Property Taxes in St James, Maryland
Median St James, Maryland effective property tax rate: 0.83%, significantly lower than the national median of 1.02%, and lower than the Maryland state median of 1.21%.
Median St James, Maryland home value: $232,000
Median annual St James, Maryland tax bill: $1,977, $423 lower than the national median property tax bill of $2,400.
How are property taxes in Washington calculated?
Property taxes in St James, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding St James's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in St James, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the St James Property Tax Calculator Work?
Use this St James property tax calculator to estimate your annual property tax bill. Enter your property’s assessed value and our calculator applies St James’s median effective tax rate of 0.83% — based on actual property records in Washington County — to generate your estimate.
Enter your property’s estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home’s market value. Our calculator applies St James’s median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within St James, but the median tax bill is $1,977 in 21733, which is $423 lower than the state median tax bill and below the 1.21% state median tax rate.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across St James.
About St James Property Taxes
About Property Taxes in St James, Washington, Maryland
St James’s median effective property tax rate of 0.83% is lower than the Maryland state median of 1.21% and lower than the national median of 1.02%. This rate reflects the Washington County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across St James. Homeowners in the 21733 ZIP code carry a median effective rate of 0.83%, while those in 21733 pay 0.83%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Washington County. Understanding which part of St James you live in can make a meaningful difference to your annual tax bill.
St James homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across St James, Washington County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare St James's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St James Tax Rate
0.83%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Washington County Tax Rate
0.88%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across St James, Washington County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21733 | 0.80% | 0.82% | 0.83% | 0.85% | 0.90% |
Source: Ownwell
Property Tax Assessment Values Across St James, Washington County, Maryland
When examining property taxes in St James, Maryland, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Washington County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in December each year in Washington County. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in St James is $232,000, with a median tax bill of $1,977. The highest median home price is in 21733, also at $232,000.
Property Tax Assessment Values Across St James, Washington County, Maryland
Source: Ownwell
$99,000
$249,700
$400,400
Median St James Market Value
$232,000
Median Washington County Market Value
$235,900
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across St James, Washington County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21733 | $195,990 | $216,375 | $232,000 | $392,100 | $417,390 |
Source: Ownwell
Property Tax Bills Across St James, Washington County, Maryland
Property tax bills in St James are calculated from the assessed value of a home and the local tax rate set by Washington County and other taxing authorities. The assessed value is based on the market value of the property, which means homes with higher market values generally face higher tax bills. For a median home price of $232,000, the property tax bill can vary widely depending on the exact assessment and local rates.
In St James, the 25th percentile tax bill is $1,749 and the 75th percentile tax bill is $3,184, showing how much bills can differ from one homeowner to another. The 90th percentile tax bill reaches $3,716, which can place a meaningful burden on households with higher-valued homes or fewer exemptions. These taxes help fund local services, but they also directly affect monthly housing costs and long-term affordability for homeowners.
Median St James Tax Bill
$1,977
Median Washington County Tax Bill
$2,083
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across St James, Washington County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21733 | $1,645 | $1,749 | $1,977 | $3,184 | $3,716 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Washington Tax Assessor | |
| Website | sdat.dat.maryland.gov |