Dowagiac, Cass County, Michigan Property Taxes
Median Dowagiac, MI effective property tax rate: 0.43%, significantly lower than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Dowagiac, MI home value: $130,400
Median annual Dowagiac, MI tax bill: $715, $1,685 lower than the national median property tax bill of $2,400.
How are property taxes in Cass calculated?
Property taxes in Dowagiac, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Dowagiac’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Dowagiac, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Dowagiac, Cass County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.43%
Estimate Property Tax Bill
$561
$520
Property Tax Rates Across Dowagiac, Cass County, Michigan
Local government entities are responsible for setting tax rates, leading to significant variation within a state. This is because each county, such as Cass County in Michigan, estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
In Dowagiac, located in Cass County, the effective property tax rate is reflective of the county's approach to budgeting and taxation. By comparing Dowagiac's property tax rate to other cities within Michigan, as well as to the median property tax rates in both the state and the U.S., property owners can gain insight into how their taxes measure up. Michigan's median property tax rate is notably lower than the national median of 1.02%, offering potential savings for property owners. Understanding these differences can empower property owners to make informed decisions about their property tax appeals and exemptions.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Dowagiac Tax Rate
0.43%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cass County Tax Rate
0.39%
Median Effective Michigan Tax Rate
1.07%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Dowagiac, Cass County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49047 | 0.28% | 0.34% | 0.43% | 0.83% | 1.04% |
Source: Ownwell
Property Tax Assessment Values Across Dowagiac, Cass County, Michigan
When examining property taxes in Dowagiac, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cass County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Cass County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Dowagiac. For example, the median home price in Dowagiac is $130,400, with tax bills ranging significantly across the county. 49047 has the highest median home price at $130,400.
Property Tax Assessment Values Across Dowagiac, Cass County, Michigan
Source: Ownwell
$130,400
$193,100
$255,800
Median Dowagiac Market Value
$130,400
Median Cass County Market Value
$171,400
Median Michigan Market Value
$177,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across Dowagiac, Cass County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49047 | $56,000 | $81,000 | $130,400 | $226,800 | $407,600 |
Source: Ownwell
Property Tax Bills Across Dowagiac, Cass County, Michigan
Median Dowagiac Tax Bill
$715
Median Cass County Tax Bill
$696
Median Michigan Tax Bill
$1,795
Median United States Tax Bill
$2,400
Property Tax Bills Across Dowagiac, Cass County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49047 | $234 | $457 | $715 | $1,102 | $1,735 |
Source: Ownwell