Melrose, Middlesex County, Massachusetts Property Taxes
Property Taxes in Melrose, Massachusetts
Median Melrose, Massachusetts effective property tax rate: 0.01%, significantly lower than the national median of 1.02%, and lower than the Massachusetts state median of 1.15%.
Median Melrose, Massachusetts home value: $769,450
Median annual Melrose, Massachusetts tax bill: $78, lower than the national median property tax bill of $2,400.
How are property taxes in Middlesex calculated?
Property taxes in Melrose, Massachusetts are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Melrose's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Melrose, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Melrose, Middlesex County, Massachusetts Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.01%
Estimate Property Tax Bill
$77
$71
How Does the Melrose Property Tax Calculator Work?
Use this Melrose property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Melrose's median effective tax rate of 0.01% — based on actual property records in Middlesex County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Melrose's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Melrose: rates can differ based on school district levies and local assessment districts, so the estimate may be higher or lower than the median property tax bill of $78.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Melrose.
About Melrose Property Taxes
About Property Taxes in Melrose, Middlesex, Massachusetts
Melrose's median effective property tax rate of 0.01% is lower than the Massachusetts state median of 1.15% and lower than the national median of 1.02%. This rate reflects the Middlesex County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Melrose. Homeowners in the highest ZIP code carry a median effective rate of 0.01%, while those in the lowest pay 0.01%. This spread reflects how school district boundaries and local assessment districts are drawn across Middlesex County. Understanding which part of Melrose you live in can make a meaningful difference to your annual tax bill.
Melrose homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before February 1, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Melrose, Middlesex County, Massachusetts
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Melrose's effective property tax rate to other cities in Massachusetts and the median property tax rates in Massachusetts and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Melrose Tax Rate
0.01%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Middlesex County Tax Rate
1.14%
Median Effective Massachusetts Tax Rate
1.15%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Melrose, Middlesex County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 02176 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Melrose, Middlesex County, Massachusetts
When examining property taxes in Melrose, Massachusetts, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Middlesex County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Middlesex County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Melrose.
For example, the median home price in Melrose is $769,450, with tax bills ranging significantly across the county. The median tax bill is $78, compared with the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
Property Tax Assessment Values Across Melrose, Middlesex County, Massachusetts
Source: Ownwell
$378,900
$1,063,575
$1,748,250
Median Melrose Market Value
$769,450
Median Middlesex County Market Value
$710,700
Median Massachusetts Market Value
$561,600
Median United States Market Value
$235,294
Property Tax Assessment Values Across Melrose, Middlesex County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 02176 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Melrose, Middlesex County, Massachusetts
How Are Property Tax Bills Calculated in Melrose?
Property tax bills in Melrose are based on the assessed value of a home and the local tax rate set by the city and county. When the assessed value rises, the tax bill can increase, even if the homeowner has not made any changes to the property. Local officials consider the market value of the home, and the final bill reflects how that value compares with other properties in the area.
For homeowners, this means property taxes can change from year to year as home values shift. With a median home price of $769,450, Melrose homeowners may see bills that differ widely depending on their property’s assessed value and any exemptions they qualify for. The 25th percentile tax bill is $67, the 75th percentile is $91, and the 90th percentile is $115. These figures show how property tax bills are determined by both home value and local tax policy, and why reviewing an assessment matters.
Property Tax Bills Across Melrose, Middlesex County, Massachusetts
Source: Ownwell
$4,708
$12,022
$19,336
Median Melrose Tax Bill
$78
Median Middlesex County Tax Bill
$7,377
Median Massachusetts Tax Bill
$6,068
Median United States Tax Bill
$2,400
Property Tax Bills Across Melrose, Middlesex County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 02176 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 1 |
Links | |
|---|---|
| Middlesex Tax Assessor | |
| Website | www.masslandrecords.com |