Worcester, Worcester County, Massachusetts Property Taxes
Property Taxes in Worcester, Massachusetts
Median Worcester, Massachusetts effective property tax rate: 1.32%, significantly higher than the national median of 1.02%, and higher than the Massachusetts state median of 1.15%.
Median Worcester, Massachusetts home value: $388,400
Median annual Worcester, Massachusetts tax bill: $5,122, $2,722 higher than the national median property tax bill of $2,400.
How are property taxes in Worcester County calculated?
Property taxes in Worcester, Massachusetts are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Worcester's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Worcester, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Worcester, Worcester County, Massachusetts Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.32%
Estimate Property Tax Bill
$5,127
$4,758
How Does the Worcester Property Tax Calculator Work?
Use this Worcester property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Worcester's median effective tax rate of 1.32% — based on actual property records in Worcester County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Worcester's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Worcester: rates range from $2,023 in 01608 to $6,397 in 01609, primarily due to differences in school district levies and local assessment districts. Worcester's median tax rate is higher than the Massachusetts median tax rate of 1.15%, and the median tax bill is higher than the state median by $2,722.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Worcester.
About Worcester Property Taxes
About Property Taxes in Worcester, Worcester, Massachusetts
Worcester's median effective property tax rate of 1.32% is higher than the Massachusetts state median of 1.15% and higher than the national median of 1.02%. This rate reflects the Worcester County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Worcester. Homeowners in the 01604 ZIP code carry a median effective rate of 1.32%, while those in 01608 pay 1.32%. This spread reflects how school district boundaries and local assessment districts are drawn across Worcester County. Understanding which part of Worcester you live in can make a meaningful difference to your annual tax bill.
Worcester homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the February 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Worcester, Worcester County, Massachusetts
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Worcester's effective property tax rate to other cities in Massachusetts and the median property tax rates in Massachusetts and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Worcester Tax Rate
1.32%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Worcester County Tax Rate
1.32%
Median Effective Massachusetts Tax Rate
1.15%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Worcester, Worcester County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 01602 | 1.32% | 1.32% | 1.32% | 1.32% | 1.32% |
| 01603 | 1.32% | 1.32% | 1.32% | 1.32% | 1.32% |
| 01604 | 1.32% | 1.32% | 1.32% | 1.32% | 1.32% |
| 01605 | 1.32% | 1.32% | 1.32% | 1.32% | 1.32% |
| 01606 | 1.32% | 1.32% | 1.32% | 1.32% | 1.32% |
| 01607 | 1.32% | 1.32% | 1.32% | 1.32% | 1.32% |
| 01608 | 1.32% | 1.32% | 1.32% | 1.32% | 1.32% |
| 01609 | 1.32% | 1.32% | 1.32% | 1.32% | 1.32% |
| 01610 | 1.32% | 1.32% | 1.32% | 1.32% | 1.32% |
| 01613 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Worcester, Worcester County, Massachusetts
When examining property taxes in Worcester, Massachusetts, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Worcester County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Worcester County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of January.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Worcester.
For example, the median home price in Worcester is $388,400, with tax bills ranging significantly across the county. 01609 has the highest median home price at $485,000.
Property Tax Assessment Values Across Worcester, Worcester County, Massachusetts
Source: Ownwell
$153,400
$497,450
$841,500
Median Worcester Market Value
$388,400
Median Worcester County Market Value
$419,400
Median Massachusetts Market Value
$561,600
Median United States Market Value
$235,294
Property Tax Assessment Values Across Worcester, Worcester County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 01602 | $299,300 | $342,600 | $393,500 | $466,500 | $566,500 |
| 01603 | $251,780 | $302,000 | $351,000 | $429,500 | $554,700 |
| 01604 | $256,400 | $325,200 | $388,300 | $485,848 | $602,560 |
| 01605 | $265,100 | $330,850 | $394,500 | $495,400 | $580,860 |
| 01606 | $304,000 | $338,400 | $377,050 | $434,275 | $513,310 |
| 01607 | $194,100 | $299,800 | $372,500 | $449,800 | $546,700 |
| 01608 | $118,200 | $140,800 | $153,400 | $196,168 | $419,060 |
| 01609 | $223,390 | $378,575 | $485,000 | $595,050 | $697,680 |
| 01610 | $172,420 | $309,350 | $437,600 | $582,250 | $671,320 |
| 01613 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Worcester, Worcester County, Massachusetts
Property tax bills in Worcester are based on the assessed value of a home and the local tax rate set by the city and county. When a property’s market value changes, the assessed value can change too, which affects the final bill homeowners receive. For a home with a median price of $388,400, the tax burden can be significant, especially compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400.
Several factors shape the amount due, including the home’s location, its assessed value, and the tax rate applied in the area. In Worcester County, median tax bills vary widely, from $2,023 in ZIP code 01608 to $6,397 in ZIP code 01609. For many homeowners, this means property taxes can be one of the largest ongoing housing costs, making it important to understand how the bill is calculated and why it may rise over time.
Property Tax Bills Across Worcester, Worcester County, Massachusetts
Source: Ownwell
$2,023
$7,330
$12,636
Median Worcester Tax Bill
$5,122
Median Worcester County Tax Bill
$4,915
Median Massachusetts Tax Bill
$6,068
Median United States Tax Bill
$2,400
Property Tax Bills Across Worcester, Worcester County, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 01602 | $3,948 | $4,519 | $5,190 | $6,153 | $7,472 |
| 01603 | $3,310 | $3,981 | $4,627 | $5,665 | $7,316 |
| 01604 | $3,375 | $4,287 | $5,120 | $6,406 | $7,939 |
| 01605 | $3,500 | $4,365 | $5,203 | $6,533 | $7,661 |
| 01606 | $4,010 | $4,463 | $4,974 | $5,728 | $6,770 |
| 01607 | $2,552 | $3,880 | $4,878 | $5,886 | $7,183 |
| 01608 | $1,559 | $1,857 | $2,023 | $2,588 | $5,528 |
| 01609 | $2,946 | $4,994 | $6,397 | $7,849 | $9,202 |
| 01610 | $2,260 | $4,070 | $5,769 | $7,678 | $8,851 |
| 01613 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 1 |
Links | |
|---|---|
| Worcester Tax Assessor | |
| Website | www.worcesterma.gov |