Covington, Baraga County, Michigan Property Taxes
Property Taxes in Covington, Michigan
Median Covington, Michigan effective property tax rate: 1.28%, significantly higher than the national median of 1.02%, and higher than the Michigan state median of 1.05%.
Median Covington, Michigan home value: $58,524
Median annual Covington, Michigan tax bill: $849, lower than the national median property tax bill of $2,400.
How are property taxes in Baraga calculated?
Property taxes in Covington, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Covington's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Covington, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Covington, Baraga County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.28%
Estimate Property Tax Bill
$749
$695
How Does the Covington Property Tax Calculator Work?
Use this Covington property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Covington's median effective tax rate of 1.28% — based on actual property records in Baraga County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Covington's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Covington: rates range from 1.28% in 49919 to 1.28% in 49919, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Covington.
About Covington Property Taxes
About Property Taxes in Covington, Baraga, Michigan
Covington’s median effective property tax rate of 1.28% is higher than the Michigan state median of 1.05% and higher than the national median of 1.02%. This rate reflects the Baraga County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Covington. Homeowners in the 49919 ZIP code carry a median effective rate of 1.28%, while those in the lowest ZIP code pay 1.28%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Baraga County. Understanding which part of Covington you live in can make a meaningful difference to your annual tax bill.
Covington homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Covington, Baraga County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Covington's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Covington Tax Rate
1.28%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Baraga County Tax Rate
1.09%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Covington, Baraga County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49919 | 0.64% | 0.98% | 1.28% | 1.83% | 2.28% |
Source: Ownwell
Property Tax Assessment Values Across Covington, Baraga County, Michigan
When examining property taxes in Covington, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Baraga County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Baraga County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Covington.
For example, the median home price in Covington is $58,524, with tax bills ranging significantly across the county. 49919 has the highest median home price at $58,524.
Property Tax Assessment Values Across Covington, Baraga County, Michigan
Source: Ownwell
$58,524
$120,357
$182,189
Median Covington Market Value
$58,524
Median Baraga County Market Value
$96,000
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Covington, Baraga County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49919 | $23,030 | $36,390 | $58,524 | $95,140 | $155,781 |
Source: Ownwell
Property Tax Bills Across Covington, Baraga County, Michigan
How are property tax bills calculated in Covington?
Property tax bills in Covington are based on the assessed value of a home and the local tax rate set for the area. When a property’s market value changes, the assessed value can change too, which affects the final bill homeowners receive. For a home with a median price of $58,524, the tax bill reflects how that value is taxed within Baraga County.
What factors affect the amount owed?
Location, home value, and local taxing authorities all play a role in the calculation. In Covington, the median property tax bill is $849, with bills ranging from $471 at the 25th percentile to $1,291 at the 75th percentile and $2,019 at the 90th percentile. That means homeowners with similar homes can still pay very different amounts depending on how their property is assessed.
How does this affect homeowners?
Property taxes can meaningfully change monthly housing costs and long-term affordability. Even a modest increase in assessed value can raise the bill, making it important for homeowners to understand how their taxes are determined.
Median Covington Tax Bill
$849
Median Baraga County Tax Bill
$1,144
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Covington, Baraga County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49919 | $181 | $471 | $849 | $1,291 | $2,019 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Baraga Tax Assessor | |
| Website | bsaonline.com |