Belchertown, Hampshire County, Massachusetts Property Taxes
Property Taxes in Belchertown, Massachusetts
Median Belchertown, Massachusetts effective property tax rate: 1.45%, significantly higher than the national median of 1.02%, and higher than the Massachusetts state median of 1.15%.
Median Belchertown, Massachusetts home value: $390,400
Median annual Belchertown, Massachusetts tax bill: $5,668, $3,268 higher than the national median property tax bill of $2,400.
How are property taxes in Hampshire County calculated?
Property taxes in Belchertown, Massachusetts are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Belchertown's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Belchertown, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Belchertown, Hampshire County, Massachusetts Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.45%
Estimate Property Tax Bill
$5,661
$5,253
How Does the Belchertown Property Tax Calculator Work?
Use this Belchertown property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Belchertown's median effective tax rate of 1.45% — based on actual property records in Hampshire County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Belchertown's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Belchertown: rates range from 1.45% in 01007 to 1.45% in 01007, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Belchertown.
About Belchertown Property Taxes
About Property Taxes in Belchertown, Hampshire, Massachusetts
Belchertown's median effective property tax rate of 1.45% is higher than the Massachusetts state median of 1.15% and higher than the national median of 1.02%. This rate reflects the Hampshire County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Belchertown. Homeowners in the 01007 ZIP code carry a median effective rate of 1.45%, while those in the lowest ZIP also pay 1.45%. This spread shows how local taxing boundaries can shape what homeowners owe.
Belchertown homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the February 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Belchertown, Hampshire County, Massachusetts
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Belchertown's effective property tax rate to other cities in Massachusetts and the median property tax rates in Massachusetts and the U.S.
Property Tax Rates Across Belchertown, Hampshire County, Massachusetts
Source: Ownwell
1.16%
1.62%
2.08%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Belchertown Tax Rate
1.45%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hampshire County Tax Rate
1.42%
Median Effective Massachusetts Tax Rate
1.15%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Belchertown, Hampshire County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 01007 | 1.45% | 1.45% | 1.45% | 1.45% | 1.45% |
Source: Ownwell
Property Tax Assessment Values Across Belchertown, Hampshire County, Massachusetts
When examining property taxes in Belchertown, Massachusetts, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hampshire County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Hampshire County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the season.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Belchertown.
For example, the median home price in Belchertown is $390,400, with tax bills ranging significantly across the county. 01007 has the highest median home price at $390,400.
Property Tax Assessment Values Across Belchertown, Hampshire County, Massachusetts
Source: Ownwell
$235,200
$566,150
$897,100
Median Belchertown Market Value
$390,400
Median Hampshire County Market Value
$378,200
Median Massachusetts Market Value
$561,600
Median United States Market Value
$235,294
Property Tax Assessment Values Across Belchertown, Hampshire County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 01007 | $270,800 | $323,375 | $390,400 | $479,600 | $570,690 |
Source: Ownwell
Property Tax Bills Across Belchertown, Hampshire County, Massachusetts
Belchertown property tax bills are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessed value to determine the annual bill, so homeowners with higher assessed values generally pay more. In Belchertown, the median home price is $390,400, and the median property tax bill is $5,668, which is well above the national median property tax bill of $2,400.
Several factors can affect the final amount a homeowner pays, including the home’s assessed value and the local tax rate set for the area. For many households, that means tax bills can vary significantly even among homes in the same city. The 25th percentile tax bill is $4,701, while the 75th percentile reaches $6,963, showing how much property taxes can differ across homeowners. At the 90th percentile, the bill rises to $8,281, which can create a meaningful strain on monthly housing costs.
Property Tax Bills Across Belchertown, Hampshire County, Massachusetts
Source: Ownwell
$4,008
$8,253
$12,497
Median Belchertown Tax Bill
$5,668
Median Hampshire County Tax Bill
$5,091
Median Massachusetts Tax Bill
$6,068
Median United States Tax Bill
$2,400
Property Tax Bills Across Belchertown, Hampshire County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 01007 | $3,929 | $4,701 | $5,668 | $6,963 | $8,281 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 1 |
Links | |
|---|---|
| Hampshire Tax Assessor | |
| Website | www.mass.gov |