Property Taxes in Trappe, Maryland
Median Trappe, Maryland effective property tax rate: 0.78%, significantly lower than the national median of 1.02%, and lower than the Maryland state median of 1.21%.
Median Trappe, Maryland home value: $309,750
Median annual Trappe, Maryland tax bill: $2,314, $86 lower than the national median property tax bill of $2,400.
How are property taxes in Talbot calculated?
Property taxes in Trappe, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Trappe's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Trappe, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Trappe Property Tax Calculator Work?
Use this Trappe property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Trappe's median effective tax rate of 0.78% — based on actual property records in Talbot County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Trappe's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Trappe: rates range from 0.78% in 21673 to 0.78% in 21673, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Trappe.
About Trappe Property Taxes
About Property Taxes in Trappe, Talbot, Maryland
Trappe’s median effective property tax rate of 0.78% is lower than the Maryland state median of 1.21% and lower than the national median of 1.02%. This rate reflects the Talbot County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Trappe. Homeowners in ZIP code 21673 carry a median effective rate of 0.78%, while those in 21673 pay 0.78%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Talbot County. Understanding which part of Trappe you live in can make a meaningful difference to your annual tax bill.
Trappe homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before February 13, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Trappe, Talbot County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Trappe's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Trappe Tax Rate
0.78%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Talbot County Tax Rate
0.76%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Trappe, Talbot County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21673 | 0.41% | 0.55% | 0.78% | 0.93% | 1.03% |
Source: Ownwell
Property Tax Assessment Values Across Trappe, Talbot County, Maryland
When examining property taxes in Trappe, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Talbot County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Talbot County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of December.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Trappe.
For example, the median home price in Trappe is $309,750, with tax bills ranging significantly across the county. 21673 has the highest median home price at $309,750.
Property Tax Assessment Values Across Trappe, Talbot County, Maryland
Source: Ownwell
$239,500
$493,150
$746,800
Median Trappe Market Value
$309,750
Median Talbot County Market Value
$338,300
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across Trappe, Talbot County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21673 | $99,440 | $186,050 | $309,750 | $498,800 | $907,670 |
Source: Ownwell
Property Tax Bills Across Trappe, Talbot County, Maryland
How are property tax bills calculated in Trappe?
Property tax bills in Trappe are determined by multiplying a home’s assessed value by the local tax rate, with the assessed value based on the market value of the property. Local taxing authorities use that assessment to calculate the amount owed each year, and the bill can change when home values or tax rates change.
What factors are considered?
The main factors are the home’s market value, the assessed value assigned by the county, and the tax rate set by local governments. In Talbot County, the median home price is $309,750, and the median property tax bill is $2,314, which is close to the national median property tax bill of $2,400.
How does this affect homeowners?
For homeowners, higher assessed values can mean higher tax bills, while lower assessments can reduce what is owed. In Trappe, property tax bills can vary widely, from $1,320 at the 25th percentile to $6,500 at the 90th percentile, making it important for homeowners to understand how their bill is calculated.
Median Trappe Tax Bill
$2,314
Median Talbot County Tax Bill
$2,311
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across Trappe, Talbot County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21673 | $893 | $1,320 | $2,314 | $3,977 | $6,500 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Talbot Tax Assessor | |
| Website | sdat.dat.maryland.gov |