Benton Harbor, Berrien County, Michigan Property Taxes
Median Benton Harbor, MI effective property tax rate: 0.84%, significantly lower than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Benton Harbor, MI home value: $90,000
Median annual Benton Harbor, MI tax bill: $772, $1,628 lower than the national median property tax bill of $2,400.
How are property taxes in Berrien calculated?
Property taxes in Benton Harbor, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Benton Harbor’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Benton Harbor, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Benton Harbor, Berrien County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.84%
Estimate Property Tax Bill
$756
$702
Property Tax Rates Across Benton Harbor, Berrien County, Michigan
Local government entities in Michigan set tax rates, which can vary widely within the state. This variation arises because each county annually estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
In Benton Harbor, located in Berrien County, property owners experience an effective property tax rate of 0.84%, which is below the national median property tax rate of 1.02%. This rate is consistent across the city, with no significant variation in different areas. Compared to other cities in Michigan, Benton Harbor's tax rate is competitive, offering a more affordable option for property owners. When looking at the median property tax rates in Michigan and the U.S., Benton Harbor stands out as a city with relatively low property taxes, making it an attractive location for potential homeowners seeking cost-effective living.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Benton Harbor Tax Rate
0.84%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Berrien County Tax Rate
0.85%
Median Effective Michigan Tax Rate
1.07%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Benton Harbor, Berrien County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49022 | 0.46% | 0.62% | 0.84% | 1.40% | 1.79% |
Source: Ownwell
Property Tax Assessment Values Across Benton Harbor, Berrien County, Michigan
When examining property taxes in Benton Harbor, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Berrien County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Berrien County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Benton Harbor. For example, the median home price in Benton Harbor is $90,000, with tax bills ranging significantly across the county. Zip code 49022 has the highest median home price at $90,000.
Property Tax Assessment Values Across Benton Harbor, Berrien County, Michigan
Source: Ownwell
$90,000
$328,600
$567,200
Median Benton Harbor Market Value
$90,000
Median Berrien County Market Value
$183,200
Median Michigan Market Value
$177,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across Benton Harbor, Berrien County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49022 | $24,680 | $43,800 | $90,000 | $156,800 | $253,600 |
Source: Ownwell
Property Tax Bills Across Benton Harbor, Berrien County, Michigan
In Benton Harbor, located in Berrien County, MI, property tax bills are determined by assessing the property's market value and applying the local tax rate. Homeowners in this area face a median tax bill of $772, which is significantly below the national median of $2400. The tax rate here is influenced by various factors, including local government budgets and public service funding needs. For a typical home valued at $90,000, tax bills can range from $499 at the 25th percentile to $1967 at the 90th percentile, reflecting differences in property values and exemptions.
Homeowners can feel the impact of these taxes on their finances, as property taxes are a recurring expense. Ownwell can assist by identifying potential savings through appeals and exemptions. By analyzing property assessments and market trends, Ownwell ensures homeowners aren't overpaying. This service can be particularly beneficial in Benton Harbor, where even a small reduction in the tax rate can lead to significant savings, helping homeowners manage their expenses more effectively.
Median Benton Harbor Tax Bill
$772
Median Berrien County Tax Bill
$1,463
Median Michigan Tax Bill
$1,795
Median United States Tax Bill
$2,400
Property Tax Bills Across Benton Harbor, Berrien County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49022 | $311 | $499 | $772 | $1,198 | $1,967 |
Source: Ownwell