Garden, Delta County, Michigan Property Taxes
Median Garden, MI effective property tax rate: 0.48%, significantly lower than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Garden, MI home value: $102,400
Median annual Garden, MI tax bill: $445, $1,955 lower than the national median property tax bill of $2,400.
How are property taxes in Delta County calculated?
Property taxes in Garden, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Garden’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Garden, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Garden, Delta County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.48%
Estimate Property Tax Bill
$492
$456
Ownwell’s Garden Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Garden with just two data points.
By entering your property's estimated assessed value, our calculator applies Garden’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.
This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Delta County.
For those interested in more localized information, please scroll down to explore city-level trends!
Property Tax Rates Across Garden, Delta County, Michigan
Local government entities set property tax rates, which can vary significantly within a state. Annually, each county estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, this is the annual process in a nutshell.
Garden in Delta County, Michigan, presents an interesting case in property tax dynamics. With a median property tax rate of 0.48%, it stands out when compared to the national median of 1.02%. This means that homeowners in Garden generally pay less in property taxes than the average U.S. homeowner. Such a favorable tax environment can be appealing for those considering relocation or investment. However, it’s important to weigh these savings against the services and amenities funded by property taxes. Understanding the local tax landscape can provide valuable insights for current and prospective homeowners.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Garden Tax Rate
0.48%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Delta County Tax Rate
0.51%
Median Effective Michigan Tax Rate
1.07%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Garden, Delta County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49835 | 0.26% | 0.38% | 0.48% | 0.53% | 0.56% |
Source: Ownwell
Property Tax Assessment Values Across Garden, Delta County, Michigan
When examining property taxes in Garden, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Delta County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Delta County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Garden. For example, the median home price in Garden is $102,400, with tax bills ranging significantly across the county. Zip code 49835 has the highest median home price at $102,400.
Property Tax Assessment Values Across Garden, Delta County, Michigan
Source: Ownwell
$40,100
$91,650
$143,200
Median Garden Market Value
$102,400
Median Delta County Market Value
$107,400
Median Michigan Market Value
$177,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across Garden, Delta County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49835 | $29,800 | $54,800 | $102,400 | $190,300 | $272,520 |
Source: Ownwell
Property Tax Bills Across Garden, Delta County, Michigan
In Garden, Delta County, MI, property tax bills are calculated based on the assessed value of a home, which is typically a percentage of the market value. The local tax rate is then applied to this assessed value to determine the annual property tax bill. Factors such as property location, size, and improvements can influence the assessed value. While the national median property tax bill stands at $2,400, Garden's property tax bills vary significantly, with the 25th percentile at $224 and the 75th percentile at $839. Homeowners in Garden can face tax bills as high as $1,329 at the 90th percentile.
For homeowners looking to reduce their property tax burden, Ownwell offers expert property tax appeal and exemption services. By analyzing the assessed value and identifying potential inaccuracies or overlooked exemptions, Ownwell helps homeowners secure fairer tax bills. This not only ensures that homeowners pay only their fair share but also provides potential savings, easing the financial strain of property ownership.
Median Garden Tax Bill
$445
Median Delta County Tax Bill
$702
Median Michigan Tax Bill
$1,795
Median United States Tax Bill
$2,400
Property Tax Bills Across Garden, Delta County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49835 | $119 | $224 | $445 | $839 | $1,329 |
Source: Ownwell