Dracut, Middlesex County, Massachusetts Property Taxes
Property Taxes in Dracut, Massachusetts
Median Dracut, Massachusetts effective property tax rate: 1.01%, significantly lower than the national median of 1.02%, and lower than the Massachusetts state median of 1.15%.
Median Dracut, Massachusetts home value: $479,950
Median annual Dracut, Massachusetts tax bill: $4,858, $2,458 higher than the national median property tax bill of $2,400.
How are property taxes in Middlesex calculated?
Property taxes in Dracut, Massachusetts are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Dracut's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Dracut, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Dracut, Middlesex County, Massachusetts Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.01%
Estimate Property Tax Bill
$4,847
$4,498
How Does the Dracut Property Tax Calculator Work?
Use this Dracut property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Dracut's median effective tax rate of 1.01% — based on actual property records in Middlesex County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Dracut's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Dracut: rates range from 1.01% in 01826 to 1.01% in 01826, primarily due to differences in school district levies and local assessment districts.
Dracut's median property tax bill is $4,858, which is higher than the Massachusetts median tax bill by $2,458 and higher than the national median property tax bill of $2,400.
About Dracut Property Taxes
About Property Taxes in Dracut, Middlesex, Massachusetts
Dracut’s median effective property tax rate of 1.01% is lower than the Middlesex County median of 1.15% and higher than the national median of 1.02%. This rate reflects the Middlesex County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Dracut. Homeowners in the 01826 ZIP code carry a median effective rate of 1.01%, while those in the same ZIP code also pay 1.01%. This reflects how school district boundaries and local assessment districts are drawn across Middlesex County. Understanding which part of Dracut you live in can make a meaningful difference to your annual tax bill.
Dracut homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the February 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Dracut, Middlesex County, Massachusetts
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Dracut's effective property tax rate to other cities in Massachusetts and the median property tax rates in Massachusetts and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Dracut Tax Rate
1.01%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Middlesex County Tax Rate
1.14%
Median Effective Massachusetts Tax Rate
1.15%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Dracut, Middlesex County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 01826 | 1.01% | 1.01% | 1.01% | 1.01% | 1.01% |
Source: Ownwell
Property Tax Assessment Values Across Dracut, Middlesex County, Massachusetts
When examining property taxes in Dracut, Massachusetts, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Middlesex County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Middlesex County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Dracut.
For example, the median home price in Dracut is $479,950, with tax bills ranging significantly across the county. 01826 has the highest median home price at $479,950.
Property Tax Assessment Values Across Dracut, Middlesex County, Massachusetts
Source: Ownwell
$378,900
$1,063,575
$1,748,250
Median Dracut Market Value
$479,950
Median Middlesex County Market Value
$710,700
Median Massachusetts Market Value
$561,600
Median United States Market Value
$235,294
Property Tax Assessment Values Across Dracut, Middlesex County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 01826 | $296,610 | $390,300 | $479,950 | $601,800 | $747,500 |
Source: Ownwell
Property Tax Bills Across Dracut, Middlesex County, Massachusetts
Property tax bills in Dracut are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. Local officials review factors such as the home’s location, size, condition, and comparable sales to determine that assessment. Because the bill is tied to value, homeowners with higher-valued properties generally pay more, while those with lower assessments pay less.
In Dracut, the median home price is $479,950, and the median property tax bill is $4,858 in ZIP code 01826. That amount is well above the national median property tax bill of $2,400, showing how much local assessments can affect annual costs. For many homeowners, this means property taxes can be one of the largest ongoing housing expenses, and changes in assessed value can have a direct impact on the amount owed each year.
Property Tax Bills Across Dracut, Middlesex County, Massachusetts
Source: Ownwell
$4,708
$12,022
$19,336
Median Dracut Tax Bill
$4,858
Median Middlesex County Tax Bill
$7,377
Median Massachusetts Tax Bill
$6,068
Median United States Tax Bill
$2,400
Property Tax Bills Across Dracut, Middlesex County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 01826 | $3,002 | $3,950 | $4,858 | $6,090 | $7,565 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 1 |
Links | |
|---|---|
| Middlesex Tax Assessor | |
| Website | www.masslandrecords.com |