Property Taxes in Hagerstown, Maryland
Median Hagerstown, Maryland effective property tax rate: 0.91%, significantly lower than the national median of 1.02%, and lower than the Maryland state median of 1.21%.
Median Hagerstown, Maryland home value: $219,050
Median annual Hagerstown, Maryland tax bill: $1,940, $460 lower than the national median property tax bill of $2,400.
How are property taxes in Washington calculated?
Property taxes in Hagerstown, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Hagerstown's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Hagerstown, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Hagerstown Property Tax Calculator Work?
Use this Hagerstown property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Hagerstown's median effective tax rate of 0.91% — based on actual property records in Washington County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Hagerstown's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Hagerstown: rates range from $1,806.00 in 21740 to $2,184.00 in 21742, primarily due to differences in school district levies and local assessment districts. Hagerstown's median property tax rate is lower than Maryland's 1.21% median, and the median tax bill of $1,940 is lower than the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Hagerstown.
About Hagerstown Property Taxes
About Property Taxes in Hagerstown, Washington, Maryland
Hagerstown’s median effective property tax rate of 0.91% is lower than the Maryland state median of 1.21% and lower than the national median of 1.02%. This rate reflects the Washington County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Hagerstown. Homeowners in the 21742 ZIP code carry a median effective rate of 1.04%, while those in 21740 pay 0.85%. This spread — 0.19 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Washington County. Understanding which part of Hagerstown you live in can make a meaningful difference to your annual tax bill.
Hagerstown homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Hagerstown, Washington County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Hagerstown's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hagerstown Tax Rate
0.91%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Washington County Tax Rate
0.88%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Hagerstown, Washington County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21740 | 0.74% | 0.81% | 0.85% | 0.97% | 1.04% |
| 21742 | 0.77% | 0.84% | 1.04% | 1.04% | 1.05% |
Source: Ownwell
Property Tax Assessment Values Across Hagerstown, Washington County, Maryland
When examining property taxes in Hagerstown, Maryland, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Washington County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Washington County, assessment notices are sent in December each year. They'll typically reach your mailbox by the middle of December.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Hagerstown.
For example, the median home price in Hagerstown is $219,050, with tax bills ranging significantly across the county. 21742 has the highest median home price at $235,200.
Property Tax Assessment Values Across Hagerstown, Washington County, Maryland
Source: Ownwell
$99,000
$249,700
$400,400
Median Hagerstown Market Value
$219,050
Median Washington County Market Value
$235,900
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across Hagerstown, Washington County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21740 | $105,100 | $148,600 | $209,100 | $279,100 | $363,760 |
| 21742 | $146,640 | $183,600 | $235,200 | $317,800 | $405,000 |
Source: Ownwell
Property Tax Bills Across Hagerstown, Washington County, Maryland
How are property tax bills calculated in Hagerstown?
Property tax bills in Hagerstown are based on the assessed value of a home, which is then multiplied by the local tax rate set by Washington County and other taxing jurisdictions. The assessed value is influenced by the market value of the property, so homes with higher values generally face higher tax bills. For a home with a median price of $219,050, the bill can vary widely depending on the exact assessment and location.
What factors affect the amount a homeowner pays?
Differences in neighborhood, property characteristics, and local tax rates all play a role. In Hagerstown, the 25th percentile tax bill is $1,402, while the 75th percentile is $2,758 and the 90th percentile reaches $3,626. The median tax bill is $2,184 in ZIP code 21742 and $1,806 in ZIP code 21740.
How does this affect homeowners?
Because property taxes are tied to assessed value, homeowners with similar homes can still pay different amounts. That makes understanding the assessment important for budgeting and for spotting when a bill may be higher than it should be.
Median Hagerstown Tax Bill
$1,940
Median Washington County Tax Bill
$2,083
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across Hagerstown, Washington County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21740 | $862 | $1,232 | $1,806 | $2,549 | $3,389 |
| 21742 | $1,323 | $1,645 | $2,184 | $3,095 | $3,998 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Washington Tax Assessor | |
| Website | sdat.dat.maryland.gov |