Somerville, Middlesex County, Massachusetts Property Taxes
Property Taxes in Somerville, Massachusetts
Median Somerville, Massachusetts effective property tax rate: 1.09%, significantly higher than the national median of 1.02%, and lower than the Massachusetts state median of 1.15%.
Median Somerville, Massachusetts home value: $968,450
Median annual Somerville, Massachusetts tax bill: $10,557, higher than the national median property tax bill of $2,400.
How are property taxes in Middlesex calculated?
Property taxes in Somerville, Massachusetts are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Somerville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Somerville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Somerville, Middlesex County, Massachusetts Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.09%
Estimate Property Tax Bill
$10,556
$9,796
How Does the Somerville Property Tax Calculator Work?
Use this Somerville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Somerville's median effective tax rate of 1.09% — based on actual property records in Middlesex County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Somerville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Somerville: rates range from $9,114.00 in 02145 to $12,650.00 in 02144, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Somerville.
About Somerville Property Taxes
About Property Taxes in Somerville, Middlesex, Massachusetts
Somerville’s median effective property tax rate of 1.09% is lower than the Massachusetts state median of 1.15% and higher than the national median of 1.02%. This rate reflects the Middlesex County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Somerville. Homeowners in the 02145 ZIP code carry a median effective rate of 1.09%, while those in 02144 pay 1.09%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Middlesex County. Understanding which part of Somerville you live in can make a meaningful difference to your annual tax bill.
Somerville homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the February 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Somerville, Middlesex County, Massachusetts
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Somerville's effective property tax rate to other cities in Massachusetts and the median property tax rates in Massachusetts and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Somerville Tax Rate
1.09%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Middlesex County Tax Rate
1.14%
Median Effective Massachusetts Tax Rate
1.15%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Somerville, Middlesex County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 02143 | 1.09% | 1.09% | 1.09% | 1.09% | 1.09% |
| 02144 | 1.09% | 1.09% | 1.09% | 1.09% | 1.09% |
| 02145 | 1.09% | 1.09% | 1.09% | 1.09% | 1.09% |
Source: Ownwell
Property Tax Assessment Values Across Somerville, Middlesex County, Massachusetts
When examining property taxes in Somerville, Massachusetts, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Middlesex County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Middlesex County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Somerville.
For example, the median home price in Somerville is $968,450, with tax bills ranging significantly across the county. 02144 has the highest median home price at $1,160,500.
Property Tax Assessment Values Across Somerville, Middlesex County, Massachusetts
Source: Ownwell
$378,900
$1,063,575
$1,748,250
Median Somerville Market Value
$968,450
Median Middlesex County Market Value
$710,700
Median Massachusetts Market Value
$561,600
Median United States Market Value
$235,294
Property Tax Assessment Values Across Somerville, Middlesex County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 02143 | $521,000 | $694,700 | $958,000 | $1,224,000 | $1,486,900 |
| 02144 | $660,200 | $873,200 | $1,160,500 | $1,400,800 | $1,606,800 |
| 02145 | $488,020 | $634,375 | $835,950 | $1,037,825 | $1,237,030 |
Source: Ownwell
Property Tax Bills Across Somerville, Middlesex County, Massachusetts
Property tax bills in Somerville are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners, that means the bill is shaped by both the value of the home and how local taxing authorities set the rate. When assessed values rise, tax bills can increase even if nothing changes about the property itself.
In Somerville, the median home price is $968,450, and the typical tax burden is well above the national median property tax bill of $2,400. The 25th percentile tax bill is $7,792, while the 75th percentile reaches $13,630. At the high end, the 90th percentile tax bill is $16,213. Median tax bills also vary by ZIP code, from $9,114 in 02145 to $12,650 in 02144. For homeowners, these bills can have a major effect on monthly housing costs and long-term affordability.
Property Tax Bills Across Somerville, Middlesex County, Massachusetts
Source: Ownwell
$4,708
$12,022
$19,336
Median Somerville Tax Bill
$10,557
Median Middlesex County Tax Bill
$7,377
Median Massachusetts Tax Bill
$6,068
Median United States Tax Bill
$2,400
Property Tax Bills Across Somerville, Middlesex County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 02143 | $5,684 | $7,579 | $10,452 | $13,353 | $16,220 |
| 02144 | $7,165 | $9,500 | $12,650 | $15,283 | $17,521 |
| 02145 | $5,319 | $6,918 | $9,114 | $11,322 | $13,496 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 1 |
Links | |
|---|---|
| Middlesex Tax Assessor | |
| Website | www.masslandrecords.com |