Westphalia, Ionia County, Michigan Property Taxes
Median Westphalia, MI effective property tax rate: 0.45%, significantly lower than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Westphalia, MI home value: $197,000
Median annual Westphalia, MI tax bill: $884, $1,516 lower than the national median property tax bill of $2,400.
How are property taxes in Ionia calculated?
Property taxes in Westphalia, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Westphalia’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Westphalia, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Westphalia, Ionia County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.93%
Estimate Property Tax Bill
$2,450
$2,273
Property Tax Rates Across Westphalia, Ionia County, Michigan
Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services annually and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Westphalia’s effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S. Westphalia, located in Ionia County, has an effective property tax rate of 0.45%. This is significantly lower than the national median property tax rate of 1.02%. Compared to other cities in Michigan, Westphalia’s rate is quite competitive, as it aligns with both the highest and lowest median rates in the state. Homeowners in Westphalia benefit from a lower tax burden, which can be a significant factor when considering property investment or relocation. With the national median property tax bill at $2,400, Westphalia offers a more affordable option for property owners, highlighting the advantages of understanding and potentially appealing property tax assessments.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Westphalia Tax Rate
0.93%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ionia County Tax Rate
1.06%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Westphalia, Ionia County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48894 | 0.62% | 0.86% | 0.93% | 1.01% | 1.12% |
Source: Ownwell
Property Tax Assessment Values Across Westphalia, Ionia County, Michigan
When examining property taxes in Westphalia, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Ionia County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Ionia County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Westphalia.
For example, the median home price in Westphalia is $197,000, with tax bills ranging significantly across the county. Zip code 48894 has the highest median home price at $197,000.
Property Tax Assessment Values Across Westphalia, Ionia County, Michigan
Source: Ownwell
$92,900
$213,350
$333,800
Median Westphalia Market Value
$263,400
Median Ionia County Market Value
$186,400
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Westphalia, Ionia County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48894 | $174,040 | $209,600 | $263,400 | $437,000 | $562,080 |
Source: Ownwell
Property Tax Bills Across Westphalia, Ionia County, Michigan
In Westphalia, located in Ionia County, MI, property tax bills are calculated based on the assessed value of a home, which is typically a percentage of its market value. The median home price in the area is $197,000, and the property tax rate is applied to this assessed value to determine the annual tax bill. Homeowners in Westphalia can expect a median property tax bill of $884, which is significantly lower than the national median of $2,400. Factors influencing the tax bill include local government budgets and school district funding needs.
For homeowners, this tax bill impacts monthly expenses and overall home affordability. Ownwell offers valuable assistance by providing property tax appeal and exemption services, potentially lowering these costs. By reviewing assessments and identifying discrepancies, Ownwell helps ensure that homeowners are not overpaying. This personalized approach can lead to considerable savings, offering peace of mind and financial relief for homeowners in Westphalia.
Median Westphalia Tax Bill
$2,357
Median Ionia County Tax Bill
$2,034
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Westphalia, Ionia County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48894 | $1,656 | $1,985 | $2,357 | $3,406 | $4,556 |
Source: Ownwell