculated?
Property taxes in McDaniel, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding McDaniel's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in McDaniel, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the MCDANIEL Property Tax Calculator Work?
Use this MCDANIEL property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies MCDANIEL's median effective tax rate of 0.85% — based on actual property records in Talbot County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies MCDANIEL's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within MCDANIEL: rates range from 0.85% in 21647 to 0.85% in 21647, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across MCDANIEL.
About Mcdaniel Property Taxes
About Property Taxes in MCDANIEL, Talbot, MD
MCDANIEL’s median effective property tax rate of 0.85% is lower than the Maryland state median of 1.21% and lower than the national median of 1.02%. This rate reflects the Talbot County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across MCDANIEL. Homeowners in the 21647 ZIP code carry a median effective rate of 0.85%, while those in the same ZIP code pay 0.85%. This spread reflects how school district boundaries and local assessment districts are drawn across Talbot County. Understanding which part of MCDANIEL you live in can make a meaningful difference to your annual tax bill.
MCDANIEL homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Mcdaniel, Talbot County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare MCDANIEL's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mcdaniel Tax Rate
0.85%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Talbot County Tax Rate
0.76%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Mcdaniel, Talbot County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21647 | 0.46% | 0.60% | 0.85% | 0.88% | 0.90% |
Source: Ownwell
Property Tax Assessment Values Across Mcdaniel, Talbot County, Maryland
When examining property taxes in McDaniel, Maryland, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Talbot County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Talbot County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of December.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in McDaniel.
For example, the median home price in McDaniel is $313,200, with tax bills ranging significantly across the county. 21647 has the highest median home price at $313,200.
Property Tax Assessment Values Across Mcdaniel, Talbot County, Maryland
Source: Ownwell
$239,500
$493,150
$746,800
Median Mcdaniel Market Value
$313,200
Median Talbot County Market Value
$338,300
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across Mcdaniel, Talbot County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21647 | $142,260 | $213,650 | $313,200 | $605,600 | $1,044,680 |
Source: Ownwell
Property Tax Bills Across Mcdaniel, Talbot County, Maryland
Property tax bills in McDaniel are based on the assessed value of a home and the local tax rate set for Talbot County. When a property’s market value rises, the assessed value can increase as well, which may lead to a higher tax bill. Homeowners in McDaniel should also consider that tax bills can vary depending on exemptions, appeals, and other local factors that affect the final amount due.
The median home price in McDaniel is $313,200, and the median property tax bill is $2,348, which is slightly below the national median property tax bill of $2,400. That means many homeowners pay close to the national norm, but some pay much more or much less depending on their property’s assessed value and location. Tax bills in the area range from $1,374 at the 25th percentile to $4,747 at the 75th percentile, with the 90th percentile reaching $8,113.
Median Mcdaniel Tax Bill
$2,348
Median Talbot County Tax Bill
$2,311
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across Mcdaniel, Talbot County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21647 | $925 | $1,374 | $2,348 | $4,747 | $8,113 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Talbot Tax Assessor | |
| Website | sdat.dat.maryland.gov |