Cheboygan County, Michigan Property Taxes
Property Taxes in Cheboygan County, Michigan
Median Cheboygan County effective property tax rate: 0.86%, significantly lower than the national median of 1.02%.
Median Cheboygan County home value: $193,800
Median annual Cheboygan County tax bill: $1,565, $835 lower than the national median property tax bill of $2,400.
How are property taxes in Cheboygan County calculated?
Property taxes in Cheboygan County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Cheboygan or another part of Cheboygan County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cheboygan County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.86%
Estimate Property Tax Bill
$1,667
$1,547
How Does the Cheboygan County Property Tax Calculator Work?
Use this Cheboygan County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cheboygan County's median effective tax rate of 0.86% to generate your estimate.
Enter your property's estimated assessed value — the figure used for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property.
Cheboygan County's median tax rate is lower than Michigan's 1.05% median rate, and the county's $1,565 median tax bill is $835 lower than the state median. For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Cheboygan County.
Property Tax Rates Across Cheboygan County, Michigan
What Are Effective Property Tax Rates Across Cheboygan County?
Local government entities set tax rates, which vary widely across Cheboygan County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Cheboygan County's effective property tax rate to other counties in Michigan or the U.S. median of 1.02%.
Cheboygan County's median effective rate stands at 0.86%, which is lower than the national median of 1.02%. Within Cheboygan County, the highest rate is found in MACKINAW CITY at 1.25%, while ONAWAY has the lowest at 0.67%.
These variations reflect differences in local school district levies, Tax increment finance districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cheboygan County Tax Rate
0.86%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cheboygan County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Afton | 0.52% | 0.59% | 0.80% | 1.22% | 1.48% |
| Alanson | 0.41% | 0.56% | 0.76% | 1.10% | 1.40% |
| Brutus | 0.56% | 0.70% | 1.04% | 1.30% | 1.55% |
| Burt Lake | 0.50% | 0.70% | 1.07% | 1.20% | 1.41% |
| Carp Lake | 0.65% | 0.80% | 1.08% | 1.70% | 2.12% |
| Cheboygan | 0.49% | 0.62% | 0.89% | 1.29% | 1.74% |
| Indian River | 0.46% | 0.62% | 0.87% | 1.22% | 1.56% |
| Levering | 0.46% | 0.58% | 0.76% | 1.15% | 1.36% |
| Mackinaw City | 0.60% | 0.92% | 1.25% | 1.68% | 2.52% |
| Mullett Lake | 0.49% | 0.55% | 0.79% | 1.18% | 1.40% |
| Onaway | 0.39% | 0.46% | 0.67% | 1.06% | 1.31% |
| Pellston | 0.51% | 0.64% | 0.96% | 1.27% | 1.55% |
| Topinabee | 0.49% | 0.59% | 0.87% | 1.18% | 1.51% |
| Vanderbilt | 0.57% | 0.68% | 0.79% | 1.01% | 1.36% |
| Wolverine | 0.47% | 0.61% | 0.85% | 1.17% | 1.50% |
| Petoskey | N/A | N/A | N/A | N/A | N/A |
| Tower | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Cheboygan County, Michigan
When examining property taxes in Cheboygan County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cheboygan County equalization department estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cheboygan County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cheboygan County.
For example, the median tax bill in Cheboygan County is $1,565, with tax bills ranging significantly across the county. Mullett Lake has the highest median home price at $863,900.
Property Tax Assessment Values Across Cheboygan County, Michigan
Source: Ownwell
$126,200
$495,050
$863,900
Median Cheboygan County Market Value
$193,800
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cheboygan County, Michigan
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Afton | $36,800 | $70,400 | $126,200 | $215,400 | $304,800 |
| Alanson | $81,760 | $174,150 | $283,800 | $499,850 | $1,012,400 |
| Brutus | $92,240 | $261,000 | $722,800 | $1,066,000 | $1,516,840 |
| Burt Lake | $168,480 | $447,200 | $806,400 | $1,331,100 | $1,779,560 |
| Carp Lake | $7,600 | $85,250 | $138,200 | $243,750 | $352,960 |
| Cheboygan | $41,200 | $106,400 | $176,800 | $298,000 | $505,540 |
| Indian River | $61,400 | $144,200 | $255,000 | $470,800 | $825,000 |
| Levering | $75,560 | $180,200 | $317,800 | $480,800 | $682,880 |
| Mackinaw City | $81,640 | $140,200 | $203,700 | $309,850 | $446,140 |
| Mullett Lake | $342,440 | $523,050 | $863,900 | $1,204,600 | $1,574,400 |
| Onaway | $40,000 | $94,000 | $169,200 | $258,400 | $358,200 |
| Pellston | $64,800 | $156,600 | $307,000 | $471,400 | $686,800 |
| Topinabee | $40,560 | $106,600 | $189,300 | $338,350 | $688,920 |
| Vanderbilt | $50,000 | $89,350 | $158,300 | $223,350 | $330,760 |
| Wolverine | $39,240 | $77,800 | $156,000 | $252,900 | $375,320 |
| Petoskey | N/A | N/A | N/A | N/A | N/A |
| Tower | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Cheboygan County, Michigan
Property tax bills in Cheboygan County are based on the assessed value of a home, not the price a buyer might pay in the market. Local taxing authorities apply their tax rates to that assessed value to determine the final bill, so two homes with similar market values can still owe different amounts depending on their assessments and location.
With a median home price of $193,800, homeowners in the county can see very different outcomes. The 25th percentile tax bill is $871, while the 75th percentile is $2,968 and the 90th percentile reaches $5,836. That spread shows how property taxes can vary widely from one homeowner to another.
For many households, a higher assessed value can mean a larger annual tax burden, which affects monthly budgeting and long-term housing costs. Some areas, like Onaway with a $1,025 median tax bill, are much lower than Burt Lake, where the median tax bill is $8,246.
Median Cheboygan County Tax Bill
$1,565
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Cheboygan County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Afton | $367 | $616 | $1,060 | $1,626 | $2,492 |
| Alanson | $565 | $1,137 | $1,975 | $3,964 | $9,517 |
| Brutus | $932 | $2,140 | $6,274 | $11,123 | $15,576 |
| Burt Lake | $991 | $3,974 | $8,246 | $13,827 | $19,304 |
| Carp Lake | $161 | $763 | $1,400 | $2,744 | $4,063 |
| Cheboygan | $395 | $879 | $1,511 | $2,640 | $4,733 |
| Indian River | $583 | $1,086 | $2,006 | $4,281 | $7,981 |
| Levering | $660 | $1,202 | $2,324 | $3,961 | $6,171 |
| Mackinaw City | $887 | $1,603 | $2,477 | $4,030 | $5,837 |
| Mullett Lake | $2,321 | $4,088 | $6,223 | $10,189 | $16,734 |
| Onaway | $282 | $570 | $1,025 | $1,734 | $3,350 |
| Pellston | $723 | $1,309 | $2,634 | $5,002 | $6,708 |
| Topinabee | $478 | $855 | $1,425 | $3,070 | $6,311 |
| Vanderbilt | $427 | $734 | $1,150 | $1,798 | $3,142 |
| Wolverine | $382 | $679 | $1,201 | $1,989 | $3,218 |
| Petoskey | N/A | N/A | N/A | N/A | N/A |
| Tower | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Cheboygan Tax Assessor | |
| Website | bsaonline.com |