South Haven, Allegan County, Michigan Property Taxes
The median South Haven, MI effective property tax rate is 0.99%, slightly lower than the national median of 1.02%, but also lower than the Michigan state median of 1.07%. The median South Haven home value stands at $290,800. The median annual South Haven tax bill is $3,064, which is $664 higher than the national median property tax bill of $2,400.
How are property taxes in Allegan County calculated?
Property taxes in South Haven, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding South Haven’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in South Haven, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
South Haven, Allegan County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.99%
Estimate Property Tax Bill
$2,879
$2,672
Property Tax Rates Across South Haven, Allegan County, Michigan
Local government entities determine tax rates, which can differ significantly within a state. This variation occurs because, each year, counties estimate their budgetary needs to provide essential services and then divide this by the total value of all taxable properties within their jurisdiction. This calculation determines the property tax rate. While votes and regulations play a role in setting these rates and budgets, this is the basic annual procedure.
In South Haven, located in Allegan County, the effective property tax rate is reflective of these calculations. When comparing South Haven's tax rate to other cities within Michigan, it aligns closely with the state's median tax rate. Interestingly, this rate is slightly below the national median property tax rate of 1.02%. This comparison highlights how South Haven, and by extension Allegan County, manages its tax rates effectively, ensuring that property owners are not overly burdened while still providing necessary services. Understanding these local tax dynamics can help property owners make informed decisions and potentially identify opportunities for appealing or adjusting their property tax obligations.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective South Haven Tax Rate
0.99%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Allegan County Tax Rate
1.09%
Median Effective Michigan Tax Rate
1.07%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across South Haven, Allegan County, Michigan
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
49090 | 0.24% | 0.57% | 0.99% | 1.58% | 1.81% |
Source: Ownwell
Property Tax Assessment Values Across South Haven, Allegan County, Michigan
When examining property taxes in South Haven, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Allegan County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Allegan County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of the season. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in South Haven.
For example, the median home price in South Haven is $290,800, with tax bills ranging significantly across the county. Zip code 49090 has the highest median home price at $290,800.
Property Tax Assessment Values Across South Haven, Allegan County, Michigan
Source: Ownwell

$95,600
$381,600
$667,600
Median South Haven Market Value
$290,800
Median Allegan County Market Value
$229,000
Median Michigan Market Value
$177,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across South Haven, Allegan County, Michigan
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
49090 | $75,280 | $155,000 | $290,800 | $576,400 | $996,760 |
Source: Ownwell
Property Tax Bills Across South Haven, Allegan County, Michigan
In South Haven, MI, property tax bills are calculated based on the assessed value of a home, which is a percentage of the market value. The local tax rate is then applied to this assessed value to determine the tax bill. Factors such as changes in market conditions and local government budgets can influence this rate. In Allegan County, where South Haven is located, the median property tax bill is $3,064, which is higher than the national median of $2,400. Homeowners at the 90th percentile pay up to $8,546, indicating a significant variance in tax bills within the area. This can impact homeowners by increasing their annual financial obligations, especially if property values rise.
Ownwell assists homeowners by identifying potential savings through property tax appeals and exemptions. By analyzing property assessments, Ownwell ensures that homeowners are not overpaying on their taxes. With expert guidance, homeowners can effectively appeal their tax bills, potentially leading to significant savings, providing financial relief and peace of mind.
Median South Haven Tax Bill
$3,064
Median Allegan County Tax Bill
$2,370
Median Michigan Tax Bill
$1,795
Median United States Tax Bill
$2,400
Property Tax Bills Across South Haven, Allegan County, Michigan
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
49090 | $309 | $914 | $3,064 | $6,130 | $8,546 |
Source: Ownwell