Property Taxes in Stockton, Maryland
Median Stockton, Maryland effective property tax rate: 0.84%, significantly lower than the national median of 1.02%, and lower than the Maryland state median of 1.21%.
Median Stockton, Maryland home value: $141,800
Median annual Stockton, Maryland tax bill: $1,124, lower than the national median property tax bill of $2,400.
How are property taxes in Worcester calculated?
Property taxes in Stockton, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Stockton's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Stockton, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Stockton Property Tax Calculator Work?
Use this Stockton property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Stockton's median effective tax rate of 0.84% — based on actual property records in Worcester County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Stockton's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Stockton: rates range from 0.84% in 21864 to 0.84% in 21864, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Stockton.
About Stockton Property Taxes
About Property Taxes in Stockton, Worcester, MD
Stockton's median effective property tax rate of 0.84% is lower than the Maryland state median of 1.21% and lower than the national median of 1.02%. This rate reflects the Worcester County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Stockton. Homeowners in the 21864 ZIP code carry a median effective rate of 0.84%, while those in 21864 pay 0.84%. This spread reflects how school district boundaries and local assessment districts are drawn across Worcester County. Understanding which part of Stockton you live in can make a meaningful difference to your annual tax bill.
Stockton homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Stockton, Worcester County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Stockton's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Stockton Tax Rate
0.84%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Worcester County Tax Rate
0.99%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Stockton, Worcester County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21864 | 0.58% | 0.77% | 0.84% | 0.89% | 0.93% |
Source: Ownwell
Property Tax Assessment Values Across Stockton, Worcester County, Maryland
When examining property taxes in Stockton, Maryland, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Worcester County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Worcester County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Stockton is $141,800, with a median tax bill of $1,124. That compares with the national median property tax rate of 1.02% and the national median property tax bill of $2,400.
Property Tax Assessment Values Across Stockton, Worcester County, Maryland
Source: Ownwell
$138,000
$255,050
$372,100
Median Stockton Market Value
$141,800
Median Worcester County Market Value
$322,500
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across Stockton, Worcester County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21864 | $65,360 | $101,600 | $141,800 | $205,600 | $290,900 |
Source: Ownwell
Property Tax Bills Across Stockton, Worcester County, Maryland
Stockton property tax bills are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners in Worcester County, this means the bill depends on both the value of the home and the tax rate set by local taxing authorities.
With a median home price of $141,800, Stockton homeowners can expect property tax bills that vary widely depending on where the home is located and how it is assessed. The 25th percentile tax bill is $769, while the 75th percentile is $1,643. At the high end, the 90th percentile reaches $2,317, showing how higher assessments can lead to a much larger tax burden.
The median tax bill in zip code 21864 is $1,124, which is below the national median property tax bill of $2,400. For homeowners, this affects monthly housing costs and can make a meaningful difference in affordability.
Median Stockton Tax Bill
$1,124
Median Worcester County Tax Bill
$3,257
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across Stockton, Worcester County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21864 | $496 | $769 | $1,124 | $1,643 | $2,317 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Worcester Tax Assessor | |
| Website | sdat.dat.maryland.gov |