Property Taxes in Whaleyville, Maryland
Median Whaleyville, Maryland effective property tax rate: 0.95%, lower than the national median of 1.02%, and lower than the Maryland state median of 1.21%.
Median Whaleyville, Maryland home value: $234,550
Median annual Whaleyville, Maryland tax bill: $1,941, lower than the national median property tax bill of $2,400.
How are property taxes in Worcester calculated?
Property taxes in Whaleyville, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Whaleyville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Whaleyville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Whaleyville Property Tax Calculator Work?
Use this Whaleyville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Whaleyville's median effective tax rate of 0.95% — based on actual property records in Worcester County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Whaleyville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Whaleyville: rates range from 0.95% in 21872 to 0.95% in 21872, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Whaleyville.
About Whaleyville Property Taxes
About Property Taxes in Whaleyville, Worcester, Maryland
Whaleyville's median effective property tax rate of 0.95% is lower than the Maryland state median of 1.21% and lower than the national median of 1.02%. This rate reflects the Worcester County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Whaleyville. Homeowners in the 21872 ZIP code carry a median effective rate of 0.95%, while those in the same ZIP code also pay 0.95%. This spread reflects how school district boundaries and local assessment districts are drawn across Worcester County. Understanding which part of Whaleyville you live in can make a meaningful difference to your annual tax bill.
Whaleyville homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Whaleyville, Worcester County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Whaleyville's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Whaleyville Tax Rate
0.95%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Worcester County Tax Rate
0.99%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Whaleyville, Worcester County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21872 | 0.69% | 0.77% | 0.95% | 0.99% | 1.02% |
Source: Ownwell
Property Tax Assessment Values Across Whaleyville, Worcester County, Maryland
When examining property taxes in Whaleyville, Maryland, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Worcester County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Worcester County are sent in the spring each year and typically reach your mailbox by the middle of the season. Each property owner receives a notice showing both values, along with an estimate of your property tax bill.
For example, the median home price in Whaleyville is $234,550, with a median tax bill of $1,941. That is below the national median property tax bill of $2,400, while the national median property tax rate is 1.02%. In 21872, the highest median home price is $234,550.
Property Tax Assessment Values Across Whaleyville, Worcester County, Maryland
Source: Ownwell
$138,000
$255,050
$372,100
Median Whaleyville Market Value
$234,550
Median Worcester County Market Value
$322,500
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across Whaleyville, Worcester County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21872 | $107,500 | $162,650 | $234,550 | $311,500 | $398,750 |
Source: Ownwell
Property Tax Bills Across Whaleyville, Worcester County, Maryland
Property tax bills in Whaleyville are based on the assessed value of a home and the local tax rate set by Worcester County and other taxing authorities. When a property’s market value changes, the assessed value can change too, which affects the amount owed each year. Homeowners are taxed on that assessed value, not on what they originally paid for the home.
For a home with a median market value of $234,550, the tax bill can vary depending on the assessment and the local rate. In Whaleyville, the median tax bill is $1,941, which is below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%. Bills in the area range from $1,328 at the 25th percentile to $2,752 at the 75th percentile, with higher bills reaching $3,622 at the 90th percentile. These differences show how assessed value and tax rates can affect homeowners differently, even within the same city.
Median Whaleyville Tax Bill
$1,941
Median Worcester County Tax Bill
$3,257
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across Whaleyville, Worcester County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21872 | $980 | $1,328 | $1,941 | $2,752 | $3,622 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Worcester Tax Assessor | |
| Website | sdat.dat.maryland.gov |