Three Oaks, Berrien County, Michigan Property Taxes
Median Three Oaks, MI effective property tax rate: 0.56%, significantly lower than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Three Oaks, MI home value: $253,800
Median annual Three Oaks, MI tax bill: $1,337, $1,063 lower than the national median property tax bill of $2,400.
How are property taxes in Berrien calculated?
Property taxes in Three Oaks, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Three Oaks’ property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Three Oaks, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Three Oaks, Berrien County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.56%
Estimate Property Tax Bill
$1,421
$1,319
Property Tax Rates Across Three Oaks, Berrien County, Michigan
Local government entities set tax rates, which can vary widely within a state. The annual process involves each county estimating its required budget to provide services and dividing that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
In Three Oaks, located in Berrien County, Michigan, the effective property tax rate is 0.56%. This rate is notably lower than the national median property tax rate of 1.02%. Homeowners in Three Oaks benefit from this lower rate, which can result in significant savings compared to other areas both within Michigan and across the U.S. With the national median property tax bill at $2,400, residents of Three Oaks enjoy a more affordable property tax burden. This financial advantage makes Three Oaks an attractive location for property owners who are looking to reduce their annual expenses.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Three Oaks Tax Rate
0.56%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Berrien County Tax Rate
0.85%
Median Effective Michigan Tax Rate
1.07%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Three Oaks, Berrien County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49128 | 0.28% | 0.38% | 0.56% | 0.77% | 1.22% |
Source: Ownwell
Property Tax Assessment Values Across Three Oaks, Berrien County, Michigan
When examining property taxes in Three Oaks, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Berrien County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Berrien County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Three Oaks. For example, the median home price in Three Oaks is $253,800, with tax bills ranging significantly across the county. Zip code 49128 has the highest median home price at $253,800.
Property Tax Assessment Values Across Three Oaks, Berrien County, Michigan
Source: Ownwell
$90,000
$328,600
$567,200
Median Three Oaks Market Value
$253,800
Median Berrien County Market Value
$183,200
Median Michigan Market Value
$177,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across Three Oaks, Berrien County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49128 | $135,100 | $180,500 | $253,800 | $389,850 | $652,800 |
Source: Ownwell
Property Tax Bills Across Three Oaks, Berrien County, Michigan
Median Three Oaks Tax Bill
$1,337
Median Berrien County Tax Bill
$1,463
Median Michigan Tax Bill
$1,795
Median United States Tax Bill
$2,400
Property Tax Bills Across Three Oaks, Berrien County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49128 | $585 | $898 | $1,337 | $2,366 | $5,108 |
Source: Ownwell