Rock, Delta County, Michigan Property Taxes
Median ROCK, MI effective property tax rate: 0.40%, significantly lower than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median ROCK, MI home value: $89,400
Median annual ROCK, MI tax bill: $344, $2,056 lower than the national median property tax bill of $2,400.
How are property taxes in Delta calculated?
Property taxes in ROCK, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding ROCK’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in ROCK, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Rock, Delta County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.4%
Estimate Property Tax Bill
$358
$332
Property Tax Rates Across Rock, Delta County, Michigan
Local government entities in Michigan determine property tax rates, which can vary significantly across different areas. This variation occurs because each county annually estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This calculation determines the property tax rate. Although votes and laws are involved in setting these rates and budgets, this is essentially how the process works each year.
In Rock, located in Delta County, the effective property tax rate is 0.40%, which is relatively low compared to the national median property tax rate of 1.02%. This means property owners in Rock enjoy a lower tax burden than many other areas in the U.S. When comparing Rock's tax rate to other cities within Michigan, it remains consistent with the state’s median rate, highlighting the affordability for property owners in this region. Understanding these rates can help property owners make informed decisions about their investments and potential tax savings.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Rock Tax Rate
0.40%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Delta County Tax Rate
0.51%
Median Effective Michigan Tax Rate
1.07%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Rock, Delta County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49880 | 0.23% | 0.31% | 0.40% | 0.50% | 0.56% |
Source: Ownwell
Property Tax Assessment Values Across Rock, Delta County, Michigan
When examining property taxes in ROCK, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Delta County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Delta County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in ROCK.
For example, the median home price in ROCK is $89,400, with tax bills ranging significantly across the county. ZIP code 49880 has the highest median home price at $89,400.
Property Tax Assessment Values Across Rock, Delta County, Michigan
Source: Ownwell
$40,100
$91,650
$143,200
Median Rock Market Value
$89,400
Median Delta County Market Value
$107,400
Median Michigan Market Value
$177,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across Rock, Delta County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49880 | $34,200 | $54,800 | $89,400 | $132,600 | $189,280 |
Source: Ownwell
Property Tax Bills Across Rock, Delta County, Michigan
In ROCK, MI, property tax bills are determined by assessing the property's market value and applying the local tax rate. The median home price in the area is $89,400, which plays a crucial role in calculating the tax bill. Factors such as property location, size, and improvements are considered in the assessment process. Homeowners in ROCK face varying tax bills, with amounts ranging from $212 at the 25th percentile to $844 at the 90th percentile. The median tax bill in Delta County stands at $344, significantly below the national median property tax bill of $2,400. This lower tax burden can be advantageous for homeowners but may also reflect lower property values or fewer public services.
Ownwell assists homeowners by identifying potential savings on their property tax bills. Through expert analysis and appealing incorrect assessments, Ownwell ensures that homeowners are not overpaying. By leveraging local knowledge and a deep understanding of tax regulations, Ownwell helps clients secure fair tax assessments, ultimately reducing their financial burden and enhancing their property's value.
Median Rock Tax Bill
$344
Median Delta County Tax Bill
$702
Median Michigan Tax Bill
$1,795
Median United States Tax Bill
$2,400
Property Tax Bills Across Rock, Delta County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49880 | $106 | $212 | $344 | $567 | $844 |
Source: Ownwell