Concord, Middlesex County, Massachusetts Property Taxes
Property Taxes in Concord, Massachusetts
Median Concord, Massachusetts effective property tax rate: 0.01%, significantly lower than the national median of 1.02%, and lower than the Massachusetts state median of 1.15%.
Median Concord, Massachusetts home value: $1,232,800
Median annual Concord, Massachusetts tax bill: $173, $2,227 lower lower than the national median property tax bill of $2,400.
How are property taxes in Middlesex calculated?
Property taxes in Concord, Massachusetts are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Concord's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Concord, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Concord, Middlesex County, Massachusetts Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.01%
Estimate Property Tax Bill
$123
$114
How Does the Concord Property Tax Calculator Work?
Use this Concord property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Concord's median effective tax rate of 0.01% — based on actual property records in Middlesex County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Concord's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Concord: rates can differ based on local levies and assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Concord.
About Concord Property Taxes
About Property Taxes in Concord, Middlesex, Massachusetts
Concord's median effective property tax rate of 0.01% is higher than the Massachusetts state median of 1.15% and lower than the national median of 1.02%. This rate reflects the Middlesex County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Concord. Homeowners in the highest ZIP code carry a median effective rate of 0.01%, while those in the lowest ZIP code pay 0.01%. This spread reflects how school district boundaries and local assessment districts are drawn across Middlesex County. Understanding which part of Concord you live in can make a meaningful difference to your annual tax bill.
Concord homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before February 1, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Concord, Middlesex County, Massachusetts
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Concord's effective property tax rate to other cities in Massachusetts and the median property tax rates in Massachusetts and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Concord Tax Rate
0.01%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Middlesex County Tax Rate
1.14%
Median Effective Massachusetts Tax Rate
1.15%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Concord, Middlesex County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 01742 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Concord, Middlesex County, Massachusetts
When examining property taxes in Concord, Massachusetts, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Middlesex County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Middlesex County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Concord.
For example, the median home price in Concord is $1,232,800, with tax bills ranging significantly across the county.
Property Tax Assessment Values Across Concord, Middlesex County, Massachusetts
Source: Ownwell
$378,900
$1,063,575
$1,748,250
Median Concord Market Value
$1,232,800
Median Middlesex County Market Value
$710,700
Median Massachusetts Market Value
$561,600
Median United States Market Value
$235,294
Property Tax Assessment Values Across Concord, Middlesex County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 01742 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Concord, Middlesex County, Massachusetts
How are property tax bills calculated in Concord, Middlesex?
Property tax bills in Concord are based on the assessed value of a home and the local tax rate set by the city and county. When a property is assessed, officials estimate its market value, then apply the tax rate to determine the annual bill. For homeowners, this means a higher assessed value usually leads to a higher tax bill, while a lower assessment can reduce what is owed.
In Concord, the median home price is $1,232,800, which is far above the national median property tax bill of $2,400 and national median property tax rate of 1.02%. That makes the assessment especially important for homeowners, since even small changes in value can affect the amount due.
Property tax bills also reflect exemptions and other local factors, which can help lower the final amount. For many homeowners, understanding how the bill is calculated is the first step toward managing property tax costs.
Property Tax Bills Across Concord, Middlesex County, Massachusetts
Source: Ownwell
$4,708
$12,022
$19,336
Median Concord Tax Bill
$173
Median Middlesex County Tax Bill
$7,377
Median Massachusetts Tax Bill
$6,068
Median United States Tax Bill
$2,400
Property Tax Bills Across Concord, Middlesex County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 01742 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 1 |
Links | |
|---|---|
| Middlesex Tax Assessor | |
| Website | www.masslandrecords.com |