Saugatuck, Allegan County, Michigan Property Taxes

Name: Property Tax Bills Across Saugatuck, Allegan County, Michigan
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Saugatuck, MI effective property tax rate: 1.10%, significantly higher than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Saugatuck, MI home value: $427,400
Median annual Saugatuck, MI tax bill: $4,327, $1,927 higher than the national median property tax bill of $2,400.

How are property taxes in Allegan calculated?

Property taxes in Saugatuck, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Saugatuck’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Saugatuck, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Saugatuck, Allegan County, Michigan Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.1%

Estimate Property Tax Bill

$4,701

$4,363

Ownwell’s Saugatuck Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Saugatuck with just two data points.

By entering your property's estimated assessed value, our calculator applies Saugatuck’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Allegan County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Saugatuck, Allegan County, Michigan

Local government entities determine tax rates, which can differ significantly within a state. This is because each county annually estimates its required budget for services and divides it by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While votes and laws play a role in setting tax rates and budgets, this is the annual process in a nutshell.

Saugatuck in Allegan County, Michigan, showcases a property tax rate that aligns with the state's median of 1.10%. This rate is slightly above the national median property tax rate of 1.02%. Residents in Saugatuck can expect property tax bills that reflect this rate, which is indicative of the region's approach to funding local services. The uniformity of the tax rate within Allegan County, as seen in Saugatuck, highlights the region's consistent approach to property taxation. When comparing Saugatuck’s effective property tax rate to other cities in Michigan and the U.S., it becomes evident that while Michigan's rate is higher than the national median, it remains a crucial component in supporting local infrastructure and services.

Property Tax Rates Across Saugatuck, Allegan County, Michigan

Source: Ownwell

0.84%

1.24%

1.63%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Saugatuck Tax Rate

1.10%

Median Effective Allegan County Tax Rate

1.09%

Median Effective Michigan Tax Rate

1.07%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Saugatuck, Allegan County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
49453	0.78%	0.87%	1.10%	1.44%	1.81%

Source: Ownwell

Property Tax Assessment Values Across Saugatuck, Allegan County, Michigan

When examining property taxes in Saugatuck, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Allegan County assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Allegan County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saugatuck. For example, the median home price in Saugatuck is $427,400, with tax bills ranging significantly across the county. 49453 has the highest median home price at $427,400.

Property Tax Assessment Values Across Saugatuck, Allegan County, Michigan

Source: Ownwell

$95,600

$381,600

$667,600

Median Saugatuck Market Value

$427,400

Median Allegan County Market Value

$229,000

Median Michigan Market Value

$177,800

Median United States Market Value

$235,294

Property Tax Assessment Values Across Saugatuck, Allegan County, Michigan

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
49453	$123,300	$284,050	$427,400	$604,550	$951,600

Source: Ownwell

Property Tax Bills Across Saugatuck, Allegan County, Michigan

Property tax bills in Saugatuck, located in Allegan County, Michigan, are calculated based on the assessed value of a property. This assessed value is typically a percentage of the market value, and local tax rates are applied to determine the final tax bill. Homeowners in Saugatuck often face property tax bills that vary significantly. For instance, while the 25th percentile tax bill is $2,725, the 75th percentile reaches $6,840, and the 90th percentile climbs to $10,806. The median tax bill in the area is notably higher than the national median, reflecting the region's property values and tax rates. Such substantial tax bills can pose a challenge for homeowners, impacting their financial planning and overall affordability of homeownership. Ownwell offers valuable assistance by providing expert property tax appeal services, potentially lowering your tax burden. By analyzing your property's assessed value and ensuring it aligns with fair market standards, Ownwell can help you save significantly on your property taxes, easing the financial strain on homeowners.

Property Tax Bills Across Saugatuck, Allegan County, Michigan

Source: Ownwell

$921

$5,509

$10,097

Median Saugatuck Tax Bill

$4,327

Median Allegan County Tax Bill

$2,370

Median Michigan Tax Bill

$1,795

Median United States Tax Bill

$2,400

Property Tax Bills Across Saugatuck, Allegan County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
49453	$2,004	$2,725	$4,327	$6,840	$10,806

Source: Ownwell