Pelham, Hampshire County, Massachusetts Property Taxes
Property Taxes in Pelham, Massachusetts
Median Pelham, Massachusetts effective property tax rate: 1.70%, significantly higher than the national median of 1.02%, and higher than the Massachusetts state median of 1.15%.
Median Pelham, Massachusetts home value: $388,150
Median annual Pelham, Massachusetts tax bill: $6,578, higher than the national median property tax bill of $2,400.
How are property taxes in Hampshire calculated?
Property taxes in Pelham, Massachusetts are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Pelham's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Pelham, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Pelham, Hampshire County, Massachusetts Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.7%
Estimate Property Tax Bill
$6,599
$6,123
How Does the Pelham Property Tax Calculator Work?
Use this Pelham property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Pelham's median effective tax rate of 1.70% — based on actual property records in Hampshire County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Pelham's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Pelham: rates range from 1.70% in 01002 to 1.70% in 01002, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Pelham.
About Pelham Property Taxes
About Property Taxes in Pelham, Hampshire, Massachusetts
Pelham’s median effective property tax rate of 1.70% is higher than the Massachusetts state median of 1.15% and higher than the national median of 1.02%. This rate reflects the Hampshire County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Pelham. Homeowners in the 01002 ZIP code carry a median effective rate of 1.70%, while those in the lowest ZIP code pay 1.70%. This spread reflects how school district boundaries and local assessment districts are drawn across Hampshire County. Understanding which part of Pelham you live in can make a meaningful difference to your annual tax bill.
Pelham homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the February 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Pelham, Hampshire County, Massachusetts
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Pelham's effective property tax rate to other cities in Massachusetts and the median property tax rates in Massachusetts and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pelham Tax Rate
1.70%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hampshire County Tax Rate
1.42%
Median Effective Massachusetts Tax Rate
1.15%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Pelham, Hampshire County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 01002 | 1.70% | 1.70% | 1.70% | 1.70% | 1.70% |
Source: Ownwell
Property Tax Assessment Values Across Pelham, Hampshire County, Massachusetts
When examining property taxes in Pelham, Massachusetts, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hampshire County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Hampshire County are sent in the spring each year and typically reach your mailbox by the middle of the season. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Pelham is $388,150, with a median tax bill of $6,578. The highest median home price is in 01002 at $388,150. Pelham’s median property tax bill is well above the national median property tax bill of $2,400, reflecting the impact of local assessed values and tax rates.
Property Tax Assessment Values Across Pelham, Hampshire County, Massachusetts
Source: Ownwell
$235,200
$566,150
$897,100
Median Pelham Market Value
$388,150
Median Hampshire County Market Value
$378,200
Median Massachusetts Market Value
$561,600
Median United States Market Value
$235,294
Property Tax Assessment Values Across Pelham, Hampshire County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 01002 | $270,600 | $314,200 | $388,150 | $476,325 | $607,250 |
Source: Ownwell
Property Tax Bills Across Pelham, Hampshire County, Massachusetts
Pelham property tax bills are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is determined by local officials and can reflect the home itself, the land, and other taxable features. For homeowners in Pelham, this means the tax bill can change when market conditions shift or when a property is reassessed.
With a median home price of $388,150, the tax burden can be significant. The typical tax bill ranges from $5,324 at the 25th percentile to $8,079 at the 75th percentile, with the 90th percentile reaching $10,286. In ZIP code 01002, the median tax bill is $6,578.
These bills affect homeowners directly by increasing the yearly cost of owning a home. Because property taxes are tied to assessed value, owners of higher-value homes often pay more, even if their income has not changed.
Median Pelham Tax Bill
$6,578
Median Hampshire County Tax Bill
$5,091
Median Massachusetts Tax Bill
$6,068
Median United States Tax Bill
$2,400
Property Tax Bills Across Pelham, Hampshire County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 01002 | $4,584 | $5,324 | $6,578 | $8,079 | $10,286 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 1 |
Links | |
|---|---|
| Hampshire Tax Assessor | |
| Website | www.mass.gov |